GXBank

GXBank

All-in-one digital bank

11 ratings
65 reviews
Free

Details

  • Released
  • Updated
  • December 29, 2023
  • September 14, 2026
GXBank screenshot #1 for iPhone
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GXBank screenshot #8 for iPhone
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About

Open personal and business accounts digitally in minutes. Access instant loans up to RM300,000, earn interest on savings, and manage spending with features like in-app insurance renewal and cashback. Enjoy secure login and instant account control.

✓Digital account opening
✓Instant loans up to RM300,000
✓Earn interest on savings
✓In-app insurance renewal
✓1% cashback on overseas payments
✓Secure login and transaction approval
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What's New in GXBank

2.37.0

September 14, 2026

What’s New? More Money, Less Hassle! Referal: Up to RM255 referral reward your friends to get a personal and/or business credit limit. T&Cs apply

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User reviews

Your apps have a major bug

I couldnt even passed the sign up verification process. It keep telling me that my IC photo is blurred even tho I have retook it multiple times. Plus at the Recording face step, it recorded me just fine, but the problem happened after that step, while it uploading and compiling the data, it suddenly went blank. Nothing were shown.. then, suddenly the notification appeared, said that, it couldnt verify my IC since it is blurred, but when I tried to re-do all the process, it doesnt go back to the source of the problem (the IC verification) instead it straight away went to Recording face verification. Do you get it? It kept looping and then went blank. Nothing is working. No wonder a lot of people doesnt trust GXbank anymore since there are a lot of problem. Not just the app, we could also see theres a complaint about a problem when withdrawing money at the ATM. You can google it.
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Hassle when i upgraded phone

I like gx however recently i had to change to a new phone and forgot to remove old phone from the app. It needs to go through customer service by calling to resolve which is a hassle for me because I’m so not into talking kind of person. I done resetting with another bank just by emailing customer service . My problem solved. So your procedure should be revised on this matter. Gx bank is a digital banking no need calling for a simple transaction.
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best

terbaikk

Interest rate

GX bank give higher interest saving rate and easy to use the app anywhere . Love it

Hope more promotions are coming like last time every rn5 scan get some amount campaign

Also my flexi credit keep rejecting , even tho my ctos record good . Hope GX bank allows us to send our document for human review
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Complaint regarding delayed refund (qr transfer issue)

I am writing to express my dissatisfaction regarding a refund that has been taking an unreasonably long time to process.

On 9 April 2026, I made a payment using a QR transfer, but the recipient did not receive the funds. I have already opened a support ticket and provided all necessary details, including proof of transaction. However, until today, the issue remains unresolved.

I have been repeatedly asked to wait (initially 1–3 working days, then extended to 3–5 working days), but there has been no clear update or resolution. This delay is unacceptable, as the money has been deducted from my account, yet it has not been received by the recipient nor refunded back to me.
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FAQ

How secure is GXBank?

GXBank prioritizes security with features like Face ID or fingerprint login, instant card freezing, and one-tap transaction verification via GXsecure. Deposits are protected by Perbadanan Insurans Deposit Malaysia (PIDM) up to RM250,000 per depositor.

What types of loans can I get with GXBank?

GXBank offers FlexiCredit for personal loans up to RM150,000 with instant cash drawdown, and GX Biz FlexiLoan for business loans up to RM150,000 with flexible repayment terms from 2 to 36 months.

What are the interest rates for savings with GXBank?

For personal accounts, Bonus Pockets offers up to 3.55% p.a. on savings up to RM50,000. Business accounts earn 2.50% p.a. daily interest on deposits.

Does GXBank have ads?

Yes, GXBank contains advertisements. As a free service, it is supported by ads to provide its features to users.

What devices support GXBank?

GXBank is available on iOS devices, specifically iPhones and iPods, requiring iOS version 15 and above.

How often is GXBank updated?

The latest version of GXBank is 2.25.2, and it was last updated on March 27, 2026. Updates typically occur to introduce new features and improve performance.

What is the rating for GXBank?

GXBank has a strong user rating of 4.6 stars based on 10 ratings, indicating a generally positive user experience.

Can I renew my car insurance and road tax with GXBank?

Yes, GXBank offers a 'Road-Trip Ready' feature that allows you to renew your car insurance and road tax directly within the app in just three taps.