Smart Bank 3/4 vs FINPAY

Smart Bank 3/4 is mobile banking from the Ukrainian commercial bank JSC "BANK 3/4". The application is designed for modern clients who want to receive banking services on their smartphone and manage their finances without visiting a bank branch. As a client of the Bank, you get: • convenient authorization, Touch ID or Face ID login; • protection of OTP transactions – with a password (temporary confirmation code); • 24/7 support in chat or by phone number; • open a current account with the issuance of a virtual card to it; • monitor the status of all your accounts (card, current, deposit); • make instant transfers using card details (P2P) and payments using IBAN details; • create templates for regular payments; • view payment history; • manage your card: - block/unblock cards; - set individual spending limits; • make payments using Apple Pay.

Welcome to FINPAY—a modern payment service from LLC "PI "FIN PAY" that combines everyday financial transactions with the ability to obtain loans from partners directly within the app. FINPAY is a user-friendly mobile app that allows you to open a virtual card and make transfers. The app offers: • Virtual card • Card-to-card transfers • IBAN transfers • Card top-ups via terminals • Rapid receipt of funds from partners and instant access to partner solutions • Transaction history • Payment templates • Account statement generation FINPAY benefits: • Quick and easy sign-up via Diia • All financial operations in a single app • Intuitive, user-friendly interface FINPAY offers a simple way to manage your money, make payments, and access financial opportunities without the hassle – including the option to get a partner card to expand your financial capabilities and ensure quick access to funds.