Comparison

MIBank vs FINPAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MIBank

Features
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MIBank - The Bank That Cares About You! MIBank enables private individuals—clients of JSC "MIB"—to perform the following operations: - Transfer funds. - Adjust transaction type limits. - Block a card in case of loss or compromise. - Generate account statements. - Retrieve MIBank account details. - Receive informational notifications about card transactions.

About

FINPAY

Features
Read full description

Welcome to FINPAY—a modern payment service from LLC "PI "FIN PAY" that combines everyday financial transactions with the ability to obtain loans from partners directly within the app. FINPAY is a user-friendly mobile app that allows you to open a virtual card and make transfers. The app offers: • Virtual card • Card-to-card transfers • IBAN transfers • Card top-ups via terminals • Rapid receipt of funds from partners and instant access to partner solutions • Transaction history • Payment templates • Account statement generation FINPAY benefits: • Quick and easy sign-up via Diia • All financial operations in a single app • Intuitive, user-friendly interface FINPAY offers a simple way to manage your money, make payments, and access financial opportunities without the hassle – including the option to get a partner card to expand your financial capabilities and ensure quick access to funds.

Screenshots

MIBank3 screens
FINPAY4 screens

Verdict

The call

The clearest difference is device support: MIBank at 3 against FINPAY's 1. MIBank also leads on iOS requirement (14.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MIBank ships an update every 5 weeks, FINPAY monthly. The most recent releases landed on October 8, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 4 level
MIBank versus FINPAY: the parameters behind the verdict, then further details
ParameterMIBankFINPAY
PriceFreeFree
Update frequencyEvery 5 weeksMonthly — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS14.0 — better16.0
Further details — not scored
Size35 MB101 MB
Age rating17+4+
DeveloperMIZHNARODNYI INVESTYTSIINYI BANKPAYMENT INSTITUTION FIN PAY LLC

In-app purchases

None

MIBank

No in-app purchases

None

FINPAY

No in-app purchases

Questions

Is MIBank free?
MIBank is free to download, with no in-app purchases.
Is FINPAY free?
FINPAY is free to download, with no in-app purchases.
Do MIBank or FINPAY have ads?
Neither MIBank nor FINPAY shows ads.
Which is updated more often, MIBank or FINPAY?
MIBank ships an update every 5 weeks, and FINPAY monthly. Most recently, MIBank was updated on October 8, 2026 and FINPAY on October 24, 2026.

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