Comparison

Debts.app vs FINPAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Debts.app

Features
Read full description

Managing debts doesn’t have to be stressful. This app keeps all your debts, repayments, and balances in one clear, reliable place — so you always stay in control. Whether you lend money, borrow in multiple currencies, or want a better overview of your finances, the app gives you clarity and peace of mind. Why you’ll love it: Stay organized Track what you owe and what others owe you — clearly structured, easy to update, always accessible. Never miss a payment Set repayment dates, sync with your calendar, and receive smart reminders. Understand your progress Interactive charts show how your debts change over time and how close you are to becoming debt-free. Instant Spotlight access Search a contact in Spotlight and instantly view related debt information — fast and seamless. Siri & Shortcuts support Use voice commands like “Siri, open debts list” for quick, hands-free access. Multi-currency support Perfect for travel, shared expenses, and international payments. Secure cloud sync Your data is safely backed up and available across your devices. Home screen widgets See your key numbers at a glance without opening the app. Privacy first Your financial data stays private and is never shared with third parties. Track loans, split expenses, and manage repayments with confidence — all in one simple, powerful app. Subscription Information An active subscription is required to access all features, including cloud sync, widgets, charts, notifications, multi-currency support, Spotlight integration, and Siri Shortcuts. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

About

FINPAY

Features
Read full description

Welcome to FINPAY—a modern payment service from LLC "PI "FIN PAY" that combines everyday financial transactions with the ability to obtain loans from partners directly within the app. FINPAY is a user-friendly mobile app that allows you to open a virtual card and make transfers. The app offers: • Virtual card • Card-to-card transfers • IBAN transfers • Card top-ups via terminals • Rapid receipt of funds from partners and instant access to partner solutions • Transaction history • Payment templates • Account statement generation FINPAY benefits: • Quick and easy sign-up via Diia • All financial operations in a single app • Intuitive, user-friendly interface FINPAY offers a simple way to manage your money, make payments, and access financial opportunities without the hassle – including the option to get a partner card to expand your financial capabilities and ensure quick access to funds.

Screenshots

Debts.app4 screens
FINPAY4 screens

Verdict

The call

The clearest difference is in-app purchases: FINPAY at none against Debts.app's 3. FINPAY also leads on iOS requirement (16.0 vs 18). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debts.app sells 3 in-app purchases, starting at $2.99 per month. FINPAY asks for nothing beyond the download.

Scorecard2 real differences · 4 level
Debts.app versus FINPAY: the parameters behind the verdict, then further details
ParameterDebts.appFINPAY
PriceFreeFree
Update frequency—Monthly
AdsNoNo
In-app purchasesYesNo — better
DevicesiPhone, Apple Watch — betteriPhone
Requires iOS1816.0 — better
Further details — not scored
Size29 MB101 MB
Age rating4+4+
DeveloperOleksandr KabanovPAYMENT INSTITUTION FIN PAY LLC

In-app purchases

3 purchases

Debts.app

Subscriptions2
  • Monthly7 Days trial$2.991 Month
  • Annual7 Days trial$19.991 Year
One-time1
  • Lifetime access$29.99
None

FINPAY

No in-app purchases

Questions

Is Debts.app free?
Debts.app is free to download, with in-app purchases available.
Is FINPAY free?
FINPAY is free to download, with no in-app purchases.
Do Debts.app or FINPAY have ads?
Neither Debts.app nor FINPAY shows ads.

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