Fin vs Spendwise
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Fin
Manage your finances and achieve your financial goals by tracking and analyzing your income and expenses. This app offers a modern design, customizable categories, and powerful reporting tools to help you stay on top of your money. It works offline and prioritizes your privacy with no bank account connections.
- Budget goal setup
- Income and expense tracking
- Customizable categories
- Multiple account management
- Receipt scanning
- Interactive charts
- Recurring transactions
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Save money and reach your financial goals by adding and analyzing your transactions. Easy setup - no login required - works offline as well. FEATURES: • Modern and stylish design • Setup and reach your budget goal • Track and categorize income and expenses • Customize categories with handpicked colors and Emoji • Add multiple accounts • Share accounts via iCloud Sharing* • Scan Receipts • Attach photos, PDFs, weather conditions, and locations • Make transactions recurring • Interactive charts for in-depth analysis • Map visualization • Powerful transaction history • Quickly search and filter transactions • Currency converter • Customizable notifications and weekly reports • Home and Lock Screen Widgets • 4 different app themes • Change the app icon to fit your style • CSV import of transactions from your bank, credit card, or other sources • Passcode protection (or Face ID / Touch ID) • Siri and Shortcuts • Focus Filters • Live Text • Share Extension • Data export • Secure iCloud sync* • Dynamic Type • VoiceOver • Supports 150+ world currencies • Supports more than 20 languages PRIVACY: • We would never sell your data • All data stays on your device unless you decide to securely sync it via iCloud • No bank account connection * requires iOS 13 or newer * requires iOS 15 or newer Privacy Policy: https://getfin.app/privacy/ Terms of Use: https://getfin.app/terms/
Spendwise
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Privacy Assurance: Your transaction data is securely stored on your device and personal iCloud, with a firm commitment to never sharing your information with us. Enjoy complete privacy and control over your sensitive banking details.
Screenshots
Verdict
The clearest difference is price: Fin at Free against Spendwise's $0.99. Fin also leads on device support (5 vs 2) and iOS requirement (15.0 vs 17.0). Spendwise's advantage is in-app purchases (none vs 10). On update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Fin is free to download; Spendwise costs $0.99 up front. Fin sells 10 in-app purchases, starting at $2.99 per month. Spendwise asks for nothing beyond the download.
Fin ships an update every 3 weeks, Spendwise fortnightly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | Fin | Spendwise |
|---|---|---|
| Price | Free — better | $0.99 |
| Rating | 4.3 (63 ratings) — better | — |
| Positive reviews | 47.1% of reviews | — |
| Number of ratings | 63 — better | — |
| Update frequency | Every 3 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod, Apple Watch, Vision Pro — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 193 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Thomas Brandstaetter | WizEyes Tech |
In-app purchases
Fin
- Fin Premium monthly$2.991 Month
- Fin Premium monthly$4.991 Month
- Fin Premium monthly$8.991 Month
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- Fin Premium Family monthly$9.991 Month
- Fin Premium yearly with trial3 Days trial$19.991 Year
- Fin Premium yearly with trial3 Days trial$39.991 Year
- Fin Premium Family yearly3 Days trial$49.991 Year
- Fin Premium yearly with trial3 Days trial$49.991 Year
- Fin Premium Lifetime License$69.99
- Fin Premium Lifetime License$74.99
Spendwise
No in-app purchases









