Comparison

Fin vs Spendwise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fin

Manage your finances and achieve your financial goals by tracking and analyzing your income and expenses. This app offers a modern design, customizable categories, and powerful reporting tools to help you stay on top of your money. It works offline and prioritizes your privacy with no bank account connections.

Highlights
  • Budget goal setup
  • Income and expense tracking
  • Customizable categories
  • Multiple account management
  • Receipt scanning
  • Interactive charts
  • Recurring transactions
Features
Read full description

Save money and reach your financial goals by adding and analyzing your transactions. Easy setup - no login required - works offline as well. FEATURES: • Modern and stylish design • Setup and reach your budget goal • Track and categorize income and expenses • Customize categories with handpicked colors and Emoji • Add multiple accounts • Share accounts via iCloud Sharing* • Scan Receipts • Attach photos, PDFs, weather conditions, and locations • Make transactions recurring • Interactive charts for in-depth analysis • Map visualization • Powerful transaction history • Quickly search and filter transactions • Currency converter • Customizable notifications and weekly reports • Home and Lock Screen Widgets • 4 different app themes • Change the app icon to fit your style • CSV import of transactions from your bank, credit card, or other sources • Passcode protection (or Face ID / Touch ID) • Siri and Shortcuts • Focus Filters • Live Text • Share Extension • Data export • Secure iCloud sync* • Dynamic Type • VoiceOver • Supports 150+ world currencies • Supports more than 20 languages PRIVACY: • We would never sell your data • All data stays on your device unless you decide to securely sync it via iCloud • No bank account connection * requires iOS 13 or newer * requires iOS 15 or newer Privacy Policy: https://getfin.app/privacy/ Terms of Use: https://getfin.app/terms/

About

Spendwise

Features
Read full description

Privacy Assurance: Your transaction data is securely stored on your device and personal iCloud, with a firm commitment to never sharing your information with us. Enjoy complete privacy and control over your sensitive banking details.

Screenshots

Fin4 screens
Spendwise4 screens

Verdict

The call

The clearest difference is price: Fin at Free against Spendwise's $0.99. Fin also leads on device support (5 vs 2) and iOS requirement (15.0 vs 17.0). Spendwise's advantage is in-app purchases (none vs 10). On update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Fin is free to download; Spendwise costs $0.99 up front. Fin sells 10 in-app purchases, starting at $2.99 per month. Spendwise asks for nothing beyond the download.

UpkeepUpdate frequency

Fin ships an update every 3 weeks, Spendwise fortnightly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard4 real differences · 6 level
Fin versus Spendwise: the parameters behind the verdict, then further details
ParameterFinSpendwise
PriceFree — better$0.99
Rating4.3 (63 ratings) — better—
Positive reviews47.1% of reviews—
Number of ratings63 — better—
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod, Apple Watch, Vision Pro — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size193 MB3 MB
Age rating4+4+
DeveloperThomas BrandstaetterWizEyes Tech

In-app purchases

10 purchases

Fin

Subscriptions8
  • Fin Premium monthly$2.991 Month
  • Fin Premium monthly$4.991 Month
  • Fin Premium monthly$8.991 Month
Show 5 more
  • Fin Premium Family monthly$9.991 Month
  • Fin Premium yearly with trial3 Days trial$19.991 Year
  • Fin Premium yearly with trial3 Days trial$39.991 Year
  • Fin Premium Family yearly3 Days trial$49.991 Year
  • Fin Premium yearly with trial3 Days trial$49.991 Year
One-time2
  • Fin Premium Lifetime License$69.99
  • Fin Premium Lifetime License$74.99
None

Spendwise

No in-app purchases

Questions

Is Fin free?
Fin is free to download, with in-app purchases available.
Is Spendwise free?
Spendwise costs $0.99, with no in-app purchases.
Do Fin or Spendwise have ads?
Neither Fin nor Spendwise shows ads.
Which is updated more often, Fin or Spendwise?
Fin ships an update every 3 weeks, and Spendwise fortnightly. Most recently, Fin was updated on November 3, 2026 and Spendwise on November 4, 2026.

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