Chamasoft vs Stack

Chamasoft is a book keeping tool for Investment Groups ( Chama ), commonly known as Chamas. Chamasoft automates the operations of these groups, eliminating the need for complex Excel sheets and bulky write up, thereby making the work of financial book keeping within the group easier. It achieves this in the following way: 1. It automates member invoicing, 2. Keeps an updated statement for each member, 3. Members can login to view their financial position within the group, 4. Reminds members to make payments, stores group data on the cloud (available 24/7 anywhere in the world) and 5. A cash book module for use by the Treasurer. FEATURES: - Chamasoft E-Wallet Chamasoft provides an online E-Wallet that chamas can use to manage their finances by making payments via M-Pesa and withdrawals to M-Pesa or any bank account. - Financial Management Chamasoft acts as an online treasurer. All one does is record payments and Chamasoft reconciles the records. - Membership Management Chamasoft allows one to register all members on the system where they access to their chama records online. - Bank Account Management Chamasoft records withdrawals, transfers and deposits that are performed on the bank accounts. - Expense Management Chamasoft allows users to track expenses as they occur, be it for land purchases or payments for services. - Project Management One can track projects e.g. Expenses regarding purchase of land, and the contributions needed to carry out the project. - Loan Management For chamas that do internal lending, Chamasoft provides a platform for recording these loans. - Financial Reports Chamasoft generates the following reports; Member Statements, Loan Summaries, Expense Summary and Transaction Statements. - One Time Penalty Management One can penalise members for issues such a late coming and this will be reflected on the members' statement. CHAMASOFT Focus on your Group Investments (chama, sacco) as we handle your group financial administration. Do not wait — Download and automate your group, chama or sacco now!

Saving money doesn’t have to feel boring. Stack turns saving into something you can see, celebrate, and actually want to keep doing. Whether you’re saving for a wedding, vacation, new car, emergency fund, dream home, or simply a more secure future, Stack helps you turn big financial goals into small, achievable Money Moves. Every deposit is progress. Every milestone deserves to be celebrated. And every little move gets you closer to the life you’re building. BUILD YOUR STACK Create personalized savings goals and watch your progress grow with every Money Move. See how much you’ve saved, how much is left, and how close you are to your next milestone. MAKE MONEY MOVES Saved $10 by cooking at home? Skipped your coffee run? Got paid and moved $50 into savings? Log it as a Money Move and put it toward the goal that matters to you. Small amounts count here. SET GOALS THAT FEEL POSSIBLE Break big dreams into smaller steps. Create Stacks for things like: • Emergency funds • Vacations • Weddings • A new car • A future home • Gifts • Your next big dream WATCH YOUR STACK WORLD GROW Your savings don't just change a number. As you make progress, your Stack World grows with you, turning your financial progress into something visual and rewarding. TAKE ON SAVINGS CHALLENGES Need a little motivation? Complete challenges like the 7-Day Stack, 10 Money Moves, and other savings challenges designed to help you build consistency without making saving feel overwhelming. COLLECT YOUR WINS Unlock milestones and rewards as your savings grow. Celebrate your first Money Move, first $100, first $1,000, and the bigger milestones waiting ahead. UNLOCK YOUR MONEY ERA Your progress unlocks new avatar icons and collectibles, giving your Stack a little more personality as you grow. Because financial progress can be practical and cute. CELEBRATE YOUR PROGRESS Big milestone? Create a shareable celebration card and give yourself credit for how far you’ve come. You’re not just saving money. You’re building habits, confidence, and a brighter future one little move at a time. Stack it. Track it. Watch it grow.