Stack vs Miss Spent

Saving money doesn’t have to feel boring. Stack turns saving into something you can see, celebrate, and actually want to keep doing. Whether you’re saving for a wedding, vacation, new car, emergency fund, dream home, or simply a more secure future, Stack helps you turn big financial goals into small, achievable Money Moves. Every deposit is progress. Every milestone deserves to be celebrated. And every little move gets you closer to the life you’re building. BUILD YOUR STACK Create personalized savings goals and watch your progress grow with every Money Move. See how much you’ve saved, how much is left, and how close you are to your next milestone. MAKE MONEY MOVES Saved $10 by cooking at home? Skipped your coffee run? Got paid and moved $50 into savings? Log it as a Money Move and put it toward the goal that matters to you. Small amounts count here. SET GOALS THAT FEEL POSSIBLE Break big dreams into smaller steps. Create Stacks for things like: • Emergency funds • Vacations • Weddings • A new car • A future home • Gifts • Your next big dream WATCH YOUR STACK WORLD GROW Your savings don't just change a number. As you make progress, your Stack World grows with you, turning your financial progress into something visual and rewarding. TAKE ON SAVINGS CHALLENGES Need a little motivation? Complete challenges like the 7-Day Stack, 10 Money Moves, and other savings challenges designed to help you build consistency without making saving feel overwhelming. COLLECT YOUR WINS Unlock milestones and rewards as your savings grow. Celebrate your first Money Move, first $100, first $1,000, and the bigger milestones waiting ahead. UNLOCK YOUR MONEY ERA Your progress unlocks new avatar icons and collectibles, giving your Stack a little more personality as you grow. Because financial progress can be practical and cute. CELEBRATE YOUR PROGRESS Big milestone? Create a shareable celebration card and give yourself credit for how far you’ve come. You’re not just saving money. You’re building habits, confidence, and a brighter future one little move at a time. Stack it. Track it. Watch it grow.

Most of what you almost buy, you don't actually want. You just want it right now. Miss Spent is your Accountability Dame — a noir fixer who takes your worst impulses off your hands. About to buy something? Hand it to her. She makes you sit on it. When the wait's up, she rules: did the want survive, or was it just the lighting? Every "no" goes into your Stash — a running total of the money you DIDN'T spend, climbing toward the one thing you're actually saving for. THE LOOP - Capture — send any temptation to her, from any store, via the share sheet - Pause — she puts it on ice; most wants don't survive the wait - The Reckoning — she pings you when it's time to rule: didn't buy / bought it - The Stash — watch the money you kept add up - Your temptations, amounts, notes, and photos are yours. They stay on your phone and back themselves up to your own private iCloud — no account to make, no server of ours, nothing here for anyone to read. That private copy is how your Stash follows you to a new iPhone, and capture still works with no signal at all. - Anonymous app-use analytics are on by default to help improve the product; they never include your items, amounts, notes, source URLs, or images, are not used for tracking, and can be turned off in Settings. - One-time unlock, never a subscription. The "no" is always free; the unlock adds a second visual theme, a second Dame voice register, and Ledger export — a readable report of your reckonings, not your backup; your private iCloud copy is that. She likes money. That's the whole point. She just wants you to keep yours.