Comparison

Mintos vs Indemo.eu

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mintos

Build and diversify your investment portfolio across various asset classes like loans, bonds, real estate, ETFs, and money market funds. Start investing with as little as €50 and earn regular returns. This regulated platform offers accessible and low-cost investing for all experience levels.

Highlights
  • Diversified asset classes
  • Invest from €50
  • Low-cost investing
  • Regulated and licensed
  • Secondary market access
  • Portfolio management technology
Features
Read full description

Create your wealth with Mintos, one of Europe’s leading investment platforms trusted by 600,000+ investors. With Mintos, you can build and diversify your portfolio across loans, bonds, real estate, ETFs, and money market funds - all assets in one place. Whether you’re starting out or growing a larger portfolio, Mintos gives you the opportunity to earn regular returns, manage risk, and build long-term wealth. Invest like nowhere else Mintos offers a unique mix of asset classes from loans, bonds, real estate, ETFs to money market funds. All in one place to diversify your investment portfolio to meet your personal ambition. Accessible investing Start from just €50. Low cost investing with transparent fees. Many asset classes are available for free. Licensed and regulated With a MiFID II license, we’re a regulated investment firm. Managing €700M+ in assets and operating across Europe. Invest your way From beginner to experienced investor, Mintos empowers you to reach your financial goals. Manage risk across different asset classes and regions, a foundation to a healthy portfolio with good returns. Starting from daily returns on loans to predictable returns on bonds, real estate and other assets. Our secondary market gives you access to cash when you need it. Life happens, we know it. Access our proprietary technology in loans portfolio management and let us do the work for you. Disclaimer: The value of your investment can go up as well as down. You could lose some or all of the invested money. Mintos is a member of the national investor compensation scheme established under EU Directive 97/9/EC. The scheme provides compensation if Mintos fails to return financial instruments or cash to investors. The compensation is limited to the outstanding liabilities, up to €20 000. The scheme doesn’t compensate for losses due to changes in the price or liquidity of financial instruments.

About

Indemo.eu

Features
Read full description

Earn income through investments usually reserved for institutional investors and high-net-worth individuals. Create your wealth with Indemo — the smart way to invest in Spanish real estate debt. With Indemo, you gain access to high-quality Property-Backed Notes linked to non-performing loans secured by Spanish real estate. We acquire these loans directly from banks at significant discounts, creating a built-in margin of safety. Why investors choose Indemo: - Target ~15.1% average annual return on carefully selected assets - Real collateral — every Note is backed by tangible Spanish property - Deep discount safety margin (typically 30-50% below market value) - Start investing with as little as €10 - Zero platform fees for investing, holding, deposits, or withdrawals - Full transparency — view properties, valuations, and recovery progress in the app - EU-regulated investment firm authorized by the Central Bank of Latvia and compliant with MiFID II - Investor Compensation Scheme up to €20,000 Whether you want to protect your savings from inflation, find a calm alternative to low bank deposits, or diversify into professional real-estate debt — Indemo gives everyday people access to institutional-grade opportunities. No hype. No daily stress. Just rational, collateral-secured investing in real assets. Your capital works quietly while you live your life. Key features in the app: - Browse and invest in new Notes - Track your portfolio and returns in real time - View detailed property information, maps, and independent valuations - Transparent performance history Investing involves risks. The value of your investment can go up as well as down. You could lose some or all of the invested money. Past performance is not a guarantee of future results. Indemo is a regulated investment firm. Please read the risk warnings and Note terms carefully before investing.

Screenshots

Mintos4 screens
Indemo.eu4 screens

Verdict

The call

The clearest difference is update cadence: Mintos at weekly against Indemo.eu's monthly. Indemo.eu's advantage is device support (3 vs 1). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Mintos ships an update weekly, Indemo.eu monthly. The most recent releases landed on October 7, 2026 and October 2, 2026 respectively.

Scorecard2 real differences · 8 level
Mintos versus Indemo.eu: the parameters behind the verdict, then further details
ParameterMintosIndemo.eu
PriceFreeFree
Rating4.0 (10 ratings) — better—
Positive reviews0.0% of reviews—
Number of ratings10 — better—
Update frequencyWeekly — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.415.0 — better
Further details — not scored
Size81 MB54 MB
Age rating4+17+
DeveloperAS Mintos MarketplaceIndemo SIA

In-app purchases

None

Mintos

No in-app purchases

None

Indemo.eu

No in-app purchases

Questions

Is Mintos free?
Mintos is free to download, with no in-app purchases.
Is Indemo.eu free?
Indemo.eu is free to download, with no in-app purchases.
Do Mintos or Indemo.eu have ads?
Neither Mintos nor Indemo.eu shows ads.
Which is updated more often, Mintos or Indemo.eu?
Mintos ships an update weekly, and Indemo.eu monthly. Most recently, Mintos was updated on October 7, 2026 and Indemo.eu on October 2, 2026.

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