Mintos vs Worth My Time?

Create your wealth with Mintos, one of Europe’s leading investment platforms trusted by 600,000+ investors. With Mintos, you can build and diversify your portfolio across loans, bonds, real estate, ETFs, and money market funds - all assets in one place. Whether you’re starting out or growing a larger portfolio, Mintos gives you the opportunity to earn regular returns, manage risk, and build long-term wealth. Invest like nowhere else Mintos offers a unique mix of asset classes from loans, bonds, real estate, ETFs to money market funds. All in one place to diversify your investment portfolio to meet your personal ambition. Accessible investing Start from just €50. Low cost investing with transparent fees. Many asset classes are available for free. Licensed and regulated With a MiFID II license, we’re a regulated investment firm. Managing €700M+ in assets and operating across Europe. Invest your way From beginner to experienced investor, Mintos empowers you to reach your financial goals. Manage risk across different asset classes and regions, a foundation to a healthy portfolio with good returns. Starting from daily returns on loans to predictable returns on bonds, real estate and other assets. Our secondary market gives you access to cash when you need it. Life happens, we know it. Access our proprietary technology in loans portfolio management and let us do the work for you. Disclaimer: The value of your investment can go up as well as down. You could lose some or all of the invested money. Mintos is a member of the national investor compensation scheme established under EU Directive 97/9/EC. The scheme provides compensation if Mintos fails to return financial instruments or cash to investors. The compensation is limited to the outstanding liabilities, up to €20 000. The scheme doesn’t compensate for losses due to changes in the price or liquidity of financial instruments.

Ever wondered how long you'd have to work to pay for that thing in your basket? Worth My Time turns prices into hours of your life, so you can decide whether something is really worth it. Tell the app what you earn and how many hours you work, and it instantly shows what your time is worth per minute, per hour, and per day. From there, two simple tools help you make smarter decisions: WORTH MY TIME? Type in the cost of anything — a takeaway, a gadget, a subscription — and see exactly how much of your working time it costs. Or flip it around: enter an amount of time and see what it's worth in money. That £300 impulse buy hits differently when you see it as two days at your desk. WORTH THE DRIVE? Is that trip across town for a cheaper deal actually saving you anything? Enter your car's fuel efficiency, the fuel price, the distance and the driving time, and get the true cost of the journey — fuel plus the value of your time behind the wheel. Toggle on "return journey" and the app doubles the distance for you. Works with both MPG and L/100km. ON YOUR WRIST Worth My Time comes with a full Apple Watch app. Your salary details sync automatically from your iPhone, and the watch app works independently too — so you can do the "is it worth it?" maths right at the shop shelf. MADE FOR WHEREVER YOU ARE • Choose from 14 currencies including GBP, USD, EUR and more • Miles or kilometres — your choice • Salary can be entered as monthly, weekly or daily pay • Fine-tune your working hours per week for accurate results SIMPLE AND PRIVATE No accounts, no ads, no tracking. Your salary details stay on your device. The app is completely free — if it saves you from a bad purchase or two, there's an optional tip jar (and yes, the app will cheekily tell you how many seconds of work the tip costs you). Your money is really your time. Spend both wisely.