Comparison

Mintos vs FinanAI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mintos

Build and diversify your investment portfolio across various asset classes like loans, bonds, real estate, and ETFs. Start investing with as little as €50 and earn regular returns. This regulated platform offers accessible and low-cost investing for all experience levels.

Highlights
  • Diversified investment portfolio
  • Invest in loans, bonds, real estate, ETFs
  • Start from €50
  • Low-cost, transparent fees
  • Licensed and regulated
  • Secondary market access
Features
Read full description

Create your wealth with Mintos, one of Europe’s leading investment platforms trusted by 600,000+ investors. With Mintos, you can build and diversify your portfolio across loans, bonds, real estate, ETFs, and money market funds - all assets in one place. Whether you’re starting out or growing a larger portfolio, Mintos gives you the opportunity to earn regular returns, manage risk, and build long-term wealth. Invest like nowhere else Mintos offers a unique mix of asset classes from loans, bonds, real estate, ETFs to money market funds. All in one place to diversify your investment portfolio to meet your personal ambition. Accessible investing Start from just €50. Low cost investing with transparent fees. Many asset classes are available for free. Licensed and regulated With a MiFID II license, we’re a regulated investment firm. Managing €700M+ in assets and operating across Europe. Invest your way From beginner to experienced investor, Mintos empowers you to reach your financial goals. Manage risk across different asset classes and regions, a foundation to a healthy portfolio with good returns. Starting from daily returns on loans to predictable returns on bonds, real estate and other assets. Our secondary market gives you access to cash when you need it. Life happens, we know it. Access our proprietary technology in loans portfolio management and let us do the work for you. Disclaimer: The value of your investment can go up as well as down. You could lose some or all of the invested money. Mintos is a member of the national investor compensation scheme established under EU Directive 97/9/EC. The scheme provides compensation if Mintos fails to return financial instruments or cash to investors. The compensation is limited to the outstanding liabilities, up to €20 000. The scheme doesn’t compensate for losses due to changes in the price or liquidity of financial instruments.

About

FinanAI

Features
Read full description

Conoce a Teo, tu coach financiero personal con inteligencia artificial. FinanAI te ayuda a entender tus gastos, ahorrar más y tomar mejores decisiones con tu dinero, sin hojas de cálculo ni complicaciones. Chatea con Teo cuando quieras. Te da consejos personalizados basados en tus gastos reales, no genéricos. Empieza a tomar el control de tus finanzas hoy. Información sobre las suscripciones autorrenovables: - Términos de uso (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ - Términos y condiciones: https://finanai.app/terms - Política de privacidad: https://finanai.app/privacy

Screenshots

Mintos4 screens
FinanAI4 screens

Verdict

The call

The clearest difference is in-app purchases: Mintos at none against FinanAI's 2. FinanAI's advantage is device support (3 vs 1). On price, update cadence, ads and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FinanAI sells 2 in-app purchases, starting at $3.99 per month. Mintos asks for nothing beyond the download.

UpkeepUpdate frequency

Mintos ships an update weekly, FinanAI every 8 days. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
Mintos versus FinanAI: the parameters behind the verdict, then further details
ParameterMintosFinanAI
PriceFreeFree
Rating4.0 (10 ratings) — better—
Positive reviews45.9% of reviews—
Number of ratings10 — better—
Update frequencyWeekly — betterEvery 8 days
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS16.415.0 — better
Further details — not scored
Size95 MB41 MB
Age rating4+4+
DeveloperAS Mintos MarketplacePAUL OVENSERI MICHAEL

In-app purchases

None

Mintos

No in-app purchases

2 purchases

FinanAI

Subscriptions2
  • FinanAI Pro Monthly$3.991 Month
  • FinanAI Pro Annual$34.991 Year

Questions

Is Mintos free?
Mintos is free to download, with no in-app purchases.
Is FinanAI free?
FinanAI is free to download, with in-app purchases available.
Do Mintos or FinanAI have ads?
Neither Mintos nor FinanAI shows ads.
Which is updated more often, Mintos or FinanAI?
Mintos ships an update weekly, and FinanAI every 8 days. Most recently, Mintos was updated on November 3, 2026 and FinanAI on October 31, 2026.

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