Comparison

Placet Group vs Luminor Bloom

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Placet Group

Features
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Placet Group App Quick and convenient opportunity to get extra money using your smartphone. The Placet Group application is designed specifically for customers who use financial services under the brands smsraha.ee, smsmoney.ee and laen.ee. The application gives access to your account and the ability to quickly receive additional money to a bank account using only a smartphone. The app lets you track your current contract and repayment schedule. Application features Simple self-service entrance Convenient review of obligations Money transfer in minutes Opening a Line of Credit is free. Use funds conveniently from the app - make transfers to your personal bank account, check account balance and statement, increase / decrease your limit. Advantages of the Line of Credit - You pay interest on the amount used. Download the application to your phone and request money at any time of the day.

About

Luminor Bloom

This app offers a digital payment card and banking services for everyday use. It provides cashback on purchases at specific retailers and allows for free euro payments and cash withdrawals. Enjoy secure online and in-store transactions with full control via the app.

Highlights
  • Digital payment card
  • Cashback on Rimi purchases
  • Free euro payments
  • Free cash withdrawals
  • Secure online payments
  • Card management via app
Features
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EN: Luminor Bloom makes everyday banking more rewarding. Earn 3% cashback on purchases at Rimi stores (including e-store) across the Baltics. Track your cashback balance in the app and see how much you have earned throughout the month. Luminor Bloom is available even if you currently bank elsewhere – simply download the app, open a free account remotely with Smart-ID or Mobile-ID, and start using your digital Luminor Bloom card right away. There are no monthly fees for your account or digital card, and everyday payments and cash withdrawals at Luminor ATMs across the Baltics are completely free too! More benefits and services are on the way. More information: http://bloom.luminor.ee , http://bloom.luminor.lv and http://bloom.luminor.lt Luminor Bloom is developed by Luminor Bank AS (VAT: EE101097527) LT: Kasdieniai atsiskaitymai su „Luminor Bloom“ kortele gali būti naudingesni. Gauk 3 % premiją už pirkinius „Rimi“ parduotuvėse ir e. parduotuvėje Baltijos šalyse. Programėlėje lengvai stebėk, kiek premijos sukaupei šį mėnesį. Naudotis „Luminor Bloom“ gali ir turėdamas sąskaitą kitame banke – atsisiųsk programėlę, nuotoliniu būdu atsidaryk nemokamą sąskaitą su „Smart-ID“ arba „Mobile-ID“ ir iš karto pradėk naudotis skaitmenine „Luminor Bloom“ kortele. Nemokama sąskaita ir skaitmeninė kortelė be mėnesinio mokesčio. Mokėjimai ir grynųjų pinigų išėmimas „Luminor“ bankomatuose Baltijos šalyse taip pat yra nemokami. Netrukus pasiūlysime dar daugiau naudų ir paslaugų. Daugiau informacijos: Luminor Bloom – kaart, millega võid raha teenida , Luminor Bloom bezmaksas bankas karte ar naudas atmaksu ir „Luminor Bloom“ nemokama virtuali kortelė su cashback „Luminor Bloom“ kuria „Luminor Bank AS“ (PVM kodas: EE101097527). LV: Luminor Bloom ļauj Tev iegūt vairāk no ikdienas bankas pakalpojumiem. Saņem 3 % ieguvumu no pirkumiem par katru maksājumu ar karti Rimi veikalos un e-veikalā visā Baltijā. Lietotnē Tu vari ērti sekot līdzi kopējam ieguvumu uzkrājumam, kā arī apskatīt ieguvumu no katra atsevišķā pirkuma. Luminor Bloom karte ir pieejama arī tad, ja pašlaik izmanto citas bankas pakalpojumus. Lejupielādē lietotni, attālināti atver bezmaksas kontu ar Smart-ID vai Mobile ID un sāc lietot savu digitālo Luminor Bloom karti uzreiz. Par kontu un digitālo karti nav jāmaksā mēneša maksa, turklāt ikdienas maksājumi un skaidras naudas izņemšana Luminor bankomātos visā Baltijā arī ir bez maksas! Drīzumā piedāvāsim vēl vairāk priekšrocību un pakalpojumu. Vairāk informācijas: http://bloom.luminor.lv, http://bloom.luminor.ee un http://bloom.luminor.lt. Luminor Bloom izstrādājusi Luminor Bank AS (PVN: EE101097527) EE: Luminor Bloom pakub igapäevapangandust koos eelistega. Teeni 3% ostupreemiat oma ostudelt Rimi kauplustes ja e-poes Balti riikides. Jälgi äpis ostupreemia kasvu ning vaata, kui palju oled kuu jooksul teeninud. Luminor Bloom on Sulle saadaval ka siis, kui kasutad praegu mõne teise panga teenuseid. Laadi lihtsalt äpp alla, ava tasuta konto Smart-ID või Mobiil-ID-ga ning hakka digitaalset Luminor Bloom kaarti kohe kasutama. Konto ja digitaalne kaart on kuutasudeta. Lisaks on tasuta igapäevased maksed ning sularaha väljavõtmine Luminori automaatidest Balti riikides. Tulekul on teisigi eeliseid ja teenuseid. Lisainfo: http://bloom.luminor.ee, http://bloom.luminor.lv ja http://bloom.luminor.lt Luminor Bloomi arendab Luminor Bank AS (KMKR nr EE101097527)

Screenshots

Placet Group4 screens
Luminor Bloom4 screens

Verdict

The call

The clearest difference is update cadence: Luminor Bloom at every 10 days against Placet Group's every 8 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Placet Group ships an update every 8 months, Luminor Bloom every 10 days. The most recent releases landed on September 19, 2026 and September 25, 2026 respectively.

Scorecard1 real difference · 8 level
Placet Group versus Luminor Bloom: the parameters behind the verdict, then further details
ParameterPlacet GroupLuminor Bloom
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 8 monthsEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhoneiPhone
Requires iOS18.018.0
Further details — not scored
Size194 MB80 MB
Age rating4+17+
DeveloperPlacet Group OÜLuminor Bank AB

In-app purchases

None

Placet Group

No in-app purchases

None

Luminor Bloom

No in-app purchases

Questions

Is Placet Group free?
Placet Group is free to download, with no in-app purchases.
Is Luminor Bloom free?
Luminor Bloom is free to download, with no in-app purchases.
Do Placet Group or Luminor Bloom have ads?
Neither Placet Group nor Luminor Bloom shows ads.
Which is updated more often, Placet Group or Luminor Bloom?
Placet Group ships an update every 8 months, and Luminor Bloom every 10 days. Most recently, Placet Group was updated on September 19, 2026 and Luminor Bloom on September 25, 2026.

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