Comparison

Artea vs Luminor Bloom

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Artea

Manage your daily finances quickly and easily from your smart devices. Access self-service portals for pensions, insurance, and leasing, and make simple or instant payments. Receive transaction notifications and link your payment card to Apple Wallet.

Highlights
  • Smart-ID, Mobile-ID, PIN, or fingerprint login
  • Access Pensions, Insurance, and Leasing self-service
  • Manage accounts and make payments
  • View transaction statements
  • Link payment card to Apple Wallet
  • Receive transaction push notifications
Features
Read full description

Naudojantis „Artea“ programėle galite greitai ir paprastai tvarkyti kasdienius finansus išmaniaisiais įrenginiais: • Prisijunkite su „Smart-ID“; „Mobile–ID“, PIN arba piršto atspaudu; • Pasiekite Pensijų, Draudimo ir Lizingo savitarnas; • Tvarkykite sąskaitas ir atlikite paprastus bei momentinius mokėjimus; • Patogiai peržiūrėkite operacijų išrašus; • Susiekite savo mokėjimo kortelę su „Apple“ pinigine; • Gaukite pranešimus apie operacijas (angl. „push notification“); • Kitos funkcijos Jūsų patogumui, programėlė pasiekiama lietuvių, anglų ir rusų kalbomis. ___ The Artea app allows you to quickly and easily manage your daily finances on your smart devices and • Log in with your Smart-ID; Mobile-ID, PIN or fingerprint; • Access the Pensions, Insurance and Leasing Self-Service; • Manage your accounts and make simple and instant payments; • Conveniently view transaction statements; • Receive push notifications; • Link your payment card to Apple Wallet; • Other features For your convenience, the app is available in Lithuanian, English and Russian.

About

Luminor Bloom

This app offers a digital payment card and banking services for everyday use. It provides cashback on purchases at specific retailers and allows for free euro payments and cash withdrawals. Enjoy secure online and in-store transactions with full control via the app.

Highlights
  • Digital payment card
  • Cashback on Rimi purchases
  • Free euro payments
  • Free cash withdrawals
  • Secure online payments
  • Card management via app
Features
Read full description

EN: Luminor Bloom makes everyday banking more rewarding. Earn 3% cashback on purchases at Rimi stores (including e-store) across the Baltics. Track your cashback balance in the app and see how much you have earned throughout the month. Luminor Bloom is available even if you currently bank elsewhere – simply download the app, open a free account remotely with Smart-ID or Mobile-ID, and start using your digital Luminor Bloom card right away. There are no monthly fees for your account or digital card, and everyday payments and cash withdrawals at Luminor ATMs across the Baltics are completely free too! More benefits and services are on the way. More information: http://bloom.luminor.ee , http://bloom.luminor.lv and http://bloom.luminor.lt Luminor Bloom is developed by Luminor Bank AS (VAT: EE101097527) LT: Kasdieniai atsiskaitymai su „Luminor Bloom“ kortele gali būti naudingesni. Gauk 3 % premiją už pirkinius „Rimi“ parduotuvėse ir e. parduotuvėje Baltijos šalyse. Programėlėje lengvai stebėk, kiek premijos sukaupei šį mėnesį. Naudotis „Luminor Bloom“ gali ir turėdamas sąskaitą kitame banke – atsisiųsk programėlę, nuotoliniu būdu atsidaryk nemokamą sąskaitą su „Smart-ID“ arba „Mobile-ID“ ir iš karto pradėk naudotis skaitmenine „Luminor Bloom“ kortele. Nemokama sąskaita ir skaitmeninė kortelė be mėnesinio mokesčio. Mokėjimai ir grynųjų pinigų išėmimas „Luminor“ bankomatuose Baltijos šalyse taip pat yra nemokami. Netrukus pasiūlysime dar daugiau naudų ir paslaugų. Daugiau informacijos: Luminor Bloom – kaart, millega võid raha teenida , Luminor Bloom bezmaksas bankas karte ar naudas atmaksu ir „Luminor Bloom“ nemokama virtuali kortelė su cashback „Luminor Bloom“ kuria „Luminor Bank AS“ (PVM kodas: EE101097527). LV: Luminor Bloom ļauj Tev iegūt vairāk no ikdienas bankas pakalpojumiem. Saņem 3 % ieguvumu no pirkumiem par katru maksājumu ar karti Rimi veikalos un e-veikalā visā Baltijā. Lietotnē Tu vari ērti sekot līdzi kopējam ieguvumu uzkrājumam, kā arī apskatīt ieguvumu no katra atsevišķā pirkuma. Luminor Bloom karte ir pieejama arī tad, ja pašlaik izmanto citas bankas pakalpojumus. Lejupielādē lietotni, attālināti atver bezmaksas kontu ar Smart-ID vai Mobile ID un sāc lietot savu digitālo Luminor Bloom karti uzreiz. Par kontu un digitālo karti nav jāmaksā mēneša maksa, turklāt ikdienas maksājumi un skaidras naudas izņemšana Luminor bankomātos visā Baltijā arī ir bez maksas! Drīzumā piedāvāsim vēl vairāk priekšrocību un pakalpojumu. Vairāk informācijas: http://bloom.luminor.lv, http://bloom.luminor.ee un http://bloom.luminor.lt. Luminor Bloom izstrādājusi Luminor Bank AS (PVN: EE101097527) EE: Luminor Bloom pakub igapäevapangandust koos eelistega. Teeni 3% ostupreemiat oma ostudelt Rimi kauplustes ja e-poes Balti riikides. Jälgi äpis ostupreemia kasvu ning vaata, kui palju oled kuu jooksul teeninud. Luminor Bloom on Sulle saadaval ka siis, kui kasutad praegu mõne teise panga teenuseid. Laadi lihtsalt äpp alla, ava tasuta konto Smart-ID või Mobiil-ID-ga ning hakka digitaalset Luminor Bloom kaarti kohe kasutama. Konto ja digitaalne kaart on kuutasudeta. Lisaks on tasuta igapäevased maksed ning sularaha väljavõtmine Luminori automaatidest Balti riikides. Tulekul on teisigi eeliseid ja teenuseid. Lisainfo: http://bloom.luminor.ee, http://bloom.luminor.lv ja http://bloom.luminor.lt Luminor Bloomi arendab Luminor Bank AS (KMKR nr EE101097527)

Screenshots

Artea4 screens
Luminor Bloom4 screens

Verdict

The call

The clearest difference is update cadence: Luminor Bloom at every 10 days against Artea's every 3 months. Artea's advantage is iOS requirement (12.0 vs 18.0). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Artea against 5.0 for Luminor Bloom. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

Artea ships an update every 3 months, Luminor Bloom every 10 days. The most recent releases landed on October 6, 2026 and October 17, 2026 respectively.

Scorecard2 real differences · 8 level
Artea versus Luminor Bloom: the parameters behind the verdict, then further details
ParameterArteaLuminor Bloom
PriceFreeFree
Rating5.0 (2 ratings)5.0 (1 ratings)
Positive reviews16.7% of reviews—
Number of ratings2 — better1
Update frequencyEvery 3 monthsEvery 10 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS12.0 — better18.0
Further details — not scored
Size70 MB80 MB
Age rating4+17+
DeveloperARTEA BANKAS, ABLuminor Bank AB

Customer experience

Artea

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews18 reviews
Positive16.7%
Neutral5.6%
Negative77.8%

Luminor Bloom

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Artea

No in-app purchases

None

Luminor Bloom

No in-app purchases

Questions

Is Artea free?
Artea is free to download, with no in-app purchases.
Is Luminor Bloom free?
Luminor Bloom is free to download, with no in-app purchases.
Which has better reviews, Artea or Luminor Bloom?
Artea and Luminor Bloom are both rated 5.0 out of 5 on the App Store, from 2 and 1 ratings respectively.
Do Artea or Luminor Bloom have ads?
Neither Artea nor Luminor Bloom shows ads.
Which is updated more often, Artea or Luminor Bloom?
Artea ships an update every 3 months, and Luminor Bloom every 10 days. Most recently, Artea was updated on October 6, 2026 and Luminor Bloom on October 17, 2026.

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