MyBluebonnet vs FredLoya
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyBluebonnet
Manage your electricity account with this app. View your balance, pay your bill securely, and track your energy usage. Report outages and receive important alerts.
- Account balance and due date viewing
- Secure bill payment
- Automatic payment management
- Paperless billing options
- Energy usage tracking
- Outage reporting and map
- Contact information updates
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Bluebonnet Electric Cooperative’s free mobile app gives residential and commercial members fast, simple access to their accounts, allows them to securely pay their bill, and provides a number of other valuable tools to help them monitor and manage their energy use and costs. Members can view current account balance and due date, manage automatic payments, switch to paperless billing and modify payment methods. They also can track previous electric use and costs. They can view energy use to identify high usage trends. They can report outages, view the outage map, receive alerts on energy use and outages and access other important, helpful tools on their smartphones and mobile devices. Members can update their contact information, monitor news that may affect their service and manage login information. It’s part of Bluebonnet’s pledge to continually seek new ways to provide safe power and effective, efficient member services.
FredLoya
Easily manage all your insurance needs from anywhere with this application. It offers tools to handle your insurance quickly and efficiently, whether you are at home or on the move.
- Manage insurance needs
- Handle insurance quickly
- Efficient insurance management
- Access tools on the go
- Home and mobile access
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Manage your insurance needs effortlessly with our new app. Whether you're at home or on the go, our app provides you with the tools to handle your insurance quickly and efficiently.
Screenshots
Verdict
MyBluebonnet and FredLoya both sit at 3.3 stars, but that hides the real split: 50% of FredLoya's written reviews are positive against 21% of MyBluebonnet's. FredLoya also leads on iOS requirement (15.1 vs 17.0). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 3.3 for MyBluebonnet against 3.2 for FredLoya. Both are backed by a comparable volume of ratings — 36 and 15 respectively. Written reviews are what separate them: 21% of MyBluebonnet's written reviews are positive against 50% of FredLoya's.
MyBluebonnet ships an update every 2 months, FredLoya every 3 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.
| Parameter | MyBluebonnet | FredLoya |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (36 ratings) — better | 3.2 (15 ratings) |
| Positive reviews | 21.4% of reviews | 50.0% of reviews — better |
| Number of ratings | 36 — better | 15 |
| Update frequency | Every 2 months — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 29 MB | 33 MB |
| Age rating | 17+ | 17+ |
| Developer | Bluebonnet Electric Cooperative | Evolve 7 Digital Media, LLC |
Customer experience
MyBluebonnet
FredLoya
In-app purchases
MyBluebonnet
No in-app purchases
FredLoya
No in-app purchases








