EDB Home Finance vs Pemo
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EDB Home Finance
This app helps UAE citizens and families achieve home ownership through various financial services. It facilitates applications, maintenance, and provides essential financial documents for a secure and luxurious lifestyle.
- Home finance applications
- Finance maintenance (rescheduling, principal changes)
- Installment deferment
- Liability certificates
- Loan statement downloads
- Direct debit schedule downloads
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Emirates Development Bank Mobile Application services that will enable United Arab Emirates citizens and families to achieve their dream of home ownership and to promote social cohesion, family security, and luxurious living, in line with the United Arab Emirates Vision 2021. These services include home finance applications, finance maintenance (Rescheduling, Loan principal increase/decrease, Installment deferment), Liability Certificates, Loan statement Direct Debit schedule downloads.
Pemo
Manage all company invoices, expenses, and spending decisions in one platform. Features smart corporate cards, invoice payments, and expense tracking with automated approvals and accounting integration.
- Invoice management
- Expense tracking
- Smart corporate cards
- Automated approval flows
- Direct accounting integration
- Real-time reporting
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Pemo is the all-in-one spend management solution that empowers your business by packing every company invoice, expense, approval and spending decision into one powerful platform. Pemo ’s offering includes smart corporate cards, invoice payment systems and expense tracking functions. Pemo’s offering is supported by automated approval flows, direct accounting integration and real-time reporting - features that allow business owners to save time, save money, automate admin and every expense so they can get on with what you do best - building great businesses.
Screenshots
Verdict
The clearest difference is rating: Pemo at 3.8 against EDB Home Finance's 1.0. Pemo also leads on update cadence (weekly vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pemo holds the better App Store score, 3.8 against 1.0. Both are backed by a comparable volume of ratings — 4 and 6 respectively.
EDB Home Finance ships an update every 4 months, Pemo weekly. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.
| Parameter | EDB Home Finance | Pemo |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (4 ratings) | 3.8 (6 ratings) — better |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 4 | 6 — better |
| Update frequency | Every 4 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 11 MB | 186 MB |
| Age rating | 4+ | 4+ |
| Developer | EDB | Payables Technology LTD |
Customer experience
EDB Home Finance
Pemo
In-app purchases
EDB Home Finance
No in-app purchases
Pemo
No in-app purchases
