Comparison

Malaa | ملاءة vs MFA Co

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Malaa | ملاءة

This financial app helps you track spending, save money, and grow your wealth through investments. It securely links your bank accounts, categorizes transactions, and offers personalized investment portfolios managed by experts. It is regulated and Shariah compliant, with low management fees.

Highlights
  • Track all bank accounts in one place
  • Automatic transaction categorization
  • Budget creation and tracking
  • Personalized investment portfolios
  • Shariah compliant investments
  • Automatic Zakat calculation and payment
  • Low annual management fee
Features
Read full description

Meet Malaa: your all-in-one financial app that helps you track, save, and grow your money! Effortlessly integrate your bank accounts, view your spending patterns, and boost your savings through investments. Regulated under Saudi Central Bank's guidelines and Saudi Capital Market Authority, our priority is helping you understand your financial data, not capitalizing on it. + Monitor all your bank accounts: Our integration brings together all your bank accounts in one place, so you can see your spending and earnings at a glance. No more logging in to multiple accounts or manually entering transactions. We automate the expense tracking to help you stay on top of your finances. Malaa integration with your bank is compliant with the Saudi Central Bank's guidelines for open banking, so you can rest assured that your financial data is encrypted. + Know where you spend your money: Our new categorization engine will automatically categorize your transactions so you can see exactly where your money is going. No more guessing! you can create budgets for different categories of spending, like groceries, transportation, and entertainment. Then, our engine will automatically allocate each transaction to its corresponding budget, so you can easily control your spending. + Take a deeper look at your finances: Get key insights about your finances so you can make smart decisions. Customize your analytics report to track what's most important to you, and quickly view balances, categories across all of your accounts. See past transactions to understand your spending and make sure you're on track to reach your financial goals. + Grow your savings with investments: with just a few questions, our algorithm will create a personalized investment portfolio that meets your risk tolerance and financial goals. You can deposit money easily with Mada, Visa, Mastercard, Apple Pay, or bank transfer. And our team of investment experts will manage your portfolio for you, so you can relax and focus on other things. Our investments have been reviewed by the Shariyah Review Bureau making it Shariah compliant, we also automatically calculate and pay your zakat for you, so you don't have to worry about it. Malaa offers the lowest annual management fee in Saudi Arabia at 0.35%. You can start investing today with as low as 1000 SAR for your initial deposit, and 50 SAR for subsequent deposits.

About

MFA Co

This company provides real estate solutions for citizens and residents in Saudi Arabia. It offers flexible payment plans and helps manage rental payments and resolve issues.

Highlights
  • Rent payment division
  • Rental problem resolution
  • Flexible payment plans
  • Efficient cash flow management
  • Real estate products
Features
Read full description

A Saudi company that provides real estate products to serve citizens and residents of the Kingdom of Saudi Arabia, by enabling them to divide the value of annual rents, address rental problems, and provide flexible payment plans that achieve efficient cash flows.

Screenshots

Malaa | ملاءة4 screens
MFA Co4 screens

Verdict

The call

The clearest difference is rating: MFA Co at 5.0 against Malaa | ملاءة's 4.6. MFA Co also leads on update cadence (every 4 days vs every 10 days). Malaa | ملاءة's advantage is ratings volume (369 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MFA Co holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Malaa | ملاءة has 369 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Malaa | ملاءة ships an update every 10 days, MFA Co every 4 days. The most recent releases landed on November 3, 2026 and October 15, 2026 respectively.

Scorecard3 real differences · 7 level
Malaa | ملاءة versus MFA Co: the parameters behind the verdict, then further details
ParameterMalaa | ملاءةMFA Co
PriceFreeFree
Rating4.6 (369 ratings)5.0 (2 ratings) — better
Positive reviews61.8% of reviews—
Number of ratings369 — better2
Update frequencyEvery 10 daysEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPod — better
Requires iOS16.415.0 — better
Further details — not scored
Size125 MB43 MB
Age rating4+4+
DeveloperMala'a For Information Technology CompanyMohammed Fahad Alajlan international company

Customer experience

Malaa | ملاءة

All ratings368 ratings
Positive88.6%
Neutral3.3%
Negative8.2%
Written reviews34 reviews
Positive61.8%
Neutral2.9%
Negative35.3%

MFA Co

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Malaa | ملاءة

Reported bugs

8 issues
  • App not working after last update, unable to access funds
  • Unable to link bank accounts (Alinma and others)
  • Support page not opening
  • Spend analysis screen fails to load
  • Visa card not readable
Show 3 more
  • Withdrawal fees are unclear and strange
  • Discrepancy between sell price and wallet balance
  • App only supports specific banks, long waiting times for others

Requested features

11 requests
  • Add US investment funds for long-term investment
  • Add Widget for portfolio tracking
  • Make seller name optional
  • Allow customization of the home page (e.g., add budgets, remove recent expenses)
  • Support STC Pay for faster transactions
Show 6 more
  • Add a widget for quick expense logging
  • Add more colors and change the app's style
  • Add automatic night mode based on device settings
  • Allow importing expenses from other apps
  • Enable creation of multiple spending wallets (general, games, travel)
  • Add investment portfolios for dividends

MFA Co

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Malaa | ملاءة

No in-app purchases

None

MFA Co

No in-app purchases

Questions

Is Malaa | ملاءة free?
Malaa | ملاءة is free to download, with no in-app purchases.
Is MFA Co free?
MFA Co is free to download, with no in-app purchases.
Which has better reviews, Malaa | ملاءة or MFA Co?
MFA Co is rated higher. Malaa | ملاءة averages 4.6 out of 5 from 369 ratings, while MFA Co averages 5.0 from 2 ratings.
Do Malaa | ملاءة or MFA Co have ads?
Neither Malaa | ملاءة nor MFA Co shows ads.
Which is updated more often, Malaa | ملاءة or MFA Co?
Malaa | ملاءة ships an update every 10 days, and MFA Co every 4 days. Most recently, Malaa | ملاءة was updated on November 3, 2026 and MFA Co on October 15, 2026.

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