Comparison

Arat Capital | ارات المالية vs MFA Co

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Arat Capital | ارات المالية

This platform connects real estate developers with investors, offering instant financing for SMEs and Sharia-compliant investment opportunities with competitive returns. Features include auto-investment nominations and a loyalty points program.

Highlights
  • Instant financing for SMEs
  • Real estate backed investment opportunities
  • Auto-invest nomination
  • Loyalty points program
  • Sharia-compliant finance
Features
Read full description

ARAT Capital is a licensed platform by the Financial Technology Laboratory of the Capital Market Authority (CMA) Join Arat Financing Platform now and have access to : - Instant Financing: Arat issues sukuk as investment and debt instruments for SME real estate developers, offering up to 20 million in funds. - Investment opportunities with competitive returns: We offers individual and institutional investors opportunities to invest in Real Estate Backed projects App Features: 1- Request Instant financing: You can get an Instant financing if you are a SME 2- Investment opportunities with competitive returns and backed up by government & corporate Purchase orders. 3- Auto Invest Nomination: Feature that allows you to define your investment preferences for future opportunities so that the application will alert you once the opportunities are available and nominate you to invest in opportunities that match with the level of risk set by you. 4- Mokafa’a Points Program: Take advantage of your Purchase orders in your wallet and get points from the Mokafa’a points program to increase your chances of participating in future investments, or to get gifts and value discounts through our partners. 5- (Coming Soon) Expense Management Cards: We’ll facilitate the management of company expenses through Sharia-compliant company credit cards. Key Benefits for Investor? - flexible and short-term Investment - Investments are backed up by Real Estate Guarantees - Compliant with Sharia Law as well as KYC and AML, CFT regulations - Very limited correlation to capital market performance - Auto Invest Nomination feature Key Benefits for SMEs? - On-demand Sukuk financing solution. - Immediate initial approval & Final Approval within 5 days - Flexible rates starts at 1%/Month with early payment discount - Off-balance funding, Approved and in compliance with Sharia Law ARAT Capital is a licensed platform by the Financial Technology Laboratory of the Capital Market Authority (CMA). We maintain the entire funding process in accordance with Islamic regulations and have been certified by the Sharia Review. We worked with Islamic finance experts and legal advisors to enforce that our financing solutions are based on the values and principles of Sharia law.

About

MFA Co

This company provides real estate solutions for citizens and residents in Saudi Arabia. It offers flexible payment plans and helps manage rental payments and resolve issues.

Highlights
  • Rent payment division
  • Rental problem resolution
  • Flexible payment plans
  • Efficient cash flow management
  • Real estate products
Features
Read full description

A Saudi company that provides real estate products to serve citizens and residents of the Kingdom of Saudi Arabia, by enabling them to divide the value of annual rents, address rental problems, and provide flexible payment plans that achieve efficient cash flows.

Screenshots

Arat Capital | ارات المالية4 screens
MFA Co4 screens

Verdict

The call

The clearest difference is update cadence: MFA Co at every 4 days against Arat Capital | ارات المالية's monthly. Arat Capital | ارات المالية's advantage is ratings volume (6 vs 2). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Arat Capital | ارات المالية against 5.0 for MFA Co. Both are backed by a comparable volume of ratings — 6 and 2 respectively.

UpkeepUpdate frequency

Arat Capital | ارات المالية ships an update monthly, MFA Co every 4 days. The most recent releases landed on October 30, 2026 and October 15, 2026 respectively.

Scorecard2 real differences · 7 level
Arat Capital | ارات المالية versus MFA Co: the parameters behind the verdict, then further details
ParameterArat Capital | ارات الماليةMFA Co
PriceFreeFree
Rating5.0 (6 ratings)5.0 (2 ratings)
Number of ratings6 — better2
Update frequencyMonthlyEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size61 MB43 MB
Age rating17+4+
DeveloperArat CapitalMohammed Fahad Alajlan international company

Customer experience

Arat Capital | ارات المالية

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

MFA Co

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Arat Capital | ارات المالية

No in-app purchases

None

MFA Co

No in-app purchases

Questions

Is Arat Capital | ارات المالية free?
Arat Capital | ارات المالية is free to download, with no in-app purchases.
Is MFA Co free?
MFA Co is free to download, with no in-app purchases.
Which has better reviews, Arat Capital | ارات المالية or MFA Co?
Arat Capital | ارات المالية and MFA Co are both rated 5.0 out of 5 on the App Store, from 6 and 2 ratings respectively.
Do Arat Capital | ارات المالية or MFA Co have ads?
Neither Arat Capital | ارات المالية nor MFA Co shows ads.
Which is updated more often, Arat Capital | ارات المالية or MFA Co?
Arat Capital | ارات المالية ships an update monthly, and MFA Co every 4 days. Most recently, Arat Capital | ارات المالية was updated on October 30, 2026 and MFA Co on October 15, 2026.

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