Arat Capital | ارات المالية vs Ghanem | غانم

ARAT Capital is a licensed platform by the Financial Technology Laboratory of the Capital Market Authority (CMA) Join Arat Financing Platform now and have access to : - Instant Financing: Arat issues sukuk as investment and debt instruments for SME real estate developers, offering up to 20 million in funds. - Investment opportunities with competitive returns: We offers individual and institutional investors opportunities to invest in Real Estate Backed projects App Features: 1- Request Instant financing: You can get an Instant financing if you are a SME 2- Investment opportunities with competitive returns and backed up by government & corporate Purchase orders. 3- Auto Invest Nomination: Feature that allows you to define your investment preferences for future opportunities so that the application will alert you once the opportunities are available and nominate you to invest in opportunities that match with the level of risk set by you. 4- Mokafa’a Points Program: Take advantage of your Purchase orders in your wallet and get points from the Mokafa’a points program to increase your chances of participating in future investments, or to get gifts and value discounts through our partners. 5- (Coming Soon) Expense Management Cards: We’ll facilitate the management of company expenses through Sharia-compliant company credit cards. Key Benefits for Investor? - flexible and short-term Investment - Investments are backed up by Real Estate Guarantees - Compliant with Sharia Law as well as KYC and AML, CFT regulations - Very limited correlation to capital market performance - Auto Invest Nomination feature Key Benefits for SMEs? - On-demand Sukuk financing solution. - Immediate initial approval & Final Approval within 5 days - Flexible rates starts at 1%/Month with early payment discount - Off-balance funding, Approved and in compliance with Sharia Law ARAT Capital is a licensed platform by the Financial Technology Laboratory of the Capital Market Authority (CMA). We maintain the entire funding process in accordance with Islamic regulations and have been certified by the Sharia Review. We worked with Islamic finance experts and legal advisors to enforce that our financing solutions are based on the values and principles of Sharia law.

Turn Your Real Estate Dreams into Reality With Ghanem, you can fractionally own real estate, grow your wealth, and diversify your investment portfolio with ease. Invest in premium properties that generate annual returns and offer strong (ROI) upon exit—all while participating in Saudi Arabia’s rapidly expanding real estate market. Why Choose Ghanem? - Sharia-Compliant – Invest with confidence in a platform that aligns with your values. - Easy Entry – Low minimum ticket value allows you to start investing for as low as 1000 SAR - Seamless & Secure – A user-friendly platform designed to make investing simple, fast, and safe. Make the smart move today—start investing with Ghanem! Start your investment journey today with Ghanem! Learn more at: https://ghanem.sa/en Ghanem is part of the Saudi Proptech Sandbox, regulated by the Real Estate General Authority (REGA).