Arat Capital | ارات المالية vs Madkhol | مدخول
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Arat Capital | ارات المالية
This platform connects real estate developers with investors, offering instant financing for SMEs and Sharia-compliant investment opportunities with competitive returns. Features include auto-investment nominations and a loyalty points program.
- Instant financing for SMEs
- Real estate backed investment opportunities
- Auto-invest nomination
- Loyalty points program
- Sharia-compliant finance
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ARAT Capital is a licensed platform by the Financial Technology Laboratory of the Capital Market Authority (CMA) Join Arat Financing Platform now and have access to : - Instant Financing: Arat issues sukuk as investment and debt instruments for SME real estate developers, offering up to 20 million in funds. - Investment opportunities with competitive returns: We offers individual and institutional investors opportunities to invest in Real Estate Backed projects App Features: 1- Request Instant financing: You can get an Instant financing if you are a SME 2- Investment opportunities with competitive returns and backed up by government & corporate Purchase orders. 3- Auto Invest Nomination: Feature that allows you to define your investment preferences for future opportunities so that the application will alert you once the opportunities are available and nominate you to invest in opportunities that match with the level of risk set by you. 4- Mokafa’a Points Program: Take advantage of your Purchase orders in your wallet and get points from the Mokafa’a points program to increase your chances of participating in future investments, or to get gifts and value discounts through our partners. 5- (Coming Soon) Expense Management Cards: We’ll facilitate the management of company expenses through Sharia-compliant company credit cards. Key Benefits for Investor? - flexible and short-term Investment - Investments are backed up by Real Estate Guarantees - Compliant with Sharia Law as well as KYC and AML, CFT regulations - Very limited correlation to capital market performance - Auto Invest Nomination feature Key Benefits for SMEs? - On-demand Sukuk financing solution. - Immediate initial approval & Final Approval within 5 days - Flexible rates starts at 1%/Month with early payment discount - Off-balance funding, Approved and in compliance with Sharia Law ARAT Capital is a licensed platform by the Financial Technology Laboratory of the Capital Market Authority (CMA). We maintain the entire funding process in accordance with Islamic regulations and have been certified by the Sharia Review. We worked with Islamic finance experts and legal advisors to enforce that our financing solutions are based on the values and principles of Sharia law.
Madkhol | مدخول
Manage your investments with expert guidance. Open a portfolio in minutes, receive personalized consultations, and access diversified global and local market options. Learn continuously and achieve your financial goals with secure, Sharia-compliant strategies.
- Expert investment management
- Quick portfolio opening
- Personalized consultations
- Diversified investment options
- Global and local market access
- Sharia-compliant investments
- In-app learning lessons
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Madkhol is your smart, Sharia-compliant investment partner built to help you grow your wealth with confidence. In just minutes, you can open your portfolio, choose your strategy, and start investing with expert-backed guidance and advanced technology. What does Madkhol offer? • Comprehensive investment management powered by experienced specialists. • Open your investment portfolio in under three minutes with a smooth, simple process. • Personal consultation sessions to guide your financial decisions. • Flexible portfolios tailored to your goals and risk level. • Diversified investment options designed for balance and long-term growth. • Global investing across both local and international markets. • Advanced strategies to help enhance your portfolio performance sustainably. • Continuous learning through easy, in-app educational lessons. Why choose Madkhol? • A complete, end-to-end investment experience built to support your financial goals. • Among the lowest investment fees in Saudi Arabia, with full transparency. • Expert support to help you make informed and confident decisions. • Industry-leading security standards to protect your data and investments. • 100% Sharia-compliant investment solutions aligned with Islamic principles. Madkhol — smart investing that aligns with your goals and your values. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://doc-hosting.flycricket.io/madkhol/fff3cfdc-8c93-4775-b99b-2a39fe969f97/privacy
Screenshots
Verdict
The clearest difference is rating: Arat Capital | ارات المالية at 5.0 against Madkhol | مدخول's 4.0. Arat Capital | ارات المالية also leads on in-app purchases (none vs 3). Madkhol | مدخول's advantage is update cadence (weekly vs every 3 weeks). On price, ratings volume, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Madkhol | مدخول sells 3 in-app purchases, starting at $9.99 per month. Arat Capital | ارات المالية asks for nothing beyond the download.
Arat Capital | ارات المالية holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 6 and 5 respectively.
Arat Capital | ارات المالية ships an update every 3 weeks, Madkhol | مدخول weekly. The most recent releases landed on September 17, 2026 and September 10, 2026 respectively.
| Parameter | Arat Capital | ارات المالية | Madkhol | مدخول |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) — better | 4.0 (5 ratings) |
| Positive reviews | — | 66.7% of reviews |
| Number of ratings | 6 — better | 5 |
| Update frequency | Every 3 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 74 MB | 95 MB |
| Age rating | 17+ | 4+ |
| Developer | ARAT FINANCIAL COMPANY | MADKHOL FINANCIAL TECHNOLOGY |
Customer experience
Arat Capital | ارات المالية
Madkhol | مدخول
In-app purchases
Arat Capital | ارات المالية
No in-app purchases
Madkhol | مدخول
- Premium Monthly$9.991 Month
- Premium Monthly Internal$11.997 Days
- Premium Annual$99.991 Year
Questions
Is Arat Capital | ارات المالية free?
Is Madkhol | مدخول free?
Which has better reviews, Arat Capital | ارات المالية or Madkhol | مدخول?
Do Arat Capital | ارات المالية or Madkhol | مدخول have ads?
Which is updated more often, Arat Capital | ارات المالية or Madkhol | مدخول?
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