Arat Capital | ارات المالية
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About
This platform connects real estate developers with investors, offering instant financing for SMEs and Sharia-compliant investment opportunities with competitive returns. Features include auto-investment nominations and a loyalty points program.
What's New in Arat Capital | ارات المالية
2.0.8
April 13, 2026
Your investment journey is important to us, and we’re dedicated to enhancing it every day. This update introduces investment certificates, along with more detailed insights into opportunities and payouts, and includes several performance improvements to deliver a smoother, more reliable experience. Thank you for choosing Arat Capital for your investment needs.
MoreFAQ
What is Arat Capital?
Arat Capital is a licensed financial platform that facilitates real estate financing for SMEs and offers investment opportunities backed by real estate. It operates in compliance with Sharia Law.
Who can get instant financing with Arat Capital?
Small and medium-sized enterprises (SMEs) can request instant financing through the Arat Capital platform. The platform issues sukuk as investment and debt instruments for these developers.
What kind of investment opportunities does Arat Capital offer?
Arat Capital provides investment opportunities in real estate-backed projects with competitive returns. These investments are often supported by government and corporate purchase orders.
How does the Auto Invest Nomination feature work?
The Auto Invest Nomination feature allows users to define their investment preferences. The application will then alert them to matching opportunities and nominate them to invest based on their set risk level.
Is Arat Capital compliant with Islamic law?
Yes, Arat Capital is approved and in compliance with Sharia Law. The platform has been certified by the Sharia Review and works with Islamic finance experts to ensure its solutions are based on Sharia principles.
What are the benefits for SMEs using Arat Capital?
SMEs benefit from an on-demand sukuk financing solution, immediate initial approval, and final approval within 5 days. Flexible rates start at 1%/Month with early payment discounts and off-balance funding.
Does Arat Capital have ads?
Arat Capital is free to use and does not contain advertisements.
What devices is Arat Capital available on?
Arat Capital is available on iPhone and iPod devices.
