Arat Capital | ارات المالية vs HissaTech

ARAT Capital is a licensed platform by the Financial Technology Laboratory of the Capital Market Authority (CMA) Join Arat Financing Platform now and have access to : - Instant Financing: Arat issues sukuk as investment and debt instruments for SME real estate developers, offering up to 20 million in funds. - Investment opportunities with competitive returns: We offers individual and institutional investors opportunities to invest in Real Estate Backed projects App Features: 1- Request Instant financing: You can get an Instant financing if you are a SME 2- Investment opportunities with competitive returns and backed up by government & corporate Purchase orders. 3- Auto Invest Nomination: Feature that allows you to define your investment preferences for future opportunities so that the application will alert you once the opportunities are available and nominate you to invest in opportunities that match with the level of risk set by you. 4- Mokafa’a Points Program: Take advantage of your Purchase orders in your wallet and get points from the Mokafa’a points program to increase your chances of participating in future investments, or to get gifts and value discounts through our partners. 5- (Coming Soon) Expense Management Cards: We’ll facilitate the management of company expenses through Sharia-compliant company credit cards. Key Benefits for Investor? - flexible and short-term Investment - Investments are backed up by Real Estate Guarantees - Compliant with Sharia Law as well as KYC and AML, CFT regulations - Very limited correlation to capital market performance - Auto Invest Nomination feature Key Benefits for SMEs? - On-demand Sukuk financing solution. - Immediate initial approval & Final Approval within 5 days - Flexible rates starts at 1%/Month with early payment discount - Off-balance funding, Approved and in compliance with Sharia Law ARAT Capital is a licensed platform by the Financial Technology Laboratory of the Capital Market Authority (CMA). We maintain the entire funding process in accordance with Islamic regulations and have been certified by the Sharia Review. We worked with Islamic finance experts and legal advisors to enforce that our financing solutions are based on the values and principles of Sharia law.

HissaTech is a pioneering Saudi company in proptech, founded to empower individuals to invest in real estate in Saudi Arabia through the fractional ownership model. HissaTech is the first Saudi app to offer fractional ownership by providing: • Digital real estate investments with monthly or semi-annual returns. • Carefully selected residential and commercial properties, leased and income-generating. • A safe, reliable, and Shariah-compliant investment process. • The ability to own a share of property with a small amount that suits everyone. • Innovative technical, financial, and legal solutions that make investing via mobile simple. • Portfolio diversification, capital growth, and property value appreciation over the long term. • Flexible exit and multiple investment options. How Does HissaTech Work? 1. Download the app. 2. Sign up in less than 3 minutes. 3. Browse trusted real estate opportunities in Saudi Arabia. 4. Start fractional ownership with a small amount. 5. Track your returns directly through the app. HissaTech… Building your wealth through real estate crowdfunding! For Help: • Website: https://hissatech.sa • WhatsApp: +966 920031458 • Phone: +966 114516475