Comparison

Federated mySHIELD vs dlxPAY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Federated mySHIELD

Access risk management tools for your business, including industry-specific training, certificate management, and efficient lists for vehicles and drivers. Report claims and manage invoices conveniently. The app also allows for user management and access level control.

Highlights
  • Industry-specific training
  • Certificate management
  • Vehicle and driver lists
  • Report claims
  • Pay and manage invoices
  • User management
Features
Read full description

Federated Insurance clients with a mySHIELD account can use this mobile app to access a variety of risk management resources designed to enhance their success. App features include: • Industry-specific training and resources • Seamless certificate management • Efficient vehicle and drivers lists tools • Report claims anytime, anywhere* • Pay and manage invoices with ease* • Manage users and access levels for individual members of a business *Also available for Federated Insurance Personal Lines clients.

About

dlxPAY

This payment app offers a secure point-of-sale solution for merchants, enabling easy payment processing and comprehensive business management from a mobile device. It integrates with hardware for contactless and chip card transactions, providing detailed sales analytics.

Highlights
  • Secure payment processing
  • Ingenico Moby Reader integration
  • Contactless and EMV chip card acceptance
  • Comprehensive business management portal
  • Sales tracking and item management
  • Detailed business analytics
  • Intuitive user interface
Features
Read full description

Discover the ultimate point-of-sale solution tailored for merchants with dlxPAY. This payment app transforms your payment processing and business management, all from the convenience of your mobile device. Key Features: • Secure Payment Processing: Effortlessly accept payments with our secure and easy-to-use app, designed to meet all your transaction needs. • Ingenico Moby Reader Integration: Pair the app with the Ingenico Moby reader to accept contactless payments and EMV chip card transactions, ensuring a smooth and reliable checkout process for your customers. • Comprehensive Business Management: Leverage the Deluxe Payment Platform portal to track sales, manage items, and access detailed analytics, giving you a complete view of your business performance. • Intuitive Interface: Navigate your point-of-sale operations with ease using our streamlined and user-friendly design, perfect for busy merchants. Why Choose dlxPAY? dlxPAY is built to empower merchants with cutting-edge payment technology and powerful business tools. Whether you're in-store or on the move, this app is your all-in-one solution for accepting payments and managing your business with confidence.

Screenshots

Federated mySHIELD4 screens
dlxPAY4 screens

Verdict

The call

The clearest difference is update cadence: Federated mySHIELD at monthly against dlxPAY's every 2 months. Federated mySHIELD also leads on review sentiment (100% vs 88%). dlxPAY's advantage is monetization model (free vs ad-supported). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Federated mySHIELD against 4.9 for dlxPAY. Both are backed by a comparable volume of ratings — 15 and 14 respectively. Written reviews are what separate them: 100% of Federated mySHIELD's written reviews are positive against 88% of dlxPAY's.

UpkeepUpdate frequency

Federated mySHIELD ships an update monthly, dlxPAY every 2 months. The most recent releases landed on October 13, 2026 and October 7, 2026 respectively.

Scorecard3 real differences · 7 level
Federated mySHIELD versus dlxPAY: the parameters behind the verdict, then further details
ParameterFederated mySHIELDdlxPAY
PriceFreeFree
Rating5.0 (15 ratings) — better4.9 (14 ratings)
Positive reviews100.0% of reviews — better87.5% of reviews
Number of ratings15 — better14
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better14.0
Further details — not scored
Size24 MB239 MB
Age rating4+4+
DeveloperFederated Mutual Insurance CompanyDeluxe Corp

Customer experience

Federated mySHIELD

All ratings15 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

dlxPAY

All ratings14 ratings
Positive92.9%
Neutral7.1%
Negative0.0%
Written reviews8 reviews
Positive87.5%
Neutral12.5%
Negative0.0%

In-app purchases

None

Federated mySHIELD

No in-app purchases

None

dlxPAY

No in-app purchases

Questions

Is Federated mySHIELD free?
Federated mySHIELD is free to download, with no in-app purchases.
Is dlxPAY free?
dlxPAY is free to download, with no in-app purchases.
Which has better reviews, Federated mySHIELD or dlxPAY?
Federated mySHIELD is rated higher. Federated mySHIELD averages 5.0 out of 5 from 15 ratings, while dlxPAY averages 4.9 from 14 ratings.
Do Federated mySHIELD or dlxPAY have ads?
Neither Federated mySHIELD nor dlxPAY shows ads.
Which is updated more often, Federated mySHIELD or dlxPAY?
Federated mySHIELD ships an update monthly, and dlxPAY every 2 months. Most recently, Federated mySHIELD was updated on October 13, 2026 and dlxPAY on October 7, 2026.

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