Federated mySHIELD vs ValorPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Federated mySHIELD
Access risk management tools for your business, including industry-specific training, certificate management, and efficient lists for vehicles and drivers. Report claims and manage invoices conveniently. The app also allows for user management and access level control.
- Industry-specific training
- Certificate management
- Vehicle and driver lists
- Report claims
- Pay and manage invoices
- User management
Read full descriptionHide full description
Federated Insurance clients with a mySHIELD account can use this mobile app to access a variety of risk management resources designed to enhance their success. App features include: • Industry-specific training and resources • Seamless certificate management • Efficient vehicle and drivers lists tools • Report claims anytime, anywhere* • Pay and manage invoices with ease* • Manage users and access levels for individual members of a business *Also available for Federated Insurance Personal Lines clients.
ValorPay
This application provides merchants with a live feed of their store's transactions. It enables manual credit card transaction entry, batch closing, settlement reports, and direct support ticket logging.
- Live transaction feed
- Manual key-in credit card transactions
- Close batches
- Get settlement reports
- Log support tickets
Read full descriptionHide full description
ValorPOS application allows merchants to get live feed of transactions performed in their stores. Merchants can perform manual key in credit card transaction, close batches, get settlement report and log support ticket from the application.
Screenshots
Verdict
The clearest difference is review sentiment: Federated mySHIELD at 100% against ValorPay's 43%. Federated mySHIELD also leads on rating (5.0 vs 3.9) and iOS requirement (13.0 vs 18.4). ValorPay's advantage is monetization model (free vs ad-supported) and ratings volume (117 vs 15). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Federated mySHIELD holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: ValorPay has 117 ratings behind it against 15, so its average is the more settled of the two. Written reviews point the same way: 100% of Federated mySHIELD's written reviews are positive against 43% of ValorPay's.
Federated mySHIELD ships an update monthly, ValorPay every 6 weeks. The most recent releases landed on October 13, 2026 and October 9, 2026 respectively.
| Parameter | Federated mySHIELD | ValorPay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (15 ratings) — better | 3.9 (117 ratings) |
| Positive reviews | 100.0% of reviews — better | 42.9% of reviews |
| Number of ratings | 15 | 117 — better |
| Update frequency | Monthly — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 13.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 24 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Federated Mutual Insurance Company | VALOR PAYTECH LLC |
Customer experience
Federated mySHIELD
ValorPay
In-app purchases
Federated mySHIELD
No in-app purchases
ValorPay
No in-app purchases
Questions
Is Federated mySHIELD free?
Is ValorPay free?
Which has better reviews, Federated mySHIELD or ValorPay?
Do Federated mySHIELD or ValorPay have ads?
Which is updated more often, Federated mySHIELD or ValorPay?
Other comparisons
