Comparison

Paymode vs Federated mySHIELD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paymode

Manage payments and invoices on the go with two distinct experiences for payers and vendors. Approve, reject, and track transactions, upload invoices, and gain insights into your financial activity. Securely receive payments and monitor their status.

Highlights
  • Approve/reject payments and invoices
  • Track payment history and trends
  • Upload invoices via email, files, or camera
  • Code invoices and allocate costs
  • Gain personalized financial insights
  • Search for payments and invoices
  • Secure vendor payment reception
Read full description

This app offers two experiences for our users—a payer experience and a vendor experience. The payer experience features ways to: Take action on your payments: • Approve / reject payments and payments within a payment file on the go • Filter payments by status, date, account, payment method, and more Track your payments: • View your payment history and trends at a glance • Get personalized insights based on your payments • Save money by keeping track of expiring card payments • View payments awaiting your approval, in process, and in exceptions Upload invoices on the go: • Effortlessly upload invoices from your email, files, or capture with your mobile device’s built-in camera Take action on your invoices: • Approve / reject invoices – both individually and in bulk – on the go • Filter invoices by invoice status, vendor name, invoice number, payer company, and more • Code invoices – quickly and accurately allocate costs directly within the system Track your invoices: • Get personalized insights based on your invoices • Save money by keeping track of available early-pay discounts • View invoices for approval and in final review states • Access a PDF preview of any invoice to ensure your information is legitimate and accurate • View your invoice history and trends at a glance • View invoice workflow, access and upload associated documents, and add internal comments easily Search for payments and invoices: • Effortlessly search for payments and invoices directly from the homepage using global search functionality Manage your account: • Switch between multiple memberships The vendor experience features ways to: • Receive payments easily and securely • Log in securely with biometric capabilities • Monitor your payment tracker • Gain insights into payment statuses • Review historical payments and remittance

About

Federated mySHIELD

Access risk management tools for your business, including industry-specific training, certificate management, and efficient lists for vehicles and drivers. Report claims and manage invoices conveniently. The app also allows for user management and access level control.

Highlights
  • Industry-specific training
  • Certificate management
  • Vehicle and driver lists
  • Report claims
  • Pay and manage invoices
  • User management
Features
Read full description

Federated Insurance clients with a mySHIELD account can use this mobile app to access a variety of risk management resources designed to enhance their success. App features include: • Industry-specific training and resources • Seamless certificate management • Efficient vehicle and drivers lists tools • Report claims anytime, anywhere* • Pay and manage invoices with ease* • Manage users and access levels for individual members of a business *Also available for Federated Insurance Personal Lines clients.

Screenshots

Paymode4 screens
Federated mySHIELD4 screens

Verdict

The call

The clearest difference is review sentiment: Federated mySHIELD at 100% against Paymode's 29%. Federated mySHIELD also leads on rating (5.0 vs 3.7) and update cadence (monthly vs every 3 months). Paymode's advantage is monetization model (free vs ad-supported). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Federated mySHIELD holds the better App Store score, 5.0 against 3.7. Both are backed by a comparable volume of ratings — 11 and 15 respectively. Written reviews point the same way: 29% of Paymode's written reviews are positive against 100% of Federated mySHIELD's.

UpkeepUpdate frequency

Paymode ships an update every 3 months, Federated mySHIELD monthly. The most recent releases landed on October 15, 2026 and October 13, 2026 respectively.

Scorecard5 real differences · 5 level
Paymode versus Federated mySHIELD: the parameters behind the verdict, then further details
ParameterPaymodeFederated mySHIELD
PriceFreeFree
Rating3.7 (11 ratings)5.0 (15 ratings) — better
Positive reviews28.6% of reviews100.0% of reviews — better
Number of ratings1115 — better
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.613.0 — better
Further details — not scored
Size55 MB24 MB
Age rating4+4+
DeveloperBottomline TechnologiesFederated Mutual Insurance Company

Customer experience

Paymode

All ratings11 ratings
Positive63.6%
Neutral9.1%
Negative27.3%
Written reviews7 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

Federated mySHIELD

All ratings15 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Paymode

No in-app purchases

None

Federated mySHIELD

No in-app purchases

Questions

Is Paymode free?
Paymode is free to download, with no in-app purchases.
Is Federated mySHIELD free?
Federated mySHIELD is free to download, with no in-app purchases.
Which has better reviews, Paymode or Federated mySHIELD?
Federated mySHIELD is rated higher. Paymode averages 3.7 out of 5 from 11 ratings, while Federated mySHIELD averages 5.0 from 15 ratings.
Do Paymode or Federated mySHIELD have ads?
Neither Paymode nor Federated mySHIELD shows ads.
Which is updated more often, Paymode or Federated mySHIELD?
Paymode ships an update every 3 months, and Federated mySHIELD monthly. Most recently, Paymode was updated on October 15, 2026 and Federated mySHIELD on October 13, 2026.

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