Comparison

Paymode vs BHGUARD Ins. Co. Mobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Paymode

Manage payments and invoices on the go with two distinct experiences for payers and vendors. Approve, reject, and track transactions, upload invoices, and gain insights into your financial activity. Securely receive payments and monitor their status.

Highlights
  • Approve/reject payments and invoices
  • Track payment history and trends
  • Upload invoices via email, files, or camera
  • Code invoices and allocate costs
  • Gain personalized financial insights
  • Search for payments and invoices
  • Secure vendor payment reception
Read full description

This app offers two experiences for our users—a payer experience and a vendor experience. The payer experience features ways to: Take action on your payments: • Approve / reject payments and payments within a payment file on the go • Filter payments by status, date, account, payment method, and more Track your payments: • View your payment history and trends at a glance • Get personalized insights based on your payments • Save money by keeping track of expiring card payments • View payments awaiting your approval, in process, and in exceptions Upload invoices on the go: • Effortlessly upload invoices from your email, files, or capture with your mobile device’s built-in camera Take action on your invoices: • Approve / reject invoices – both individually and in bulk – on the go • Filter invoices by invoice status, vendor name, invoice number, payer company, and more • Code invoices – quickly and accurately allocate costs directly within the system Track your invoices: • Get personalized insights based on your invoices • Save money by keeping track of available early-pay discounts • View invoices for approval and in final review states • Access a PDF preview of any invoice to ensure your information is legitimate and accurate • View your invoice history and trends at a glance • View invoice workflow, access and upload associated documents, and add internal comments easily Search for payments and invoices: • Effortlessly search for payments and invoices directly from the homepage using global search functionality Manage your account: • Switch between multiple memberships The vendor experience features ways to: • Receive payments easily and securely • Log in securely with biometric capabilities • Monitor your payment tracker • Gain insights into payment statuses • Review historical payments and remittance

About

BHGUARD Ins. Co. Mobile App

Manage your insurance policies, make payments, and report claims easily through a mobile service center. Access policy documents, vehicle ID cards, and payroll reporting tools. Features are tailored for commercial auto and workers' compensation policies.

Highlights
  • Policy management
  • Claims reporting
  • Payment processing
  • Document access
  • Live chat support
  • Payroll reporting
Features
Read full description

Manage your policy even easier with Live Chat, payroll reporting, new payment options, claims reporting, message center, news and resources. When you need your insurance, you need to access it quickly, that’s why we created a mobile version of our Policyholder Service Center. SELF-SERVICE Now you can view your policies, make payments, submit a claim, report fraud, and download insurance documents right from your phone. Plus, Special Features specific to the type of policy you have: Commercial Auto • Access vehicle insurance ID cards • See all the vehicles covered under your policy • Upload photos of vehicle damage from an accident to start a claim Workers’ Compensation • Complete an EZ audit • Request a Certificate of Insurance • Upload payroll documents for audit ACCOUNT MANAGEMENT • Go paperless • Register multiple policies • View and print policy documents CLAIMS • Begin the claim reporting process by uploading pictures of the damage • Generate a loss run PAYMENTS • Make a credit card payment • Make a bank account draft payment GET STARTED Download the BH GUARD mobile app for policyholders, register your account and start accessing your insurance policy. We are constantly developing new technologies and creating convenient tools to help you. Download the Berkshire Hathaway GUARD Insurance Companies Mobile App today!

Screenshots

Paymode4 screens
BHGUARD Ins. Co. Mobile App4 screens

Verdict

The call

The clearest difference is rating: BHGUARD Ins. Co. Mobile App at 4.1 against Paymode's 3.7. BHGUARD Ins. Co. Mobile App also leads on update cadence (monthly vs every 3 months). Paymode's advantage is iOS requirement (16.6 vs 18.6). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BHGUARD Ins. Co. Mobile App holds the better App Store score, 4.1 against 3.7. Both are backed by a comparable volume of ratings — 11 and 31 respectively. Written reviews complicate that: 29% of Paymode's written reviews are positive against 25% of BHGUARD Ins. Co. Mobile App's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Paymode ships an update every 3 months, BHGUARD Ins. Co. Mobile App monthly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard3 real differences · 7 level
Paymode versus BHGUARD Ins. Co. Mobile App: the parameters behind the verdict, then further details
ParameterPaymodeBHGUARD Ins. Co. Mobile App
PriceFreeFree
Rating3.7 (11 ratings)4.1 (31 ratings) — better
Positive reviews28.6% of reviews — better25.0% of reviews
Number of ratings1131 — better
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.6 — better18.6
Further details — not scored
Size55 MB88 MB
Age rating4+4+
DeveloperBottomline TechnologiesWESTGUARD INSURANCE COMPANY

Customer experience

Paymode

All ratings11 ratings
Positive63.6%
Neutral9.1%
Negative27.3%
Written reviews7 reviews
Positive28.6%
Neutral0.0%
Negative71.4%

BHGUARD Ins. Co. Mobile App

All ratings31 ratings
Positive77.4%
Neutral0.0%
Negative22.6%
Written reviews4 reviews
Positive25.0%
Neutral0.0%
Negative75.0%

In-app purchases

None

Paymode

No in-app purchases

None

BHGUARD Ins. Co. Mobile App

No in-app purchases

Questions

Is Paymode free?
Paymode is free to download, with no in-app purchases.
Is BHGUARD Ins. Co. Mobile App free?
BHGUARD Ins. Co. Mobile App is free to download, with no in-app purchases.
Which has better reviews, Paymode or BHGUARD Ins. Co. Mobile App?
BHGUARD Ins. Co. Mobile App is rated higher. Paymode averages 3.7 out of 5 from 11 ratings, while BHGUARD Ins. Co. Mobile App averages 4.1 from 31 ratings.
Do Paymode or BHGUARD Ins. Co. Mobile App have ads?
Neither Paymode nor BHGUARD Ins. Co. Mobile App shows ads.
Which is updated more often, Paymode or BHGUARD Ins. Co. Mobile App?
Paymode ships an update every 3 months, and BHGUARD Ins. Co. Mobile App monthly. Most recently, Paymode was updated on November 6, 2026 and BHGUARD Ins. Co. Mobile App on November 3, 2026.

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