Comparison

EFS PayControl vs Banana Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

EFS PayControl

Manage your EFS card finances on the go. Access real-time balances, view transaction history, register checks, and transfer funds to external accounts. This secure app provides convenient control over your EFS card.

Highlights
  • Real-time card balances
  • Transaction history review
  • Check registration
  • Fund transfers
  • EFS card access and control
Features
Read full description

Manage Your Funds. Own the Road. EFS PayControl is the app that allows you easy access to your EFS card features while on the go. Get real-time card balances and check your transaction history. Manage your card, transfer funds, and register checks. Whatever your need, EFS PayControl allows you to quickly manage your funds anywhere. This convenient, secure mobile app is your ultimate source for EFS card access and control. Features: • Check your balance • Review your transaction history • Register checks • Transfer funds to external bank accounts While free for the public to download, EFS PayControl requires users to be a current EFS customer with a valid and active EFS card number and password/PIN in order to use this app.

About

Banana Pay

Send money internationally with competitive exchange rates and low fees. This service specializes in same-day remittances and offers excellent customer support for your financial transactions.

Highlights
  • International money transfers
  • Competitive exchange rates
  • Low fees
  • Same-day remittances
  • Excellent customer service
Features
Read full description

Banana Pay allows you to send money internationally at competitive exchange rates with low fees, ensuring better value for your money. We specialize in sending same day remittances and providing excellent customer service.

Screenshots

EFS PayControl4 screens
Banana Pay4 screens

Verdict

The call

The clearest difference is rating: Banana Pay at 3.8 against EFS PayControl's 1.9. Banana Pay also leads on review sentiment (42% vs 0%) and ratings volume (62 vs 10). EFS PayControl's advantage is update cadence (every 2 months vs every 6 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Banana Pay holds the better App Store score, 3.8 against 1.9. That said, the two scores are not equally well evidenced: Banana Pay has 62 ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 0% of EFS PayControl's written reviews are positive against 42% of Banana Pay's.

UpkeepUpdate frequency

EFS PayControl ships an update every 2 months, Banana Pay every 6 months. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
EFS PayControl versus Banana Pay: the parameters behind the verdict, then further details
ParameterEFS PayControlBanana Pay
PriceFreeFree
Rating1.9 (10 ratings)3.8 (62 ratings) — better
Positive reviews0.0% of reviews41.7% of reviews — better
Number of ratings1062 — better
Update frequencyEvery 2 months — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.5 — better15.1
Further details — not scored
Size21 MB108 MB
Age rating4+17+
DeveloperWEX, Inc.Banana Pay LLC

Customer experience

EFS PayControl

All ratings10 ratings
Positive20.0%
Neutral10.0%
Negative70.0%
Written reviews3 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Banana Pay

All ratings61 ratings
Positive67.2%
Neutral4.9%
Negative27.9%
Written reviews12 reviews
Positive41.7%
Neutral16.7%
Negative41.7%

In-app purchases

None

EFS PayControl

No in-app purchases

None

Banana Pay

No in-app purchases

Questions

Is EFS PayControl free?
EFS PayControl is free to download, with no in-app purchases.
Is Banana Pay free?
Banana Pay is free to download, with no in-app purchases.
Which has better reviews, EFS PayControl or Banana Pay?
Banana Pay is rated higher. EFS PayControl averages 1.9 out of 5 from 10 ratings, while Banana Pay averages 3.8 from 62 ratings.
Do EFS PayControl or Banana Pay have ads?
Neither EFS PayControl nor Banana Pay shows ads.
Which is updated more often, EFS PayControl or Banana Pay?
EFS PayControl ships an update every 2 months, and Banana Pay every 6 months. Most recently, EFS PayControl was updated on October 22, 2026 and Banana Pay on October 24, 2026.

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