FirstMonie vs Jetseed (ex
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FirstMonie
This mobile money service allows users to send and receive funds, purchase airtime, and pay bills directly from their phone. It offers convenient access to a mobile wallet, enabling transactions without a traditional bank account.
- Send and receive money
- Buy airtime and data
- Pay bills and subscriptions
- Make purchases from merchants
- Self-registration in 3 minutes
- Fund wallet from debit card or bank account
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Experience a smarter way to bank and manage your money with FirstMonie, FirstBank's next-generation digital financial account. Built for convenience, security, and financial inclusion, FirstMonie gives you access to everyday banking services directly from your mobile device. Why Choose FirstMonie? Open Your Account in Minutes Open your FirstMonie account using your mobile number Complete digital onboarding with real-time identity verification Upgrade to higher account tiers through self-service options Access multilingual support in English, French, and Simplified Chinese Secure and Reliable Access Secure login with PIN, biometrics, and device authentication Enhanced protection through OTP verification Self-service account recovery and reactivation Advanced transaction monitoring and fraud prevention controls Add Money Conveniently Fund your FirstMonie account through multiple channels: Bank transfers Debit card funding Linked bank accounts USSD payments QR payments Cash deposits through approved channels Quick account number sharing and copy functionality Send and Receive Money Instantly Transfer funds instantly to banks and supported accounts Receive money directly into your FirstMonie account Get real-time transaction notifications Enjoy secure transaction authorization and confirmation Buy Airtime and Data Purchase airtime for yourself or others Buy data bundles across supported mobile networks Repeat transactions quickly using saved beneficiaries and transaction history Pay Bills Easily Electricity Cable TV subscriptions Internet services Education payments Utility services Grow Your Finances with Built-in Savings Capabilities Create and manage savings plans Save towards personal financial goals Monitor balances and savings progress in real time Access savings services directly within the app Track Your Finances View account balances in real time Access complete transaction history Download account statements Monitor spending and account activity Receive instant transaction confirmations and updates Manage Your Account from a Single Dashboard Update personal information Manage security preferences Change language settings Access Terms and Conditions and Privacy Policy Locate nearby FirstMonie Agents and FirstBank Branches Perform self-service account management anytime Additional Features Include: Beneficiary management Recurring payments Electricity token retrieval Downloadable receipts and payment confirmations Download FirstMonie today!
Jetseed (ex
This app helps users save and invest towards financial goals like business, education, and family. It offers automated or manual savings with interest, bill payments, airtime top-ups, and fund transfers. Security is prioritized with encrypted data and insured investments.
- Automated and manual savings
- Earn 10-12% interest annually
- Bill payments and airtime top-ups
- Fund transfers
- Secure data encryption
- Insured investments
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Since 2019, Jetseed (then called Pettysave) has been an app for saving and investing towards financial freedom. It’s been an app that aids people to achieve their life goals in business, education, and family. What started off as a wooden savings box shipped to 400 people in the city of Lagos… 2 years later, tens of thousands of users, and billions in their capital entrusted to us, we have decided to become much more — for you. Now, Jetseed is a technology company focused on aiding people on their journey to financial freedom. We never planned out to build all these features today, but listening to our community of users, like you, has led us to this moment. And we can’t wait to see where you take us next! What can you do on Jetseed? - Automated or manual savings Automate your savings and achieve your financial goals faster. Earn 10 to 12% interest per annum. - Payment You can pay your bills and buy airtime. - Transfers You can make transfers to your friends through your Jetseed account. You can fund your wallet with your debit card or by doing a bank transfer. Security - Funds are invested in insured and vetted private ventures boasting solid financial track records, in order to ensure the safety of capital and guarantee in returns. - We do not store your card information or personal data. We work with an independent PCI-DSS-compliant payment processor to handle all customer card details. - We encrypt your data and transactions are secured via a 256-bit HTTPS SSL connection to ensure the highest levels of internet security. Transparency - On Jetseed, you get INTEREST on your savings and investments as at when due and you can easily monitor your progress from your dashboard as your money and interest compounds. You will also receive email and SMS alerts per time so that you are always updated on new developments. Interest rates vary across savings and investment plans. - There are NO deposit fees or bank charges Questions? Send a mail to support@jetseed.com, give us a call (+234 817 944 8367) or reach us via Facebook, Instagram, or Twitter. We respond promptly. Jetseed is fully owned by Pettysave Limited, a company registered with the CAC (RC: 1522247). We operate using a cooperative license and also possess a Microfinance license (Marvelous MFB). Funds are invested in insured and vetted private ventures boasting solid financial track records, in order to ensure the safety of capital and guarantee in returns.
Screenshots
Verdict
The clearest difference is rating: Jetseed (ex at 3.6 against FirstMonie's 3.2. Jetseed (ex also leads on review sentiment (36% vs 21%) and iOS requirement (11.0 vs 15.5). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Jetseed (ex holds the better App Store score, 3.6 against 3.2. Both are backed by a comparable volume of ratings — 65 and 23 respectively. Written reviews point the same way: 21% of FirstMonie's written reviews are positive against 36% of Jetseed (ex's.
FirstMonie ships an update every 3 weeks, Jetseed (ex every 2 weeks. The most recent releases landed on October 23, 2026 and October 21, 2026 respectively.
| Parameter | FirstMonie | Jetseed (ex |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (65 ratings) | 3.6 (23 ratings) — better |
| Positive reviews | 20.7% of reviews | 36.4% of reviews — better |
| Number of ratings | 65 — better | 23 |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 11.0 — better |
| Further details — not scored | ||
| Size | 161 MB | 24 MB |
| Age rating | 4+ | 17+ |
| Developer | First Bank of Nigeria Limited | Pettysave Limited |
Customer experience
FirstMonie
Jetseed (ex
In-app purchases
FirstMonie
No in-app purchases
Jetseed (ex
No in-app purchases








