Comparison

Jaiz Mobile Plus vs FirstMonie

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Jaiz Mobile Plus

Experience secure and convenient mobile banking on your iOS device. Access unique banking services anytime, anywhere with a safe and easy-to-use platform.

Highlights
  • Secure mobile banking
  • Convenient access
  • Unique banking services
  • iOS device support
  • Anytime, anywhere access
Features
Read full description

Banking has never been easier. You have a safe, secure and convenient mobile banking experience. You can enjoy unique banking services on your iOS device anywhere and at anytime.

About

FirstMonie

This mobile money service allows users to send and receive funds, purchase airtime, and pay bills directly from their phone. It offers convenient access to a mobile wallet, enabling transactions without a traditional bank account.

Highlights
  • Send and receive money
  • Buy airtime and data
  • Pay bills and subscriptions
  • Make purchases from merchants
  • Self-registration in 3 minutes
  • Fund wallet from debit card or bank account
Features
Read full description

Experience a smarter way to bank and manage your money with FirstMonie, FirstBank's next-generation digital financial account. Built for convenience, security, and financial inclusion, FirstMonie gives you access to everyday banking services directly from your mobile device. Why Choose FirstMonie? Open Your Account in Minutes Open your FirstMonie account using your mobile number Complete digital onboarding with real-time identity verification Upgrade to higher account tiers through self-service options Access multilingual support in English, French, and Simplified Chinese Secure and Reliable Access Secure login with PIN, biometrics, and device authentication Enhanced protection through OTP verification Self-service account recovery and reactivation Advanced transaction monitoring and fraud prevention controls Add Money Conveniently Fund your FirstMonie account through multiple channels: Bank transfers Debit card funding Linked bank accounts USSD payments QR payments Cash deposits through approved channels Quick account number sharing and copy functionality Send and Receive Money Instantly Transfer funds instantly to banks and supported accounts Receive money directly into your FirstMonie account Get real-time transaction notifications Enjoy secure transaction authorization and confirmation Buy Airtime and Data Purchase airtime for yourself or others Buy data bundles across supported mobile networks Repeat transactions quickly using saved beneficiaries and transaction history Pay Bills Easily Electricity Cable TV subscriptions Internet services Education payments Utility services Grow Your Finances with Built-in Savings Capabilities Create and manage savings plans Save towards personal financial goals Monitor balances and savings progress in real time Access savings services directly within the app Track Your Finances View account balances in real time Access complete transaction history Download account statements Monitor spending and account activity Receive instant transaction confirmations and updates Manage Your Account from a Single Dashboard Update personal information Manage security preferences Change language settings Access Terms and Conditions and Privacy Policy Locate nearby FirstMonie Agents and FirstBank Branches Perform self-service account management anytime Additional Features Include: Beneficiary management Recurring payments Electricity token retrieval Downloadable receipts and payment confirmations Download FirstMonie today!

Screenshots

Jaiz Mobile Plus4 screens
FirstMonie4 screens

Verdict

The call

The clearest difference is rating: FirstMonie at 3.2 against Jaiz Mobile Plus's 2.9. FirstMonie also leads on review sentiment (21% vs 12%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

FirstMonie holds the better App Store score, 3.2 against 2.9. Both are backed by a comparable volume of ratings — 55 and 65 respectively. Written reviews point the same way: 12% of Jaiz Mobile Plus's written reviews are positive against 21% of FirstMonie's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 20, 2026 and October 23, 2026 respectively.

Scorecard2 real differences · 8 level
Jaiz Mobile Plus versus FirstMonie: the parameters behind the verdict, then further details
ParameterJaiz Mobile PlusFirstMonie
PriceFreeFree
Rating2.9 (55 ratings)3.2 (65 ratings) — better
Positive reviews12.0% of reviews20.7% of reviews — better
Number of ratings5565 — better
Update frequencyEvery 3 weeksEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.515.5
Further details — not scored
Size114 MB161 MB
Age rating4+4+
DeveloperJaiz Bank PlcFirst Bank of Nigeria Limited

Customer experience

Jaiz Mobile Plus

All ratings54 ratings
Positive42.6%
Neutral13.0%
Negative44.4%
Written reviews25 reviews
Positive12.0%
Neutral8.0%
Negative80.0%

FirstMonie

All ratings65 ratings
Positive47.7%
Neutral9.2%
Negative43.1%
Written reviews29 reviews
Positive20.7%
Neutral0.0%
Negative79.3%

In-app purchases

None

Jaiz Mobile Plus

No in-app purchases

None

FirstMonie

No in-app purchases

Questions

Is Jaiz Mobile Plus free?
Jaiz Mobile Plus is free to download, with no in-app purchases.
Is FirstMonie free?
FirstMonie is free to download, with no in-app purchases.
Which has better reviews, Jaiz Mobile Plus or FirstMonie?
FirstMonie is rated higher. Jaiz Mobile Plus averages 2.9 out of 5 from 55 ratings, while FirstMonie averages 3.2 from 65 ratings.
Do Jaiz Mobile Plus or FirstMonie have ads?
Neither Jaiz Mobile Plus nor FirstMonie shows ads.
Which is updated more often, Jaiz Mobile Plus or FirstMonie?
Jaiz Mobile Plus ships an update every 3 weeks, and FirstMonie every 3 weeks. Most recently, Jaiz Mobile Plus was updated on October 20, 2026 and FirstMonie on October 23, 2026.

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