FirstMonie vs LAPO Mobile App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FirstMonie
This mobile money service allows users to send and receive funds, purchase airtime, and pay bills directly from their phone. It offers convenient access to a mobile wallet, enabling transactions without a traditional bank account.
- Send and receive money
- Buy airtime and data
- Pay bills and subscriptions
- Make purchases from merchants
- Self-registration in 3 minutes
- Fund wallet from debit card or bank account
Read full descriptionHide full description
Experience a smarter way to bank and manage your money with FirstMonie, FirstBank's next-generation digital financial account. Built for convenience, security, and financial inclusion, FirstMonie gives you access to everyday banking services directly from your mobile device. Why Choose FirstMonie? Open Your Account in Minutes Open your FirstMonie account using your mobile number Complete digital onboarding with real-time identity verification Upgrade to higher account tiers through self-service options Access multilingual support in English, French, and Simplified Chinese Secure and Reliable Access Secure login with PIN, biometrics, and device authentication Enhanced protection through OTP verification Self-service account recovery and reactivation Advanced transaction monitoring and fraud prevention controls Add Money Conveniently Fund your FirstMonie account through multiple channels: Bank transfers Debit card funding Linked bank accounts USSD payments QR payments Cash deposits through approved channels Quick account number sharing and copy functionality Send and Receive Money Instantly Transfer funds instantly to banks and supported accounts Receive money directly into your FirstMonie account Get real-time transaction notifications Enjoy secure transaction authorization and confirmation Buy Airtime and Data Purchase airtime for yourself or others Buy data bundles across supported mobile networks Repeat transactions quickly using saved beneficiaries and transaction history Pay Bills Easily Electricity Cable TV subscriptions Internet services Education payments Utility services Grow Your Finances with Built-in Savings Capabilities Create and manage savings plans Save towards personal financial goals Monitor balances and savings progress in real time Access savings services directly within the app Track Your Finances View account balances in real time Access complete transaction history Download account statements Monitor spending and account activity Receive instant transaction confirmations and updates Manage Your Account from a Single Dashboard Update personal information Manage security preferences Change language settings Access Terms and Conditions and Privacy Policy Locate nearby FirstMonie Agents and FirstBank Branches Perform self-service account management anytime Additional Features Include: Beneficiary management Recurring payments Electricity token retrieval Downloadable receipts and payment confirmations Download FirstMonie today!
LAPO Mobile App
Manage your finances on the go with this banking app. It offers self-onboarding, bill payments, transfers, and airtime purchases. Monitor your account and activities with ease.
- Self-Onboarding
- Bill Payments
- Transfers
- Airtime Purchase
- Account Monitoring
Read full descriptionHide full description
The LAPO Mobile App brings convenience and ease of banking for our customers without any hassle and tussle. Banking made easy and accessible just on the go with the following feature: Self-Onboarding Pay bills Transfers Airtime purchase Monitor your account and activities Enjoy banking with a whole new experience with LAPO Microfinance Bank offering cutting-edge banking services and solutions in the mobile App, Internet banking, USSD banking, CARDs, PoS, Agency Banking and so much more. We are poised to deliver exceptional banking service through our channels and products and be with our customers all through their banking experience with us.
Screenshots
Verdict
The clearest difference is rating: FirstMonie at 3.2 against LAPO Mobile App's 2.4. FirstMonie also leads on update cadence (every 3 weeks vs every 6 weeks) and device support (3 vs 1). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
FirstMonie holds the better App Store score, 3.2 against 2.4. Both are backed by a comparable volume of ratings — 65 and 36 respectively. Written reviews point the same way: 21% of FirstMonie's written reviews are positive against 14% of LAPO Mobile App's.
FirstMonie ships an update every 3 weeks, LAPO Mobile App every 6 weeks. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.
| Parameter | FirstMonie | LAPO Mobile App |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (65 ratings) — better | 2.4 (36 ratings) |
| Positive reviews | 20.7% of reviews — better | 14.3% of reviews |
| Number of ratings | 65 — better | 36 |
| Update frequency | Every 3 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.5 — better | 17.2 |
| Further details — not scored | ||
| Size | 161 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | First Bank of Nigeria Limited | LAPO MFB |
Customer experience
FirstMonie
LAPO Mobile App
In-app purchases
FirstMonie
No in-app purchases
LAPO Mobile App
No in-app purchases
