Comparison

SahakaariPay vs Shree Tileshwor Smart Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SahakaariPay

This mobile banking app allows users to perform financial transactions like utility payments, money transfers, and mobile top-ups. It connects with third-party payment gateways and is designed for small financial institutions, offering a cost-effective and intuitive solution.

Highlights
  • Utility bill payments
  • Online money transfers
  • Mobile top-ups
  • Third-party payment gateway integration
  • Multi-vendor support
  • SMS banking option
Features
Read full description

Sahakaari Pay is a mobile application developed by Planet Earth Solutions Pvt. Ltd. Our main aim is to provide this app to all the small types of financial institutions throughout the country. Using this app, customers can easily access given facilities from their handheld devices, anywhere and anytime. Users can easily carry out financial transactions such as utility payment, online money transfer, top up, all efficiently keep the transaction with the third party payment gateways like eprabhu, esewa, khalti, and much more. Keeping all the demand and need of small financial institutions in mind, we have created SahakaariPay as a multi vendor application. A user can select the particular financial institutions that he/she is currently involved. Generally, this application is best for those who couldn’t afford the cost of the single developer account. So our main agenda here is to target all the small financial institution of the country, making it cost effective, intuitive and to increase the user of this mobile banking application. What is Sahakaari Pay Mobile Banking App? As the name suggests, Sahakaari pay is a user-friendly and highly secured mobile banking app, created to carry out banking and payment related transactions via any handheld devices. Simply, use this app to carryout all types of banking services such as online payments, fund transfer and so on, via internet and sms channel. How can I use Sahakaari Pay Mobile banking App? You don't need to be highly educated to use this service. All you need is to have an account with one of the partner banks of PES. Then request your bank to open up mobile banking account with your mobile number, email and account number. They must be linked together. Right after the verification, bank will send your username, password and 4 digit MPIN. Then, you can easily use the service Sahakaari Pay mobile banking app. Please change the provided password and MPIN to fully secure your account and transactions. Can I change the password and MPIN? Yes, you can easily change the password and MPIN. But first you need to login with the existing username and password. Then Go to Settings, and you can see the two options, stating, change password and change transactions PIN. Remember that you need to change the password and MPIN time and again in order to fully secure your account. ** Always make use the password and MPIN which can be easily and securely remember. What is switch to SMS Channel? This service is for those who doesn’t have any internet access. You can use SMS to access mobile banking service. Sahakaari Pay will automatically send SMS to get the desired services. Can is recharge my mobile balances with Sahakaari Pay? Yes, through this mobile banking app, you can top up or get recharge coupons for NT, Ncell, Smart Cell, CDMA, UTL mobile phone balances. Not only that, you can also pay utility bills like NT Landlines, Internet Service Providers, SIM TV, Dish Home, etc. Security Tips Please don’t share your username, password and MPIN with anyone to fully secure your mobile app. Always remember to logout from the app as soon as you finish your work.

About

Shree Tileshwor Smart Banking

Features
Read full description

Shree Tileshwor Smart Banking allows its registered users to access their account in a convenient manner. It is secure and is available 24x7. The user can preview their balance, statements, request cheque book, transfer fund and online payments such as mobile topups and internet payments.

Screenshots

SahakaariPay4 screens
Shree Tileshwor Smart Banking4 screens

Verdict

The call

The clearest difference is update cadence: Shree Tileshwor Smart Banking at monthly against SahakaariPay's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SahakaariPay ships an update every 3 months, Shree Tileshwor Smart Banking monthly. The most recent releases landed on September 9, 2026 and September 16, 2026 respectively.

Scorecard1 real difference · 8 level
SahakaariPay versus Shree Tileshwor Smart Banking: the parameters behind the verdict, then further details
ParameterSahakaariPayShree Tileshwor Smart Banking
PriceFreeFree
Rating5.0 (1 ratings) — better
Number of ratings1 — better
Update frequencyEvery 3 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.615.6 — better
Further details — not scored
Size79 MB17 MB
Age rating4+4+
DeveloperPlanet Earth SolutionsMICRO BANKER NEPAL

In-app purchases

None

SahakaariPay

No in-app purchases

None

Shree Tileshwor Smart Banking

No in-app purchases

Questions

Is SahakaariPay free?
SahakaariPay is free to download, with no in-app purchases.
Is Shree Tileshwor Smart Banking free?
Shree Tileshwor Smart Banking is free to download, with no in-app purchases.
Do SahakaariPay or Shree Tileshwor Smart Banking have ads?
Neither SahakaariPay nor Shree Tileshwor Smart Banking shows ads.
Which is updated more often, SahakaariPay or Shree Tileshwor Smart Banking?
SahakaariPay ships an update every 3 months, and Shree Tileshwor Smart Banking monthly. Most recently, SahakaariPay was updated on September 9, 2026 and Shree Tileshwor Smart Banking on September 16, 2026.

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