MyServiceMac vs Worthium
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MyServiceMac
Manage your loans with automated payments, view billing statements, and track loan activity. Receive important alerts for payments and eStatements. Access FAQs and go paperless with eStatements.
- Automated payment drafts
- View loan status and activity
- Access monthly billing statements
- Receive loan alerts
- Opt for eStatements
- Review FAQs
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MyServiceMac app provides you with convenient servicing options, features and alerts! • Setup a recurring or one-time automated payment draft • View the current status of your loan and recent loan activity • Access your monthly billing statements • Review FAQs (Frequently Asked Questions) • Save paper - opt to receive eStatements • Set up loan alerts to be notified when... * Payment received * * Escrow Disbursement * * eStatement available * And much more!
Worthium
A private, offline net worth tracker that allows you to manually input assets and liabilities. Gain clarity on your financial standing without sharing your data or dealing with ads and subscriptions.
- 100% Offline tracking
- Private by design, data stays on device
- No account or bank connections required
- Ad-free and no in-app purchases
- Manual asset and liability entry
- View net worth and historical trends
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Why No Bank Connections? Worthium is built around a simple idea: your financial life should not require handing over access to your financial accounts. Bank-connected finance apps can be useful, but they often come with tradeoffs. Accounts disconnect. Logins expire. Passwords change. Institutions fail to sync correctly. You end up reconnecting accounts, approving access again, fixing missing data, or wondering whether your numbers are even accurate. Worthium avoids that entire mess. No bank linking. No account syncing. No reconnecting institutions. No remembering extra passwords. No wondering who has access to your financial data. Instead, Worthium gives you a clean, manual way to track your net worth with intention. There is also something more meaningful about entering your own progress. When your savings grow, your debt goes down, your investments increase, or your home equity rises, you get to record that moment yourself. You are not just watching numbers auto-sync in the background. You are actively tracking the wealth you are building. Worthium is for people who want privacy, clarity, and control. Not every transaction. Not every coffee. Not every bank login. Just the bigger picture: what you own, what you owe, and how your net worth is changing over time.
Screenshots
Verdict
The clearest difference is review sentiment: Worthium at 100% against MyServiceMac's 13%. Worthium also leads on update cadence (every 2 days vs every 2 months) and rating (5.0 vs 4.7). MyServiceMac's advantage is in-app purchases (none vs 1) and ratings volume (1.9K vs 3). On price and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Worthium sells 1 in-app purchase, starting at $6.99 per year. MyServiceMac asks for nothing beyond the download.
Worthium holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: MyServiceMac has 1.9K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 13% of MyServiceMac's written reviews are positive against 100% of Worthium's.
MyServiceMac ships an update every 2 months, Worthium every 2 days. The most recent releases landed on November 11, 2026 and October 31, 2026 respectively.
| Parameter | MyServiceMac | Worthium |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (1.9K ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 12.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 1.9K — better | 3 |
| Update frequency | Every 2 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Paid |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 201 MB | 54 MB |
| Age rating | 4+ | 12+ |
| Developer | MyServiceMac | ERIC ADLER |
Customer experience
MyServiceMac
Worthium
Bugs and requests
MyServiceMac
Reported bugs
3 issues- Unable to login
- App freezes and crashes
- Inconsistent account information
Requested features
3 requests- Improve login and account management
- Fix app stability and performance issues
- Enhance user interface and experience
Worthium
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MyServiceMac
No in-app purchases
Worthium
- Worthium Pro$6.991 Year









