Comparison

MyServiceMac vs Worthium

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyServiceMac

Manage your loans with automated payments, view billing statements, and track loan activity. Receive important alerts for payments and eStatements. Access FAQs and go paperless with eStatements.

Highlights
  • Automated payment drafts
  • View loan status and activity
  • Access monthly billing statements
  • Receive loan alerts
  • Opt for eStatements
  • Review FAQs
Read full description

MyServiceMac app provides you with convenient servicing options, features and alerts! • Setup a recurring or one-time automated payment draft • View the current status of your loan and recent loan activity • Access your monthly billing statements • Review FAQs (Frequently Asked Questions) • Save paper - opt to receive eStatements • Set up loan alerts to be notified when... * Payment received * * Escrow Disbursement * * eStatement available * And much more!

About

Worthium

A private, offline net worth tracker that allows you to manually input assets and liabilities. Gain clarity on your financial standing without sharing your data or dealing with ads and subscriptions.

Highlights
  • 100% Offline tracking
  • Private by design, data stays on device
  • No account or bank connections required
  • Ad-free and no in-app purchases
  • Manual asset and liability entry
  • View net worth and historical trends
Features
Read full description

Why No Bank Connections? Worthium is built around a simple idea: your financial life should not require handing over access to your financial accounts. Bank-connected finance apps can be useful, but they often come with tradeoffs. Accounts disconnect. Logins expire. Passwords change. Institutions fail to sync correctly. You end up reconnecting accounts, approving access again, fixing missing data, or wondering whether your numbers are even accurate. Worthium avoids that entire mess. No bank linking. No account syncing. No reconnecting institutions. No remembering extra passwords. No wondering who has access to your financial data. Instead, Worthium gives you a clean, manual way to track your net worth with intention. There is also something more meaningful about entering your own progress. When your savings grow, your debt goes down, your investments increase, or your home equity rises, you get to record that moment yourself. You are not just watching numbers auto-sync in the background. You are actively tracking the wealth you are building. Worthium is for people who want privacy, clarity, and control. Not every transaction. Not every coffee. Not every bank login. Just the bigger picture: what you own, what you owe, and how your net worth is changing over time.

Screenshots

MyServiceMac4 screens
Worthium4 screens

Verdict

The call

The clearest difference is review sentiment: Worthium at 100% against MyServiceMac's 13%. Worthium also leads on update cadence (every 2 days vs every 2 months) and rating (5.0 vs 4.7). MyServiceMac's advantage is in-app purchases (none vs 1) and ratings volume (1.9K vs 3). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Worthium sells 1 in-app purchase, starting at $6.99 per year. MyServiceMac asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Worthium holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: MyServiceMac has 1.9K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 13% of MyServiceMac's written reviews are positive against 100% of Worthium's.

UpkeepUpdate frequency

MyServiceMac ships an update every 2 months, Worthium every 2 days. The most recent releases landed on November 11, 2026 and October 31, 2026 respectively.

Scorecard8 real differences · 2 level
MyServiceMac versus Worthium: the parameters behind the verdict, then further details
ParameterMyServiceMacWorthium
PriceFreeFree
Rating4.7 (1.9K ratings)5.0 (3 ratings) — better
Positive reviews12.5% of reviews100.0% of reviews — better
Number of ratings1.9K — better3
Update frequencyEvery 2 monthsEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterPaid
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size201 MB54 MB
Age rating4+12+
DeveloperMyServiceMacERIC ADLER

Customer experience

MyServiceMac

All ratings1,758 ratings
Positive94.2%
Neutral1.4%
Negative4.4%
Written reviews72 reviews
Positive12.5%
Neutral2.8%
Negative84.7%

Worthium

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

MyServiceMac

Reported bugs

3 issues
  • Unable to login
  • App freezes and crashes
  • Inconsistent account information

Requested features

3 requests
  • Improve login and account management
  • Fix app stability and performance issues
  • Enhance user interface and experience

Worthium

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

MyServiceMac

No in-app purchases

1 purchases

Worthium

Subscriptions1
  • Worthium Pro$6.991 Year

Questions

Is MyServiceMac free?
MyServiceMac is free to download, with no in-app purchases.
Is Worthium free?
Worthium is free to download, with in-app purchases available.
Which has better reviews, MyServiceMac or Worthium?
Worthium is rated higher. MyServiceMac averages 4.7 out of 5 from 1.9K ratings, while Worthium averages 5.0 from 3 ratings.
Do MyServiceMac or Worthium have ads?
Neither MyServiceMac nor Worthium shows ads.
Which is updated more often, MyServiceMac or Worthium?
MyServiceMac ships an update every 2 months, and Worthium every 2 days. Most recently, MyServiceMac was updated on November 11, 2026 and Worthium on October 31, 2026.

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