Comparison

河馬保險 vs 華南銀行+

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

河馬保險

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《河馬保險》保戶版-專屬您的保險小秘書 1. 各家保單成堆,不知買對買錯? 2. 顧問講了八百遍,還是不記得。 3. 保險艱澀難懂,完全無法理解。 4. 忘繳保費,被停效好冤枉。 使用《河馬保險》保險小秘書,讓您保障隨時查、保費記得繳、顧問有傳達、保單沒煩惱~ 有任何想法、建議,歡迎來信至service@moneymaster.com.tw,我們很樂意收到您的來信。

About

華南銀行+

Manage your finances with this comprehensive banking app. Access account balances, transfer funds, pay credit card bills, invest in funds, and track gold savings. Find nearby branches and ATM locations, and enjoy secure login options.

Highlights
  • Account balance and transaction history
  • Fund transfers (real-time and scheduled)
  • Credit card management and payments
  • Investment portfolio tracking
  • Gold savings account management
  • Foreign exchange services
  • Branch and ATM locator
Features
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「華南銀行+」APP獨具特色 ※只要您是華南銀行網路銀行客戶,即可使用網路銀行簽入代號及密碼,登入「華南銀行+」APP。如您是第一次登入行動銀行,須線上完成第一次開通程序。 ※帳務查詢:臺幣/外幣存款餘額總覽、臺外幣活存明細查詢、交換票據扣帳失敗查詢、貸款餘額查詢、信用卡消費明細查詢等。 ※轉帳服務:臺幣即時/預約轉帳(包括約定/非約定)、預約轉帳查詢/取消、臺幣常用轉入帳號查詢/新增/修改、交易安控機制變更等。 ※信用卡服務:信用卡/簽帳金融卡總覽、近3期信用卡/簽帳金融卡帳單查詢、線上繳付本行信用卡/簽帳金融卡費、信用卡紅利折現兌換/查詢等、線上申請信用卡、信用卡線上調額、信用卡分期服務。 ※信託理財:投資組合淨值查詢、基金申購/贖回/轉換/變更/解除交易、基金投資總覽、基金投資明細等、優利通、目標理財帳戶、圓夢錢包。 ※黃金存摺:黃金總覽、餘額/交易明細查詢、買進/回售、定期定額申購/變更/終止等。 ※外匯專區:結購/結售、外匯活存轉帳/活存轉定存、購買外幣現鈔暨旅行支票、外匯定存查詢暨變更等。 ※多元理財資訊:國際股匯市/台灣股市/各類基金資訊查詢、利率/匯率看板、黃金存摺牌告、貸款本息試算等,提供隨身理財資訊。 ※客戶服務:結合GPS定位,隨時隨地查詢臨近信用卡特店優惠,也提供臨近分行及ATM據點查詢。 ※快速登入專區 ※華銀支付 ※ APP使用權限說明 1. 麥克風:APP網路客服音訊功能需使用該權限。 2. 位置:使用服務據點功能需使用該權限。 3. 相機:使用華銀支付掃描 QRCode 功能需使用該權限。 4. 照片:使用華銀支付及儲存存摺封面功能需使用該權限。 5. 語音辨識:APP網路客服文字將語音轉為文字顯示在畫面上需使用該權限。 6. 生物辨識:APP使用快速登入需使用該權限。 7. 通知:APP通知中心推播訊息需使用該權限。 8. 網路:APP執行時網路連線資料傳輸需使用。 9. 儲存空間:讀取登入頁勾選記住功能之設定資料檔需使用該權限。 10. 電話:客服專線撥打電話功能需使用該權限。 11. 聯絡人:手機門號轉帳讀取通訊錄之電話號碼需使用該權限。 當您下載此App時,即代表您已詳閱並同意本行「隱私權保護聲明」。 【隱私權保護聲明】https://hncb.tw/83t8sp/ 提醒您:為確保您的帳務及交易安全,請於行動裝置安裝防護軟體。

Screenshots

河馬保險4 screens
華南銀行+4 screens

Verdict

The call

河馬保險 and 華南銀行+ are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

河馬保險 ships an update every 2 months, 華南銀行+ monthly. The most recent releases landed on October 14, 2026 and October 18, 2026 respectively.

ScorecardNo meaningful differences
河馬保險 versus 華南銀行+: the parameters behind the verdict, then further details
Parameter河馬保險華南銀行+
PriceFreeFree
Rating—4.7 (1.3K ratings) — better
Positive reviews—25.0% of reviews
Number of ratings—1.3K — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS14.013.0 — better
Further details — not scored
Size31 MB186 MB
Age rating4+4+
Developer錢管家數位科技股份有限公司Hua Nan Commercial Bank

Bugs and requests

河馬保險

Not enough reviews yet to summarise bugs or requests.

華南銀行+

Reported bugs

3 issues
  • Unable to log in or access account
  • App freezes or crashes on launch
  • Incompatible with newer iOS versions

Requested features

2 requests
  • Allow changing app language
  • Improve user experience for overseas users

In-app purchases

None

河馬保險

No in-app purchases

None

華南銀行+

No in-app purchases

Questions

Is 河馬保險 free?
河馬保險 is free to download, with no in-app purchases.
Is 華南銀行+ free?
華南銀行+ is free to download, with no in-app purchases.
Do 河馬保險 or 華南銀行+ have ads?
Neither 河馬保險 nor 華南銀行+ shows ads.
Which is updated more often, 河馬保險 or 華南銀行+?
河馬保險 ships an update every 2 months, and 華南銀行+ monthly. Most recently, 河馬保險 was updated on October 14, 2026 and 華南銀行+ on October 18, 2026.

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