Scratch Plans vs Split QR

Scratchpay payment plans start as low as 0% APR, and have no prepayment penalties, hidden charges or deferred interest. Checking your rates & accepting plans will never impact your credit score. With Scratchpay, you can easily make payments, get 1-click access to autopay, keep track of all loan statements, update account information, reapply for new plans directly in-app and much more! Convenient Login. Current borrowers can easily log into their Scratchpay account. Make & Monitor Loan Payments From Anywhere. Log in to securely make loan payments in a couple clicks. Track status of upcoming payments to stay up to date. Secure, 1-click Autopay Enrollment. Securely turn autopay on or off with a click of a button to make paying your Scratchpay bills even simpler. Reapply for New Plans In-app. Need a new loan? Whether you have an upcoming dental cleaning, prescription refill for your pet, eye appointment or an unexpected emergency, Scratchpay makes reapplying for a new plan more convenient than ever. Find Practices Offering Scratchpay. See which medical practices near you offer Scratchpay payment plans. We’re currently offered in veterinary, dental, orthodontic, vision, lasik, chiropractic care, physical therapy, cosmetic surgery, weight loss, primary care, fertility, dermatology, and more! Easily Update Account Information. Add a new payment method, update your billing address and other account details directly in our app. Why Scratchpay? Payment plans starting as low as 0% APR No hard credit checks or hidden fees Higher loan approval rates Available at 11,000 medical practices! Easy, 2-minute application with instant approval decision Checking rates & accepting plans never impacts your credit score Scratchpay: Simple, convenient, secure. Care now, pay later with Scratchpay! Learn more at www.scratchpay.com

Enter the bill. Everyone scans. Venmo/CashApp/PayPal or Apple Cash opens. Amount already filled in. Done. No splitting hairs. No Venmo-ing the wrong amount. No "just pay me back later" that never happens. One scan and the money moves. HOW IT WORKS Enter the total bill. Add tax and tip if you want. Enter how many people. Split QR generates a personal QR code for every person at the table. Each guest scans their code. Venmo, Cash App, PayPal, or Apple Cash opens automatically with your handle and the exact amount already filled in. They hit send. You're done before the receipt hits the table. FEATURES — Per-person QR codes that auto-fill who to pay and how much — Supports Venmo, Cash App, PayPal, and Apple Cash — Automatic tax and tip calculation — Works completely offline — No typing. No math. No arguments. No account. No subscription. No ads. You pay once and own it forever. Remember when apps just did what they said and got out of your way? Split QR does that.