Axia vs Margin

Take control of your finances! This app is your reliable assistant for managing personal money. Record expenses and income, keep track of accounts and debts, and finally see where your budget goes. Simple, clear, flexible. With it, tracking finances stops being a chore and becomes a habit. WHAT THE APP CAN DO • Entries Tap the magic button to record an expense or income, and stop keeping everything in your head. The built-in calculator is always at hand, so you can do the math without leaving the app. • Transfers Swipe the magic button left to move money between your accounts in a couple of taps. No extra menus. If the currencies differ, the amount is converted automatically. • Debts Swipe the magic button up and to the left to record a debt. Note whom you owe and who owes you. No more forgotten loans. • Accounts Cash, cards, savings: create accounts in any currency and keep track of balances. • Categories Create your own expense and income categories with a color and an icon, so the structure truly reflects your life. • Insights See where your money goes over a day, week, month or year. The category breakdown shows where you can save. WHY THIS APP Not just to know how much you spend, but to understand how you live. The app helps you manage money mindfully, make decisions with more confidence and move toward your financial goals. iOS INTEGRATION The app fits right into the iPhone ecosystem. Widgets show statistics and exchange rates right on your Home Screen. With Siri and Shortcuts, expenses are added automatically, for example when you pay with Apple Pay. Dark mode, passcode protection and backups are all there too. It's fast, looks neat, and never distracts or gets in your way. DOWNLOAD AND START TODAY Whether you simply want to keep spending in check or plan a budget a year ahead, start small. It all begins with a single entry.

Track expenses and income in your own words. Margin turns everyday money notes into a clear personal ledger, so you can see where your spending goes without filling out forms. WRITE IT LIKE YOU SAY IT Type "coffee 4.50" or "lunch 20 split 4 ways". Add a date or a money source in the same line. Margin reads the details, organizes the entry, and keeps your share. Review and correct anything it reads. KEEP TRACK, EVEN OFFLINE Save typed notes when you have no connection. Clear entries can be read on your iPhone; AI features and syncing need an internet connection. No bank connection or bank password is needed. SCAN A RECEIPT Take a photo of a receipt and turn its items into entries you can review. Receipt reading uses AI and your Reads allowance. SEE WHERE YOUR MONEY WENT Browse your spending by week, month, or year. Check categories, compare your spending with your monthly budget, and search the words you remember. KEEP RECURRING COSTS IN VIEW Record subscriptions and recurring bills. See expected costs separately from the spending you have already recorded. ASK ABOUT YOUR SPENDING Ask "how much on coffee this month?" and see an answer based on your own entries, with the entries shown so you can check it. TAKE YOUR LEDGER WITH YOU Export your entries as CSV, PDF, or JSON. Writing, editing, searching, browsing your ledger, and exporting are free. START FREE Margin includes a free allowance of Reads for AI features: 25 to start, plus 15 each month, with up to 50 saved. A Read is Margin's unit for AI processing; the cost depends on the feature. Margin Plus offers 1,500 Reads per month with a monthly or yearly auto-renewing subscription. See current pricing in the app. Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically unless canceled at least 24 hours before the current period ends. Your Apple Account is charged for renewal within 24 hours before the end of the period. Manage or cancel your subscription in your App Store account settings. Margin is a personal ledger, not financial advice or an accounting system of record. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://marginmoney.app/terms Privacy Policy: https://marginmoney.app/privacy