Comparison

Ledgey vs Margin

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Ledgey

Features
Read full description

Take control of your finances without the clutter. Ledgey is a clean, intuitive expense and budget tracking app designed for people who want clarity over complexity. No overwhelming dashboards. No unnecessary noise. Just your money, clearly laid out. Track What Matters Log your daily expenses in a clean, minimalist layout that keeps everything clear at a glance. Every transaction is captured down to the smallest detail, so nothing slips through the cracks. Understand Your Spending Visual insights reveal your spending habits and help you plan smarter. Automatically generated monthly reports give you a clearer picture of where your money goes โ€” and where it could go instead. Stay on Budget Set spending limits, monitor your progress, and make your money last until the next payday. Ledgey keeps you accountable without the stress. All Your Finances, One Place View all your accounts in a single glance โ€” no more jumping between apps to check where you stand. With multi-currency support, you can track expenses across different currencies effortlessly, whether you're at home or traveling abroad. Built for Efficiency Sort transactions by date, category, or account with smart filters. Review, edit, mark favorites, copy, or remove entries with ease. Organize everything into custom categories, and save your most frequent transactions to your favorites list for faster logging. Comfortable by Design Switch to dark mode anytime for an eye-friendly experience, day or night. Ledgey is for anyone who believes managing money should feel simple โ€” not overwhelming. Start tracking smarter today. Northlyne Apps: https://northlyneapps.com Ledgey Privacy Policy: https://northlyneapps.com/privacy-policy Ledgey Terms & Conditions: https://northlyneapps.com/terms-and-conditions Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Contact & Support: https://northlyneapps.com/support

About

Margin

Features
Read full description

Track expenses and income in your own words. Margin turns everyday money notes into a clear personal ledger, so you can see where your spending goes without filling out forms. WRITE IT LIKE YOU SAY IT Type "coffee 4.50" or "lunch 20 split 4 ways". Add a date or a money source in the same line. Margin reads the details, organizes the entry, and keeps your share. Review and correct anything it reads. KEEP TRACK, EVEN OFFLINE Save typed notes when you have no connection. Clear entries can be read on your iPhone; AI features and syncing need an internet connection. No bank connection or bank password is needed. SCAN A RECEIPT Take a photo of a receipt and turn its items into entries you can review. Receipt reading uses AI and your Reads allowance. SEE WHERE YOUR MONEY WENT Browse your spending by week, month, or year. Check categories, compare your spending with your monthly budget, and search the words you remember. KEEP RECURRING COSTS IN VIEW Record subscriptions and recurring bills. See expected costs separately from the spending you have already recorded. ASK ABOUT YOUR SPENDING Ask "how much on coffee this month?" and see an answer based on your own entries, with the entries shown so you can check it. TAKE YOUR LEDGER WITH YOU Export your entries as CSV, PDF, or JSON. Writing, editing, searching, browsing your ledger, and exporting are free. START FREE Margin includes a free allowance of Reads for AI features: 25 to start, plus 15 each month, with up to 50 saved. A Read is Margin's unit for AI processing; the cost depends on the feature. Margin Plus offers 1,500 Reads per month with a monthly or yearly auto-renewing subscription. See current pricing in the app. Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically unless canceled at least 24 hours before the current period ends. Your Apple Account is charged for renewal within 24 hours before the end of the period. Manage or cancel your subscription in your App Store account settings. Margin is a personal ledger, not financial advice or an accounting system of record. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://marginmoney.app/terms Privacy Policy: https://marginmoney.app/privacy

Screenshots

Ledgey4 screens
Margin4 screens

Verdict

The call

The clearest difference is update cadence: Margin at daily against Ledgey's every 2 days. Margin also leads on iOS requirement (17.0 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Ledgey sells 3 in-app purchases, starting at $5.49 per month and Margin sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Ledgey ships an update every 2 days, Margin daily. Both last shipped on October 2, 2026.

Scorecard2 real differences ยท 4 level
Ledgey versus Margin: the parameters behind the verdict, then further details
ParameterLedgeyMargin
PriceFreeFree
Update frequencyEvery 2 daysDaily โ€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone
Requires iOS26.017.0 โ€” better
Further details โ€” not scored
Size140 MB22 MB
Age rating4+4+
DeveloperNorthlyne Apps Software PublishingMuhammad Daffa Setyoaji

In-app purchases

3 purchases

Ledgey

Subscriptions3
  • Monthly Plan$5.491 Month
  • Quarterly Plan$14.993 Months
  • Annual Plan$55.991 Year
2 purchases

Margin

Subscriptions2
  • Margin Pro Monthly$4.991 Month
  • Margin Pro Yearly$29.991 Year

Questions

Is Ledgey free?
Ledgey is free to download, with in-app purchases available.
Is Margin free?
Margin is free to download, with in-app purchases available.
Do Ledgey or Margin have ads?
Neither Ledgey nor Margin shows ads.
Which is updated more often, Ledgey or Margin?
Ledgey ships an update every 2 days, and Margin daily. Most recently, Ledgey was updated on October 2, 2026 and Margin on October 2, 2026.

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