Money Flow vs Margin

Money Flow helps you keep track of everyday spending and income with a calm, fluid interface. Speak, scan or enter manually • With Money Flow Plus, describe a purchase or income by voice and review the draft before saving. • Scan a receipt or import an image to create editable transaction drafts. • Add transactions manually whenever you prefer. • Check the amount, currency, date, account and category before confirming. Keep your finances organised • Manage accounts, categories and tags. • Track income and expenses, budgets and recurring payments. • Review your history and reports. • Use the interactive category dial and quick-entry tools. Start with confidence A short animated introduction and focused in-app tips explain the essentials. No Money Flow account is required. Money Flow Plus Plus unlocks voice entry, advanced reports, subscription control and experimental savings insights. Savings insights are marked Beta and may be incomplete; review every suggestion yourself. Choose a monthly or yearly auto-renewable subscription. Eligible new subscribers can try Plus free for 7 days. After the trial, the selected subscription renews at the price shown in the app unless cancelled. Trial eligibility is determined by Apple. Manage or cancel subscriptions in your Apple Account settings. Manual bookkeeping remains available without Plus. Privacy Your financial records are stored on your device. Optional cloud recognition is off by default and requires your consent before text or images are sent for processing. You can use manual entry without cloud recognition. Privacy policy: https://moneyflow-app-site.tsurtsumiya.workers.dev/privacy Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Track expenses and income in your own words. Margin turns everyday money notes into a clear personal ledger, so you can see where your spending goes without filling out forms. WRITE IT LIKE YOU SAY IT Type "coffee 4.50" or "lunch 20 split 4 ways". Add a date or a money source in the same line. Margin reads the details, organizes the entry, and keeps your share. Review and correct anything it reads. KEEP TRACK, EVEN OFFLINE Save typed notes when you have no connection. Clear entries can be read on your iPhone; AI features and syncing need an internet connection. No bank connection or bank password is needed. SCAN A RECEIPT Take a photo of a receipt and turn its items into entries you can review. Receipt reading uses AI and your Reads allowance. SEE WHERE YOUR MONEY WENT Browse your spending by week, month, or year. Check categories, compare your spending with your monthly budget, and search the words you remember. KEEP RECURRING COSTS IN VIEW Record subscriptions and recurring bills. See expected costs separately from the spending you have already recorded. ASK ABOUT YOUR SPENDING Ask "how much on coffee this month?" and see an answer based on your own entries, with the entries shown so you can check it. TAKE YOUR LEDGER WITH YOU Export your entries as CSV, PDF, or JSON. Writing, editing, searching, browsing your ledger, and exporting are free. START FREE Margin includes a free allowance of Reads for AI features: 25 to start, plus 15 each month, with up to 50 saved. A Read is Margin's unit for AI processing; the cost depends on the feature. Margin Plus offers 1,500 Reads per month with a monthly or yearly auto-renewing subscription. See current pricing in the app. Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically unless canceled at least 24 hours before the current period ends. Your Apple Account is charged for renewal within 24 hours before the end of the period. Manage or cancel your subscription in your App Store account settings. Margin is a personal ledger, not financial advice or an accounting system of record. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://marginmoney.app/terms Privacy Policy: https://marginmoney.app/privacy