Comparison

Fynn vs Margin

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Fynn

Read full description

Fynn is your minimalist finance companion. Keep track of your accounts, balances, and everyday spending without the clutter, charts, or complexity you don't need. Open the app and see what matters. Adding expenses is designed to be effortless. Type or dictate naturally, enter the details manually, or let Fynn find transactions in receipts, bills, payment confirmations, and screenshots. Take a photo, choose an image from your library, or paste one from your clipboard. Fynn can even recognize multiple activities at once, so catching up on several expenses doesn't mean entering them one by one. With Apple Intelligence, Fynn understands natural language and helps turn what you type, say, or scan into activities you can review before saving. On supported devices, you can scan receipts directly with your camera, while Siri AI lets you interact with Fynn through natural conversation. Your financial data and AI processing stay on your device. The interface stays focused on your finances. See your total balance at a glance, manage multiple accounts and currencies, and open any account to browse its activity. Natural daily summaries highlight what matters without overwhelming you, while widgets bring useful information to your Home Screen and Lock Screen. Already tracking your finances somewhere else? Fynn can import existing data from Revolut and Cashew, making it easier to get started without leaving your history behind. Fynn respects your time and privacy. No ads. No subscriptions. No unnecessary complexity. It works with or without Apple Intelligence, with fast manual entry always available and optional gentle reminders to help you stay consistent. (Camera scanning requires a device with Apple Intelligence enabled and iOS 27.0 or later.)

About

Margin

Features
Read full description

Track expenses and income in your own words. Margin turns everyday money notes into a clear personal ledger, so you can see where your spending goes without filling out forms. WRITE IT LIKE YOU SAY IT Type "coffee 4.50" or "lunch 20 split 4 ways". Add a date or a money source in the same line. Margin reads the details, organizes the entry, and keeps your share. Review and correct anything it reads. KEEP TRACK, EVEN OFFLINE Save typed notes when you have no connection. Clear entries can be read on your iPhone; AI features and syncing need an internet connection. No bank connection or bank password is needed. SCAN A RECEIPT Take a photo of a receipt and turn its items into entries you can review. Receipt reading uses AI and your Reads allowance. SEE WHERE YOUR MONEY WENT Browse your spending by week, month, or year. Check categories, compare your spending with your monthly budget, and search the words you remember. KEEP RECURRING COSTS IN VIEW Record subscriptions and recurring bills. See expected costs separately from the spending you have already recorded. ASK ABOUT YOUR SPENDING Ask "how much on coffee this month?" and see an answer based on your own entries, with the entries shown so you can check it. TAKE YOUR LEDGER WITH YOU Export your entries as CSV, PDF, or JSON. Writing, editing, searching, browsing your ledger, and exporting are free. START FREE Margin includes a free allowance of Reads for AI features: 25 to start, plus 15 each month, with up to 50 saved. A Read is Margin's unit for AI processing; the cost depends on the feature. Margin Plus offers 1,500 Reads per month with a monthly or yearly auto-renewing subscription. See current pricing in the app. Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically unless canceled at least 24 hours before the current period ends. Your Apple Account is charged for renewal within 24 hours before the end of the period. Manage or cancel your subscription in your App Store account settings. Margin is a personal ledger, not financial advice or an accounting system of record. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://marginmoney.app/terms Privacy Policy: https://marginmoney.app/privacy

Screenshots

Fynn4 screens
Margin4 screens

Verdict

The call

The clearest difference is in-app purchases: Fynn at none against Margin's 2. Margin's advantage is update cadence (daily vs every 2 months) and iOS requirement (17.0 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Margin sells 2 in-app purchases, starting at $4.99 per month. Fynn asks for nothing beyond the download.

UpkeepUpdate frequency

Fynn ships an update every 2 months, Margin daily. The most recent releases landed on October 12, 2026 and October 18, 2026 respectively.

Scorecard3 real differences ยท 3 level
Fynn versus Margin: the parameters behind the verdict, then further details
ParameterFynnMargin
PriceFreeFree
Update frequencyEvery 2 monthsDaily โ€” better
AdsNoNo
In-app purchasesNo โ€” betterYes
DevicesiPhoneiPhone
Requires iOS26.017.0 โ€” better
Further details โ€” not scored
Size55 MB22 MB
Age rating4+4+
DeveloperAlessio RubiciniMuhammad Daffa Setyoaji

In-app purchases

None

Fynn

No in-app purchases

2 purchases

Margin

Subscriptions2
  • Margin Pro Monthly$4.991 Month
  • Margin Pro Yearly$29.991 Year

Questions

Is Fynn free?
Fynn is free to download, with no in-app purchases.
Is Margin free?
Margin is free to download, with in-app purchases available.
Do Fynn or Margin have ads?
Neither Fynn nor Margin shows ads.
Which is updated more often, Fynn or Margin?
Fynn ships an update every 2 months, and Margin daily. Most recently, Fynn was updated on October 12, 2026 and Margin on October 18, 2026.

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