Libya Guide GPay vs NCB Business LY
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Libya Guide GPay
This app facilitates secure and convenient electronic payments for e-commerce in Libya. Users can link local bank accounts to digital wallets for quick transactions, make payments via QR codes or gateway numbers, and manage funds with sub-accounts for merchants or family members.
- Link local bank accounts
- QR code payments
- Sub-account management
- Payment requests
- Secure transactions
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GPay is a cutting-edge mobile payment service designed to enhance the electronic payment infrastructure for e-commerce in Libya. With Libya Guide GPay, users can effortlessly link their local bank accounts to their electronic wallets, enabling quick and secure transactions. Key Features: Easy Fund Transfers: Add funds to your wallet by linking your bank account or by using the local bank cards. Flexible Payment Options: Make payments by scanning the receiver’s QR code or entering their gateway number. Sub-accounts: GPay supports the creation of dedicated accounts for cashiers for merchants, making it easy to manage funds and track points of sale efficiently. Parents can also add sub-accounts for family members. Primary users can create sub-user accounts with specific permissions. Payment Requests: Receive payment requests and choose to accept or reject them with ease. Experience the convenience and security of digital payments with GPay, your trusted partner in modernizing financial transactions in Libya.
NCB Business LY
Manage your business bank accounts with ease and security. Access balances, view statements, make transfers, pay bills, and manage users. Supports pre-paid cards, digital wallets, and inter-bank transfers.
- Account balance inquiry
- View account statements
- Email account statements
- Purchase prepaid cards
- Transfer funds
- Pay bills
- Top up digital wallet
- Manage users
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تطبيق ”التجاري أعمال“ (NCB Business) للتجار وأصحاب الأعمال والشركات من عملاء المصرف التجاري الوطني، يتيح لك التطبيق إمكانية الوصول لحسابك المصرفي وإدارته بكل سهولة وأمان. يوفر لك التطبيق الكثير من المميزات، ومنها : • معرفة الرصيد. • كشف حساب. • إرسال كشف الحساب عبر البريد الإلكتروني. • شراء بطاقات الدفع المُسبق. • تحويل الأموال إلى حساب آخر. • سداد الفواتير. • شحن المحفظة الرقمية. • إدارة المستخدمين. • طلب إصدار دفتر شيكات. • طلب إصدار بطاقات مصرفية. • تحويل الأموال من حسابك إلى حسابات بمصارف أخرى عبر خدمتي “LYPay” و"وان باي – One Pay".
Screenshots
Verdict
Libya Guide GPay and NCB Business LY both sit at 4.0 stars, but that hides the real split: 100% of Libya Guide GPay's written reviews are positive against 60% of NCB Business LY's. Libya Guide GPay also leads on update cadence (monthly vs every 6 months). NCB Business LY's advantage is ratings volume (55 vs 7). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.0 for Libya Guide GPay against 4.1 for NCB Business LY. That said, the two scores are not equally well evidenced: NCB Business LY has 55 ratings behind it against 7, so its average is the more settled of the two. Written reviews are what separate them: 100% of Libya Guide GPay's written reviews are positive against 60% of NCB Business LY's.
Libya Guide GPay ships an update monthly, NCB Business LY every 6 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.
| Parameter | Libya Guide GPay | NCB Business LY |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (7 ratings) | 4.1 (55 ratings) — better |
| Positive reviews | 100.0% of reviews — better | 60.0% of reviews |
| Number of ratings | 7 | 55 — better |
| Update frequency | Monthly — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15 | 15.0 |
| Further details — not scored | ||
| Size | 15 MB | 98 MB |
| Age rating | 4+ | 17+ |
| Developer | Libya Guide for Information Technology | National Commercial Bank |
Customer experience
Libya Guide GPay
NCB Business LY
In-app purchases
Libya Guide GPay
No in-app purchases
NCB Business LY
No in-app purchases
Questions
Is Libya Guide GPay free?
Is NCB Business LY free?
Which has better reviews, Libya Guide GPay or NCB Business LY?
Do Libya Guide GPay or NCB Business LY have ads?
Which is updated more often, Libya Guide GPay or NCB Business LY?
Other comparisons
