Settlements vs PayClaim
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Settlements
Easily manage shared expenses and settle debts with friends and family. Track bills, add members, and set currencies for seamless financial coordination. Offers both free and premium features for enhanced expense management.
- Add settlements for groups
- Track individual bills
- Add members by phone number
- Set custom currencies
- Light and dark appearance modes
- Access to charts and themes (Plus)
- One-tap settlement (Plus)
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Settlement between friends and family members. Add Settlement, Bill to manage your expenses. You should "split" wise..! Settlements Feature for all: - Add Settlement for roommates, office colleague or trip - Add bills to the Settlement - Add member by phone number - Set Settlement currency - App icons - Light and Dark Appearance - And so much more...! Settlement Plus Features: - Different Themes - Access to Charts - Settle up remaining amount with one tap - Final Settlement detailed information - Enjoy Plus features for all the members in a Settlement - And upcoming plus features Settlement Plus Non Renewable Plans: Monthly: $0.9 Yearly: $9.9 Privacy Policy: https://iamjdpatel.wixstudio.com/settlements/privacypolicy Terms of Service: https://iamjdpatel.wixstudio.com/settlements/termsofservice App Support : https://iamjdpatel.wixstudio.com/settlements/appsupport
PayClaim
Discover and claim money from class action lawsuits you qualify for. This app helps you find active settlements, verify your eligibility, and ensure you receive rightful payouts from consumer lawsuits.
- Find class action settlements
- Check eligibility for payouts
- Claim money from lawsuits
- Discover brands owing money
- Track unclaimed settlement money
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PayClaim helps you find class action settlements you qualify for and claim money from lawsuits. Discover brands that owe you money through consumer class action settlements. PayClaim shows you active settlements, checks eligibility, and helps you get paid what you’re rightfully owed. Stop missing lawsuit payouts and unclaimed settlement money. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Subscription required.
Screenshots
Verdict
The clearest difference is rating: PayClaim at 4.7 against Settlements's 1.0. PayClaim also leads on ratings volume (9 vs 1) and device support (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Settlements sells 2 one-off in-app purchases and PayClaim sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
PayClaim holds the better App Store score, 4.7 against 1.0. That said, the two scores are not equally well evidenced: PayClaim has 9 ratings behind it against 1, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on September 29, 2026 and October 11, 2026 respectively.
| Parameter | Settlements | PayClaim |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 4.7 (9 ratings) — better |
| Number of ratings | 1 | 9 — better |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 26.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 14 MB | 51 MB |
| Age rating | 4+ | 17+ |
| Developer | Jay Patel | Chroma Capital Inc. |
Customer experience
Settlements
PayClaim
In-app purchases
Settlements
- Settlement Plus Monthly$0.99
- Settlement Plus Yearly$9.99
PayClaim
- PayClaim Pro Monthly Plan$2.991 Month
- PayClaim Pro Annual Plan$29.991 Year
