TotilPay Go vs Y.A.M.S
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TotilPay Go
Process credit card, SNAP EBT, EBT Cash, and loyalty transactions wirelessly using an iOS device. Supports EMV chip cards and offers on-screen signature capture. Provides receipt printing, emailing, texting, and reconciliation reports.
- Process Credit Card, SNAP EBT, EBT Cash, Loyalty transactions
- EMV chip card support
- On-screen signature capture
- Print, email, text receipts
- Reconciliation reports
- Multi-merchant/multi-user login
- Touch ID login
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NOTE: You'll need to have an active merchant account established in order to utilize this App. You must also be approved by FNS in order to accept SNAP transactions. TotilPay Go allows any authorized merchant in ANY STATE to wirelessly process Credit Card, Supplemental Nutrition Assistance Program (SNAP), EBT Cash, and Loyalty transactions using their iOS device. Benefits: - Low Cost and flexible peripheral support makes solution ideal for farmers markets and small store retail outlets - 24/7/365 U.S. Based Customer Support - Supports SNAP EBT transactions in accordance with USDA regulations - Accepts Credit Cards (including EMV contact) for increased revenue and payment flexibility Features: - Supports EMV contact (chip) Credit Card transactions using the new Walker secure EMV/swipe audio-jack reader (EMV Level 1 & 2 certified) - Fully EMV Level 3 certified through WorldPay to Visa, MasterCard, American Express, and Discover - Supports Credit Card Sale, Refund, and Void transactions, including on-screen signature capture - SNAP EBT, EBT Cash (TANF), and Loyalty program support - Supports Walker/Chipper/Chipper BT card readers - Supports the Woosim WSP-R240/R241 for printing receipts and the Blue Bamboo P25i/P25i-M for printing receipts, - Provides the ability to print, email, and text receipts to cardholders - Includes reconciliation reports that can be viewed directly on the device, printed, or sent via email and text message - Supports multi-merchant/multi-user login to allow device sharing - User-selectable merchant locations for multi-site markets - Touch ID login for Market Manager on supported devices - SSL/TLS encrypted; PCI PA-DSS compliant to ensure safe and secure processing For more information about this application or about becoming an authorized merchant, visit www.fns.usda.gov/snap/ebt/fm.htm or www.MobileEbt.com.
Y.A.M.S
Analyze your food spending and understand its impact on the food system. Scan receipts to track purchases and gain insights into your spending habits. Contribute data to support food justice initiatives.
- Receipt scanning for purchase details
- Insights dashboard with spending analytics
- Customizable filters for spending trends
- Optional demographic data contribution
- Support for food justice initiatives
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YAMS (Yielding Access to Market Solutions) empowers users to analyze food spending and make informed decisions that support equitable food systems. Key Features - Receipt Scanning: Quickly capture and upload food purchase details—including store name, date, time, and items—directly within the app. - Insights Dashboard: Access dynamic spending trends and analytics with customizable filters for date, time, and keywords, giving you a clear picture of your food expenditure. - Community Impact: Optionally contribute demographic data (age range, income range, zip code) to drive food justice initiatives and support community-led solutions. Join YAMS in promoting food sovereignty, amplifying Black-led narratives, and transforming food systems for greater equity and sustainability.
Screenshots
Verdict
The clearest difference is update cadence: Y.A.M.S at every 8 days against TotilPay Go's every 3 months. Y.A.M.S also leads on rating (5.0 vs 4.6) and iOS requirement (15.1 vs 17.1). TotilPay Go's advantage is ratings volume (484 vs 4). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Y.A.M.S holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: TotilPay Go has 484 ratings behind it against 4, so its average is the more settled of the two.
TotilPay Go ships an update every 3 months, Y.A.M.S every 8 days. The most recent releases landed on November 11, 2026 and November 4, 2026 respectively.
| Parameter | TotilPay Go | Y.A.M.S |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (484 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 22.2% of reviews | — |
| Number of ratings | 484 — better | 4 |
| Update frequency | Every 3 months | Every 8 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.1 | 15.1 — better |
| Further details — not scored | ||
| Size | 89 MB | 24 MB |
| Age rating | 4+ | 4+ |
| Developer | Novo Dia Group, Inc. | National Black Food and Justice Alliance |
Customer experience
TotilPay Go
Y.A.M.S
In-app purchases
TotilPay Go
No in-app purchases
Y.A.M.S
No in-app purchases









