Comparison

Transact eAccounts vs MyUMO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Transact eAccounts

Manage your campus accounts on the go. View balances, track transactions, and add funds easily. At participating institutions, use your digital ID for access and payments.

Highlights
  • View account balances
  • Track recent transactions
  • Add money to accounts
  • Digital ID in Apple Wallet
  • Report lost/found cards
  • Multi-factor authentication
Features
Currently charting
Read full description

For users at participating campuses and institutions, eAccounts mobile makes it easy to view account balances, add money and track recent transactions. At select campuses, users can now add their ID card to Wallet to access places like your residence hall, the library, and events; or pay for laundry, snacks, and dinners using their iPhone and Apple Watch. Key Features & Benefits: • View account balances • Track recent transactions • Add money to accounts using Apple Pay or a previously-saved payment method • Add your ID card to Apple Wallet (select campuses) • Barcode (select campuses) • Report cards lost or found • Multi Factor Authentication • App Shortcuts • Change PIN Requirements: • Campus or institution must subscribe to eAccounts service • Campus or institution must enable mobile features to provide access to users • Wi-Fi or cellular data plan for Internet access Contact your campus ID card office to check availability.

About

MyUMO

This app serves as a central hub for university students, consolidating important announcements, conversations, events, and resources. It facilitates peer collaboration through groups and helps students connect with others who share similar interests. Users receive timely updates on grades, assignments, and campus news.

Highlights
  • Centralized announcements and updates
  • Group creation for collaboration
  • Student connection based on interests
  • Grade and assessment notifications
  • Event reminders
  • One-click access to university systems
Features
Read full description

MyUMO connects you with the systems, people, information and updates you’ll need to succeed at University of Mount Olive. See important announcements, conversations, events and resources in one place Create and join groups to discuss and collaborate with peers. Find and connect with students who share similar interests, hobbies, backgrounds and more Receive updates when grades are published, assessments are due and announcements are posted. See all your events in one place and receive reminders before they start. Gain one-click access to the systems and apps you use at University of Mount Olive.

Screenshots

Transact eAccounts4 screens
MyUMO4 screens

Verdict

The call

Transact eAccounts and MyUMO both sit at 4.8 stars, but that hides the real split: 100% of MyUMO's written reviews are positive against 40% of Transact eAccounts's. MyUMO also leads on device support (3 vs 1) and iOS requirement (14.2 vs 17.0). Transact eAccounts's advantage is ratings volume (55K vs 3) and update cadence (monthly vs every 5 months). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Transact eAccounts holds the better App Store score, 4.8 against 4.7. That said, the two scores are not equally well evidenced: Transact eAccounts has 55K ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 40% of Transact eAccounts's written reviews are positive against 100% of MyUMO's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Transact eAccounts ships an update monthly, MyUMO every 5 months. The most recent releases landed on October 24, 2026 and October 21, 2026 respectively.

Scorecard6 real differences · 5 level
Transact eAccounts versus MyUMO: the parameters behind the verdict, then further details
ParameterTransact eAccountsMyUMO
PriceFreeFree
Rating4.8 (55K ratings) — better4.7 (3 ratings)
Positive reviews39.7% of reviews100.0% of reviews — better
Number of ratings55K — better3
Update frequencyMonthly — betterEvery 5 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#154 — better—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.014.2 — better
Further details — not scored
Size27 MB8 MB
Age rating4+17+
DeveloperTransact Campus, LLCUCROO

Customer experience

Transact eAccounts

All ratings48,559 ratings
Positive96.5%
Neutral1.3%
Negative2.2%
Written reviews126 reviews
Positive39.7%
Neutral8.7%
Negative51.6%

MyUMO

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Transact eAccounts

Reported bugs

5 issues
  • Cannot add card to wallet
  • Login/authentication issues
  • Incorrect balance display
  • Grayed out main screen after login
  • Inability to find/select school

Requested features

3 requests
  • Allow for two accounts under the same institution
  • Add option to edit payments within the app
  • Improve wallet integration

MyUMO

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Transact eAccounts

No in-app purchases

None

MyUMO

No in-app purchases

Questions

Is Transact eAccounts free?
Transact eAccounts is free to download, with no in-app purchases.
Is MyUMO free?
MyUMO is free to download, with no in-app purchases.
Which has better reviews, Transact eAccounts or MyUMO?
Transact eAccounts is rated higher. Transact eAccounts averages 4.8 out of 5 from 55K ratings, while MyUMO averages 4.7 from 3 ratings.
Do Transact eAccounts or MyUMO have ads?
Neither Transact eAccounts nor MyUMO shows ads.
Which is updated more often, Transact eAccounts or MyUMO?
Transact eAccounts ships an update monthly, and MyUMO every 5 months. Most recently, Transact eAccounts was updated on October 24, 2026 and MyUMO on October 21, 2026.

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