Comparison

Transact eAccounts vs Lagoon

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Transact eAccounts

Manage your campus accounts on the go. View balances, track transactions, and add funds easily. At participating institutions, use your digital ID for access and payments.

Highlights
  • View account balances
  • Track recent transactions
  • Add money to accounts
  • Digital ID in Apple Wallet
  • Report lost/found cards
  • Multi-factor authentication
Features
Currently charting
Read full description

For users at participating campuses and institutions, eAccounts mobile makes it easy to view account balances, add money and track recent transactions. At select campuses, users can now add their ID card to Wallet to access places like your residence hall, the library, and events; or pay for laundry, snacks, and dinners using their iPhone and Apple Watch. Key Features & Benefits: • View account balances • Track recent transactions • Add money to accounts using Apple Pay or a previously-saved payment method • Add your ID card to Apple Wallet (select campuses) • Barcode (select campuses) • Report cards lost or found • Multi Factor Authentication • App Shortcuts • Change PIN Requirements: • Campus or institution must subscribe to eAccounts service • Campus or institution must enable mobile features to provide access to users • Wi-Fi or cellular data plan for Internet access Contact your campus ID card office to check availability.

About

Lagoon

This app helps UCSB students organize their college life by consolidating class schedules, dining hall information, campus events, and social connections. It offers features for planning your week, connecting with classmates, and staying updated on campus happenings in a user-friendly interface.

Highlights
  • Class scheduling and quarter planning
  • Finals tracking
  • Home Screen widgets
  • Friend connections and study groups
  • Dining hall menus
  • Campus event browsing
  • Daily Nexus news reader
Features
Read full description

Your whole quarter, color-coded, in about thirty seconds. Then the part no other schedule app has: who else on Lagoon is in your classes. LOOK AROUND FIRST — NO ACCOUNT NEEDED Open Lagoon and explore campus right away. Dining halls, the campus map, study spaces, and what's happening tonight are all there before you sign up for anything. YOUR WHOLE SCHEDULE, IN SECONDS No typing classes in one at a time. Import straight from GOLD, or just screenshot your schedule and let Lagoon read it. • GOLD import or screenshot import in about 30 seconds • Screenshot reading happens entirely on your phone • Every class a solid block of color, so you learn your week by shape • A finals countdown, so nothing sneaks up on you • Home Screen widgets for your next class and dining status KNOW WHAT'S NEXT, ALL DAY Today shows you the shape of your day: your next class and where it is, what's already done, which dining commons are open right now, and the one thing worth leaving your room for tonight. EVERYTHING DUE, IN ONE LIST Connect Canvas once and every assignment lands on Today, in the color of its class, with a reminder the evening it's due. • Homework from Canvas, checked off with a tap • Registrar deadlines, plus BARC fee and financial aid dates, from the source • Office hours on your timeline, on the days they meet • Grade history and this instructor's average on your classes SEE WHO'S IN YOUR CLASSES The best part of a class is knowing someone in it. • Find friends and classmates in every course • Compare schedules and spot the classes you share • Share a clean schedule card to a group chat in one tap • Start a study group with people actually in the class CLUBS, CHAPTERS, AND YOUR FLOOR • 750+ student clubs from Shoreline, by category • Every fraternity and sorority, with events their officers post • The Chapter Cup: chapters ranked by what they do, never by votes • Your hall: see who lives on your floor, if they choose to show up too • See which friends are going to games and campus events EATING, STUDYING, AND EVERYTHING BETWEEN • Dining commons menus, hours, and how busy each one is right now • A best-pick suggestion when you can't decide where to eat • Library study spaces and campus events • Daily Nexus stories in a calm reader • Grade distributions, a GE tracker, and an academic planner BUILT FOR ONE CAMPUS Lagoon is only for UC Santa Barbara. Every building name, dining commons, quarter date, and course code is the real thing, because the app was made by Gauchos who got tired of using six different tabs to plan a Tuesday. And it was designed, not assembled. Deep navy, cream, and one gold accent; no ads, no clutter, and nothing on screen that isn't true. Not affiliated with or endorsed by the University of California, Santa Barbara.

Screenshots

Transact eAccounts4 screens
Lagoon4 screens

Verdict

The call

Transact eAccounts and Lagoon both sit at 4.8 stars, but that hides the real split: 100% of Lagoon's written reviews are positive against 40% of Transact eAccounts's. Lagoon also leads on update cadence (every 6 days vs monthly). Transact eAccounts's advantage is ratings volume (55K vs 4) and chart position (#203 vs unranked). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Lagoon holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Transact eAccounts has 55K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 40% of Transact eAccounts's written reviews are positive against 100% of Lagoon's.

UpkeepUpdate frequency

Transact eAccounts ships an update monthly, Lagoon every 6 days. The most recent releases landed on November 1, 2026 and October 23, 2026 respectively.

Scorecard4 real differences · 7 level
Transact eAccounts versus Lagoon: the parameters behind the verdict, then further details
ParameterTransact eAccountsLagoon
PriceFreeFree
Rating4.8 (55K ratings)5.0 (4 ratings) — better
Positive reviews39.7% of reviews100.0% of reviews — better
Number of ratings55K — better4
Update frequencyMonthlyEvery 6 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank#203 — better—
DevicesiPhoneiPhone, iPad — better
Requires iOS17.017.0
Further details — not scored
Size27 MB30 MB
Age rating4+4+
DeveloperTransact Campus, LLCSafahi Corp.

Customer experience

Transact eAccounts

All ratings48,559 ratings
Positive96.5%
Neutral1.3%
Negative2.2%
Written reviews126 reviews
Positive39.7%
Neutral8.7%
Negative51.6%

Lagoon

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Transact eAccounts

Reported bugs

5 issues
  • Cannot add card to wallet
  • Login/authentication issues
  • Incorrect balance display
  • Grayed out main screen after login
  • Inability to find/select school

Requested features

3 requests
  • Allow for two accounts under the same institution
  • Add option to edit payments within the app
  • Improve wallet integration

Lagoon

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Transact eAccounts

No in-app purchases

None

Lagoon

No in-app purchases

Questions

Is Transact eAccounts free?
Transact eAccounts is free to download, with no in-app purchases.
Is Lagoon free?
Lagoon is free to download, with no in-app purchases.
Which has better reviews, Transact eAccounts or Lagoon?
Lagoon is rated higher. Transact eAccounts averages 4.8 out of 5 from 55K ratings, while Lagoon averages 5.0 from 4 ratings.
Do Transact eAccounts or Lagoon have ads?
Neither Transact eAccounts nor Lagoon shows ads.
Which is updated more often, Transact eAccounts or Lagoon?
Transact eAccounts ships an update monthly, and Lagoon every 6 days. Most recently, Transact eAccounts was updated on November 1, 2026 and Lagoon on October 23, 2026.

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