Switch by Sterling vs Foren
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Switch by Sterling
This financial service app allows for seamless international money transfers, bill payments, and access to savings accounts, investment plans, lending, and insurance. It aims to help users achieve a financially healthy lifestyle with transparent pricing and secure fund management.
- International money transfers
- Multi-currency savings accounts
- Investment plans
- Lending and insurance products
- Bill payments (airtime, cable, internet)
- Money requests
- Secure fund management
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Switch by Sterling is a free, easy to use financial service application for sending money across borders. Switch gives you access to multi-currency savings accounts, investment plans, lending and insurance products at the best rates, with no extra costs. Download the Switch by Sterling app and begin your journey to a financially healthy lifestyle and future. With Switch by Sterling, you can: ** Send money seamlessly Send money across borders at no extra charge. Send to Switch users for free and to other Nigerian bank accounts for 25 Naira or less. ** Pay your bills with ease Buy airtime, and pay for your cable and internet services locally and internationally. ** Plan for the future Get access to amazing insurance packages. For as low as 3,500 monthly, you get insured for up to 1.2 million yearly. ** Request money Request and receive money with just one link. ** Keep your money safe Switch by Sterling Bank Plc is approved by the Central Bank of Nigeria. All your funds are held in the bank and insured by the Nigeria Deposits Insurance Corporation (NDIC). ** Increase your wealth through investments With Switch, you can invest in various sectors, stock exchange, bonds, real estate, etc. We offer profitable returns on investments.
Foren
Manage multiple currencies and send money internationally from your phone. Open an account quickly to hold and transfer funds across borders with ease.
- Hold multiple currencies
- Send money internationally
- Open account in minutes
- Cross-border money movement
- View balances at a glance
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Foren is a multi-currency app for people who live, work, and move money across borders. Open your account in minutes, hold several currencies in one place, and send money internationally, all from your phone. HOLD MULTIPLE CURRENCIES Manage USD,GBP,CAD,NGN,KES and many more currencies side by side. See every balance at a glance and move between currencies whenever you need to.
Screenshots
Verdict
The clearest difference is rating: Foren at 4.9 against Switch by Sterling's 2.8. Foren also leads on update cadence (every 10 days vs every 6 weeks). Switch by Sterling's advantage is iOS requirement (14.0 vs 17). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Foren holds the better App Store score, 4.9 against 2.8. Both are backed by a comparable volume of ratings — 20 and 10 respectively. Written reviews point the same way: 36% of Switch by Sterling's written reviews are positive against 39% of Foren's.
Switch by Sterling ships an update every 6 weeks, Foren every 10 days. The most recent releases landed on November 3, 2026 and November 7, 2026 respectively.
| Parameter | Switch by Sterling | Foren |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (20 ratings) | 4.9 (10 ratings) — better |
| Positive reviews | 36.4% of reviews | 39.2% of reviews — better |
| Number of ratings | 20 — better | 10 |
| Update frequency | Every 6 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod — better | iPhone |
| Requires iOS | 14.0 — better | 17 |
| Further details — not scored | ||
| Size | 48 MB | 238 MB |
| Age rating | 4+ | 4+ |
| Developer | Sterling Bank Plc | Foren UK Limited |
Customer experience
Switch by Sterling
Foren
Bugs and requests
Switch by Sterling
Not enough reviews yet to summarise bugs or requests.
Foren
Reported bugs
11 issues- Network issues
- Transactions failure
- Hanging money
- App misbehaving
- Can't see app content
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- Identity failed
- OTP not sent
- Crashing app
- Force close
- Forcecloses all times
- App keeps crashing when i try to signup
Requested features
1 request- NIN verification acceptable
In-app purchases
Switch by Sterling
No in-app purchases
Foren
No in-app purchases
