Comparison

Switch by Sterling vs Voye

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Switch by Sterling

This financial service app allows for seamless international money transfers, bill payments, and access to savings accounts, investment plans, lending, and insurance. It aims to help users achieve a financially healthy lifestyle with transparent pricing and secure fund management.

Highlights
  • International money transfers
  • Multi-currency savings accounts
  • Investment plans
  • Lending and insurance products
  • Bill payments (airtime, cable, internet)
  • Money requests
  • Secure fund management
Features
Read full description

Switch by Sterling is a free, easy to use financial service application for sending money across borders. Switch gives you access to multi-currency savings accounts, investment plans, lending and insurance products at the best rates, with no extra costs. Download the Switch by Sterling app and begin your journey to a financially healthy lifestyle and future. With Switch by Sterling, you can: ** Send money seamlessly Send money across borders at no extra charge. Send to Switch users for free and to other Nigerian bank accounts for 25 Naira or less. ** Pay your bills with ease Buy airtime, and pay for your cable and internet services locally and internationally. ** Plan for the future Get access to amazing insurance packages. For as low as 3,500 monthly, you get insured for up to 1.2 million yearly. ** Request money Request and receive money with just one link. ** Keep your money safe Switch by Sterling Bank Plc is approved by the Central Bank of Nigeria. All your funds are held in the bank and insured by the Nigeria Deposits Insurance Corporation (NDIC). ** Increase your wealth through investments With Switch, you can invest in various sectors, stock exchange, bonds, real estate, etc. We offer profitable returns on investments.

About

Voye

This app facilitates global money transfers and currency exchange, acting as a financial bridge for diaspora communities. It enables fast remittances, peer-to-peer currency exchange at competitive rates, and secure cross-border payments.

Highlights
  • Fast remittance transfers
  • Peer-to-peer currency exchange
  • Competitive exchange rates
  • Fast onboarding
  • Secure transactions
  • Easy funding options
Features
Read full description

VOYE - MAKE MONEY MEAN MORE Voye is more than a money transfer app - it’s a financial bridge connecting diaspora communities globally. From remittances to peer-to-peer currency exchange, we’re redefining how money moves across borders. Voye is the smarter way to send, receive, and exchange money effortlessly. Whether you’re supporting family in Nigeria or Kenya, from the UK or Canada or splitting costs across borders, or exchanging currencies at better-than-bank rates, Voye makes every transfer fast, transparent, and stress-free. WHY VOYE? FAST REMITTANCE TRANSFERS Support loved ones by sending and receiving GBP, CAD NGN AND KES across the UK, Canada, Nigeria and Kenya in seconds. Handle cross-border payments seamlessly, and stay connected to your loved ones. P2P EXCHANGE COMMUNITY Exchange currencies with other users at your preferred rates through our growing peer-to-peer Community. Offering you the best rates for users in Canada and the UK. COMPETITIVE EXCHANGE RATES Get competitive market rates whether you’re sending money or exchanging currencies. FAST ONBOARDING Built with simplicity and warmth, in just a few simple steps, you can start sending, receiving, and exchanging currencies on Voye. SAFE & SECURE Your transactions and personal data are protected with advanced security systems and verification processes. EASY FUNDING OPTIONS Top up your wallet using convenient local payment methods and transfer instantly. RELIABLE CUSTOMER SUPPORT Need help? Our support team is available whenever you need assistance.

Screenshots

Switch by Sterling4 screens
Voye4 screens

Verdict

The call

The clearest difference is rating: Voye at 5.0 against Switch by Sterling's 2.8. Voye also leads on update cadence (weekly vs every 6 weeks). Switch by Sterling's advantage is ratings volume (21 vs 2) and iOS requirement (14.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Voye holds the better App Store score, 5.0 against 2.8. That said, the two scores are not equally well evidenced: Switch by Sterling has 21 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Switch by Sterling ships an update every 6 weeks, Voye weekly. The most recent releases landed on June 7, 2026 and July 22, 2026 respectively.

Scorecard4 real differences · 6 level
Switch by Sterling versus Voye: the parameters behind the verdict, then further details
ParameterSwitch by SterlingVoye
PriceFreeFree
Rating2.8 (21 ratings)5.0 (2 ratings) — better
Positive reviews36.4% of reviews
Number of ratings21 — better2
Update frequencyEvery 6 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPod — betteriPhone
Requires iOS14.0 — better16.0
Further details — not scored
Size48 MB142 MB
Age rating4+4+
DeveloperSterling Bank PlcCedehq

Customer experience

Switch by Sterling

All ratings18 ratings
Positive33.3%
Neutral11.1%
Negative55.6%
Written reviews11 reviews
Positive36.4%
Neutral9.1%
Negative54.5%

Voye

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Switch by Sterling

No in-app purchases

None

Voye

No in-app purchases

Questions

Is Switch by Sterling free?
Switch by Sterling is free to download, with no in-app purchases.
Is Voye free?
Voye is free to download, with no in-app purchases.
Which has better reviews, Switch by Sterling or Voye?
Voye is rated higher. Switch by Sterling averages 2.8 out of 5 from 21 ratings, while Voye averages 5.0 from 2 ratings.
Do Switch by Sterling or Voye have ads?
Neither Switch by Sterling nor Voye shows ads.
Which is updated more often, Switch by Sterling or Voye?
Switch by Sterling ships an update every 6 weeks, and Voye weekly. Most recently, Switch by Sterling was updated on June 7, 2026 and Voye on July 22, 2026.

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