Comparison

Switch by Sterling vs BalancePilot

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Switch by Sterling

This financial service app allows for seamless international money transfers, bill payments, and access to savings accounts, investment plans, lending, and insurance. It aims to help users achieve a financially healthy lifestyle with transparent pricing and secure fund management.

Highlights
  • International money transfers
  • Multi-currency savings accounts
  • Investment plans
  • Lending and insurance products
  • Bill payments (airtime, cable, internet)
  • Money requests
  • Secure fund management
Features
Read full description

Switch by Sterling is a free, easy to use financial service application for sending money across borders. Switch gives you access to multi-currency savings accounts, investment plans, lending and insurance products at the best rates, with no extra costs. Download the Switch by Sterling app and begin your journey to a financially healthy lifestyle and future. With Switch by Sterling, you can: ** Send money seamlessly Send money across borders at no extra charge. Send to Switch users for free and to other Nigerian bank accounts for 25 Naira or less. ** Pay your bills with ease Buy airtime, and pay for your cable and internet services locally and internationally. ** Plan for the future Get access to amazing insurance packages. For as low as 3,500 monthly, you get insured for up to 1.2 million yearly. ** Request money Request and receive money with just one link. ** Keep your money safe Switch by Sterling Bank Plc is approved by the Central Bank of Nigeria. All your funds are held in the bank and insured by the Nigeria Deposits Insurance Corporation (NDIC). ** Increase your wealth through investments With Switch, you can invest in various sectors, stock exchange, bonds, real estate, etc. We offer profitable returns on investments.

About

BalancePilot

Read full description

BalancePilot helps you track all your bank accounts in one place, manage your monthly budget, and visualize your net worth over time — in any currency. • Multi-currency accounts with live exchange rates • Monthly budget with fixed and variable expenses • Net worth curve and 15-year forecast • Loan tracking and amortization schedule • Compound interest calculator • Currency converter with 8 favorites • Offline access (read-only) • Face ID / Touch ID lock Free: unlimited account tracking, budget, and currency conversion. Pro (one-time purchase): forecasts, loan tracking, custom budget types, full net worth history.

Screenshots

Switch by Sterling4 screens
BalancePilot4 screens

Verdict

The call

The clearest difference is in-app purchases: Switch by Sterling at none against BalancePilot's 1. Switch by Sterling also leads on iOS requirement (14.0 vs 16.4). BalancePilot's advantage is update cadence (every 10 days vs every 6 weeks). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BalancePilot sells 1 one-off in-app purchase. Switch by Sterling asks for nothing beyond the download.

UpkeepUpdate frequency

Switch by Sterling ships an update every 6 weeks, BalancePilot every 10 days. The most recent releases landed on October 24, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Switch by Sterling versus BalancePilot: the parameters behind the verdict, then further details
ParameterSwitch by SterlingBalancePilot
PriceFreeFree
Rating2.8 (20 ratings) — better—
Positive reviews36.4% of reviews—
Number of ratings20 — better—
Update frequencyEvery 6 weeksEvery 10 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.0 — better16.4
Further details — not scored
Size48 MB64 MB
Age rating4+4+
DeveloperSterling Bank PlcCYRIL DAIME

In-app purchases

None

Switch by Sterling

No in-app purchases

1 purchases

BalancePilot

One-time1
  • BalancePilot Pro$8.99

Questions

Is Switch by Sterling free?
Switch by Sterling is free to download, with no in-app purchases.
Is BalancePilot free?
BalancePilot is free to download, with in-app purchases available.
Do Switch by Sterling or BalancePilot have ads?
Neither Switch by Sterling nor BalancePilot shows ads.
Which is updated more often, Switch by Sterling or BalancePilot?
Switch by Sterling ships an update every 6 weeks, and BalancePilot every 10 days. Most recently, Switch by Sterling was updated on October 24, 2026 and BalancePilot on October 31, 2026.

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