Percento vs Money Talks
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Percento
Track your net worth and investments with a focus on assets and stocks. Features automatic updates for global stock and crypto prices, multi-currency support, and beautiful, focused charts for investment decisions. Manage your asset mix and sync data across Apple devices.
- Track assets and investments
- Automatic stock and crypto price updates
- Multi-currency support
- Investment decision charts
- Account group asset management
- Cross-device data sync
Read full descriptionHide full description
Percento focuses on what matters - your assets and investments, not every coffee purchase. Featured as one of Apple's "Top 10 Finance Apps We Love" WHY USERS LOVE PERCENTO "I don't keep accounts, now I developed the habit of keeping accounts" - User "I love opening the app and seeing my net worth grow" - User Review "Assets and liabilities at a glance" - User Review "Professional and convenient" - iFanr, AppSo "Very beautiful! I love the UI in a heartbeat!" - User FEATURES ◎ A refreshing workflow to keep track of your wealth ◎ Automatic updates global stocks and cryptocurrencies prices ◎ Multi-currency support with automatic currency rates sync ◎ Beautiful and focused charts to help you make investment decisions ◎ Manage asset mix with Account Group ◎ Double entry transfer between accounts ◎ Curated animations and themes ◎ Sync your data across iPhone, iPad and Mac with Apple Silicon Questions? We'd love to hear from you: hi@percento.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://www.percento.app/wiki/privacy
Money Talks
Effortlessly log expenses using voice commands or by scanning receipts with AI. Get insights into your spending habits with a conversational financial assistant. Manage your cash flow and understand where your money goes.
- Voice expense logging
- AI receipt scanning
- Conversational financial assistant
- Spending habit analysis
- Cash flow tracking
Read full descriptionHide full description
Voice Expense Tracking — Simply speak your spending, and it will be automatically categorized and recorded. Receipt Scanning — Take a photo of invoices or receipts, and AI will automatically recognize the amount and purchased items. AI Financial Assistant — A conversational AI that helps you understand your spending habits. Free vs. Pro Version This app offers both a Free version and a subscription-based Pro version: The Free version includes basic expense tracking features, along with a limited number of daily uses for voice input, receipt scanning, and AI analysis. The Pro version unlocks full features, including unlimited voice expense tracking, receipt scanning, and AI-powered analysis. Users can clearly view subscription pricing, duration, and related details within the app. Whether for daily expenses or personal financial management, this app helps you easily track your cash flow and understand exactly where your money is going. Download now and start managing your finances with voice and AI! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://www.notion.so/2904d92eda8680b58fa0f58ddc39824d?source=copy_link Customer Support: https://www.notion.so/Support-URL-2904d92eda8680539b22edc91c29cf1f?source=copy_link
Screenshots
Verdict
The clearest difference is ratings volume: Percento at 130 against Money Talks's 6. Money Talks's advantage is review sentiment (100% vs 88%) and iOS requirement (18.0 vs 26.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Percento sells 7 in-app purchases, starting at $1.99 per month and Money Talks sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 4.7 for Percento against 4.7 for Money Talks. That said, the two scores are not equally well evidenced: Percento has 130 ratings behind it against 6, so its average is the more settled of the two. Written reviews are what separate them: 88% of Percento's written reviews are positive against 100% of Money Talks's.
Percento ships an update every 3 days, Money Talks every 4 days. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.
| Parameter | Percento | Money Talks |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (130 ratings) — better | 4.7 (6 ratings) |
| Positive reviews | 88.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 130 — better | 6 |
| Update frequency | Every 3 days — better | Every 4 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 26.0 | 18.0 — better |
| Further details — not scored | ||
| Size | 31 MB | 53 MB |
| Age rating | 4+ | 4+ |
| Developer | Accanto Co., Ltd. | Kai Teng Hou |
Customer experience
Percento
Money Talks
In-app purchases
Percento
- Percento Premium$1.991 Month
- Percento Premium-4.07 Days trial$1.991 Month
- Percento Premium7 Days trial$12.991 Year
Show 1 moreShow fewer
- Percento Premium1 Year trial$12.991 Year
- Percento Premium$12.99
- Percento Premium2 variants$29.99
- Percento Premium$34.99
Money Talks
- 月費$1.991 Month
- 年費$14.991 Year
- 終生$49.99








