Comparison

Percento vs Money Talks

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Percento

Track your net worth and investments with a focus on assets and stocks. Features automatic updates for global stock and crypto prices, multi-currency support, and beautiful, focused charts for investment decisions. Manage your asset mix and sync data across Apple devices.

Highlights
  • Track assets and investments
  • Automatic stock and crypto price updates
  • Multi-currency support
  • Investment decision charts
  • Account group asset management
  • Cross-device data sync
Features
Read full description

Percento focuses on what matters - your assets and investments, not every coffee purchase. Featured as one of Apple's "Top 10 Finance Apps We Love" WHY USERS LOVE PERCENTO "I don't keep accounts, now I developed the habit of keeping accounts" - User "I love opening the app and seeing my net worth grow" - User Review "Assets and liabilities at a glance" - User Review "Professional and convenient" - iFanr, AppSo "Very beautiful! I love the UI in a heartbeat!" - User FEATURES ◎ A refreshing workflow to keep track of your wealth ◎ Automatic updates global stocks and cryptocurrencies prices ◎ Multi-currency support with automatic currency rates sync ◎ Beautiful and focused charts to help you make investment decisions ◎ Manage asset mix with Account Group ◎ Double entry transfer between accounts ◎ Curated animations and themes ◎ Sync your data across iPhone, iPad and Mac with Apple Silicon Questions? We'd love to hear from you: hi@percento.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://www.percento.app/wiki/privacy

About

Money Talks

Effortlessly log expenses using voice commands or by scanning receipts with AI. Get insights into your spending habits with a conversational financial assistant. Manage your cash flow and understand where your money goes.

Highlights
  • Voice expense logging
  • AI receipt scanning
  • Conversational financial assistant
  • Spending habit analysis
  • Cash flow tracking
Features
Read full description

Voice Expense Tracking — Simply speak your spending, and it will be automatically categorized and recorded. Receipt Scanning — Take a photo of invoices or receipts, and AI will automatically recognize the amount and purchased items. AI Financial Assistant — A conversational AI that helps you understand your spending habits. Free vs. Pro Version This app offers both a Free version and a subscription-based Pro version: The Free version includes basic expense tracking features, along with a limited number of daily uses for voice input, receipt scanning, and AI analysis. The Pro version unlocks full features, including unlimited voice expense tracking, receipt scanning, and AI-powered analysis. Users can clearly view subscription pricing, duration, and related details within the app. Whether for daily expenses or personal financial management, this app helps you easily track your cash flow and understand exactly where your money is going. Download now and start managing your finances with voice and AI! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://www.notion.so/2904d92eda8680b58fa0f58ddc39824d?source=copy_link Customer Support: https://www.notion.so/Support-URL-2904d92eda8680539b22edc91c29cf1f?source=copy_link

Screenshots

Percento4 screens
Money Talks4 screens

Verdict

The call

The clearest difference is ratings volume: Percento at 130 against Money Talks's 6. Money Talks's advantage is review sentiment (100% vs 88%) and iOS requirement (18.0 vs 26.0). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Percento sells 7 in-app purchases, starting at $1.99 per month and Money Talks sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Percento against 4.7 for Money Talks. That said, the two scores are not equally well evidenced: Percento has 130 ratings behind it against 6, so its average is the more settled of the two. Written reviews are what separate them: 88% of Percento's written reviews are positive against 100% of Money Talks's.

UpkeepUpdate frequency

Percento ships an update every 3 days, Money Talks every 4 days. The most recent releases landed on November 7, 2026 and November 5, 2026 respectively.

Scorecard3 real differences · 7 level
Percento versus Money Talks: the parameters behind the verdict, then further details
ParameterPercentoMoney Talks
PriceFreeFree
Rating4.7 (130 ratings) — better4.7 (6 ratings)
Positive reviews88.2% of reviews100.0% of reviews — better
Number of ratings130 — better6
Update frequencyEvery 3 days — betterEvery 4 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS26.018.0 — better
Further details — not scored
Size31 MB53 MB
Age rating4+4+
DeveloperAccanto Co., Ltd.Kai Teng Hou

Customer experience

Percento

All ratings129 ratings
Positive92.2%
Neutral1.6%
Negative6.2%
Written reviews144 reviews
Positive88.2%
Neutral4.9%
Negative6.9%

Money Talks

All ratings6 ratings
Positive83.3%
Neutral16.7%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

7 purchases

Percento

Subscriptions4
  • Percento Premium$1.991 Month
  • Percento Premium-4.07 Days trial$1.991 Month
  • Percento Premium7 Days trial$12.991 Year
Show 1 more
  • Percento Premium1 Year trial$12.991 Year
One-time3
  • Percento Premium$12.99
  • Percento Premium2 variants$29.99
  • Percento Premium$34.99
3 purchases

Money Talks

Subscriptions2
  • 月費$1.991 Month
  • 年費$14.991 Year
One-time1
  • 終生$49.99

Questions

Is Percento free?
Percento is free to download, with in-app purchases available.
Is Money Talks free?
Money Talks is free to download, with in-app purchases available.
Which has better reviews, Percento or Money Talks?
Percento is rated higher. Percento averages 4.7 out of 5 from 130 ratings, while Money Talks averages 4.7 from 6 ratings.
Do Percento or Money Talks have ads?
Neither Percento nor Money Talks shows ads.
Which is updated more often, Percento or Money Talks?
Percento ships an update every 3 days, and Money Talks every 4 days. Most recently, Percento was updated on November 7, 2026 and Money Talks on November 5, 2026.

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