MOZE vs Money Talks
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MOZE
Effortlessly track your income and expenses with this powerful financial management app. It offers multi-account support, budget planning, detailed reports, and even cryptocurrency tracking. Regain control of your finances with a beautiful and intuitive interface.
- Multi-account and cross-currency bookkeeping
- Budget planning and project grouping
- Detailed statistical and comparison reports
- Credit card management and rewards tracking
- Cryptocurrency tracking
- Taiwan E-invoice integration
- Customizable categories and themes
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MOZE 4.0 – 10 Years of Excellence, Trusted by Millions Beautiful Interface × Powerful Features × Ultimate Experience Turn bookkeeping into pure enjoyment! Tired of your money disappearing without a trace? Want to take control of your finances but don’t know where to start? MOZE helps you effortlessly build bookkeeping habits and regain control over your money! --- 【 What’s New in 4.0 】 iPad Version – Designed for large screens with cross-device synchronization Shortcut Quick Entry – Log a transaction in seconds without opening the app Enhanced Statistics Reports – Multi-dimensional analysis by account, project, target, and more Comparison Reports – Cross-period comparisons to track financial trends Multiple Invoices Linking – Attach several invoices to a single transaction entry Entry Modes Switch – Context-based quick selection of account and category presets Full-Screen Calendar View – Monitor daily income and expenses at a glance Sign in with Apple & Sync – Automatically back up data to MOZE Cloud Crypto Tracking – Follow the top 100 cryptocurrencies by market cap 30+ Updates and Optimizations – Better UX, smoother performance, more power --- 【 Core Features Overview 】 Powerful Financial Management • Multi-account support, cross-currency bookkeeping • Project grouping, budget planning • Payables & receivables tracking, interest calculations Daily Use Scenarios • Comprehensive support for recurring expenses, installments, refunds, fees, discounts, and more Credit Card Center • Advanced features including shared credits, statement mode, billing installments, rewards tracking, auto deposit, balance adjustments Rich Report Analysis • Various types of statistical reports • Comparison tables across different time periods Taiwan E-Invoice Integration • Mobile barcode carrier, QR code scanning, automatic lottery checking, invoice linking Privacy & Security • ISO-27001 certified • Cloud encryption and password protection to safeguard your data Personalization • Over 100 built-in common categories, fully customizable to personal preferences • Multiple theme options, downloadable account and color icons to create your unique style Other Features • Search, batch processing, CSV import/export, cloud backup / restore Widget • Instantly check accounts, budgets, notifications, rewards, and more Apple Watch • Quick entry, recent records, credit card payment reminders, transaction reminders, mobile barcode --- Why Choose MOZE? • 10 years of continuous development, full-featured and refined • Trusted by millions of users • Taiwan-localized design that truly understands your needs --- Contact & Support • Facebook Page: https://moze.to/moze_fb • Facebook Group: https://moze.to/moze_group • Email: hello@moze.app • Website: https://moze.app • Pricing: https://moze.app/pricing • FAQ: https://faq.moze.app/ • Features: https://doc.moze.app/ Legal • Privacy Policy: https://moze.to/website_privacy • Terms of Use: https://moze.to/website_terms --- Ready to make money management effortless? Download MOZE 4.0 and start your 14-day free trial today!
Money Talks
Effortlessly log expenses using voice commands or by scanning receipts with AI. Get insights into your spending habits with a conversational financial assistant. Manage your cash flow and understand where your money goes.
- Voice expense logging
- AI receipt scanning
- Conversational financial assistant
- Spending habit analysis
- Cash flow tracking
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Voice Expense Tracking — Simply speak your spending, and it will be automatically categorized and recorded. Receipt Scanning — Take a photo of invoices or receipts, and AI will automatically recognize the amount and purchased items. AI Financial Assistant — A conversational AI that helps you understand your spending habits. Free vs. Pro Version This app offers both a Free version and a subscription-based Pro version: The Free version includes basic expense tracking features, along with a limited number of daily uses for voice input, receipt scanning, and AI analysis. The Pro version unlocks full features, including unlimited voice expense tracking, receipt scanning, and AI-powered analysis. Users can clearly view subscription pricing, duration, and related details within the app. Whether for daily expenses or personal financial management, this app helps you easily track your cash flow and understand exactly where your money is going. Download now and start managing your finances with voice and AI! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://www.notion.so/2904d92eda8680b58fa0f58ddc39824d?source=copy_link Customer Support: https://www.notion.so/Support-URL-2904d92eda8680539b22edc91c29cf1f?source=copy_link
Screenshots
Verdict
The clearest difference is rating: Money Talks at 4.7 against MOZE's 4.5. Money Talks also leads on review sentiment (100% vs 87%) and update cadence (every 4 days vs weekly). MOZE's advantage is ratings volume (67 vs 6) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MOZE sells 12 in-app purchases, starting at $1.99 per month and Money Talks sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Money Talks holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: MOZE has 67 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 87% of MOZE's written reviews are positive against 100% of Money Talks's.
MOZE ships an update weekly, Money Talks every 4 days. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.
| Parameter | MOZE | Money Talks |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (67 ratings) | 4.7 (6 ratings) — better |
| Positive reviews | 86.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 67 — better | 6 |
| Update frequency | Weekly | Every 4 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad, Apple Watch — better | iPhone |
| Requires iOS | 17.0 — better | 18.0 |
| Further details — not scored | ||
| Size | 216 MB | 53 MB |
| Age rating | 17+ | 4+ |
| Developer | MOZE Co., Ltd. | Kai Teng Hou |
Customer experience
MOZE
Money Talks
In-app purchases
MOZE
- MOZE MONTHLY PREMIUM PLAN14 Days trial$1.991 Month
- MOZE YEARLY PREMIUM PLAN14 Days trial$19.991 Year
- TW Account Icon Set 1Free
- TW Account Icon Set 2Free
- CN Account Icon Set 1Free
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- CN Account Icon Set 2Free
- CN Account Icon Set 4Free
- CN Account Icon Set 3Free
- TW Account Icon Set 4Free
- TW Account Icon Set 3Free
- HK Account Icon Set 1Free
- TW Account Icon Set 5Free
Money Talks
- 月費$1.991 Month
- 年費$14.991 Year
- 終生$49.99









