Comparison

MOZE vs Money Talks

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MOZE

Effortlessly track your income and expenses with this powerful financial management app. It offers multi-account support, budget planning, detailed reports, and even cryptocurrency tracking. Regain control of your finances with a beautiful and intuitive interface.

Highlights
  • Multi-account and cross-currency bookkeeping
  • Budget planning and project grouping
  • Detailed statistical and comparison reports
  • Credit card management and rewards tracking
  • Cryptocurrency tracking
  • Taiwan E-invoice integration
  • Customizable categories and themes
Features
Read full description

MOZE 4.0 – 10 Years of Excellence, Trusted by Millions Beautiful Interface × Powerful Features × Ultimate Experience Turn bookkeeping into pure enjoyment! Tired of your money disappearing without a trace? Want to take control of your finances but don’t know where to start? MOZE helps you effortlessly build bookkeeping habits and regain control over your money! --- 【 What’s New in 4.0 】 iPad Version – Designed for large screens with cross-device synchronization Shortcut Quick Entry – Log a transaction in seconds without opening the app Enhanced Statistics Reports – Multi-dimensional analysis by account, project, target, and more Comparison Reports – Cross-period comparisons to track financial trends Multiple Invoices Linking – Attach several invoices to a single transaction entry Entry Modes Switch – Context-based quick selection of account and category presets Full-Screen Calendar View – Monitor daily income and expenses at a glance Sign in with Apple & Sync – Automatically back up data to MOZE Cloud Crypto Tracking – Follow the top 100 cryptocurrencies by market cap 30+ Updates and Optimizations – Better UX, smoother performance, more power --- 【 Core Features Overview 】 Powerful Financial Management • Multi-account support, cross-currency bookkeeping • Project grouping, budget planning • Payables & receivables tracking, interest calculations Daily Use Scenarios • Comprehensive support for recurring expenses, installments, refunds, fees, discounts, and more Credit Card Center • Advanced features including shared credits, statement mode, billing installments, rewards tracking, auto deposit, balance adjustments Rich Report Analysis • Various types of statistical reports • Comparison tables across different time periods Taiwan E-Invoice Integration • Mobile barcode carrier, QR code scanning, automatic lottery checking, invoice linking Privacy & Security • ISO-27001 certified • Cloud encryption and password protection to safeguard your data Personalization • Over 100 built-in common categories, fully customizable to personal preferences • Multiple theme options, downloadable account and color icons to create your unique style Other Features • Search, batch processing, CSV import/export, cloud backup / restore Widget • Instantly check accounts, budgets, notifications, rewards, and more Apple Watch • Quick entry, recent records, credit card payment reminders, transaction reminders, mobile barcode --- Why Choose MOZE? • 10 years of continuous development, full-featured and refined • Trusted by millions of users • Taiwan-localized design that truly understands your needs --- Contact & Support • Facebook Page: https://moze.to/moze_fb • Facebook Group: https://moze.to/moze_group • Email: hello@moze.app • Website: https://moze.app • Pricing: https://moze.app/pricing • FAQ: https://faq.moze.app/ • Features: https://doc.moze.app/ Legal • Privacy Policy: https://moze.to/website_privacy • Terms of Use: https://moze.to/website_terms --- Ready to make money management effortless? Download MOZE 4.0 and start your 14-day free trial today!

About

Money Talks

Effortlessly log expenses using voice commands or by scanning receipts with AI. Get insights into your spending habits with a conversational financial assistant. Manage your cash flow and understand where your money goes.

Highlights
  • Voice expense logging
  • AI receipt scanning
  • Conversational financial assistant
  • Spending habit analysis
  • Cash flow tracking
Features
Read full description

Voice Expense Tracking — Simply speak your spending, and it will be automatically categorized and recorded. Receipt Scanning — Take a photo of invoices or receipts, and AI will automatically recognize the amount and purchased items. AI Financial Assistant — A conversational AI that helps you understand your spending habits. Free vs. Pro Version This app offers both a Free version and a subscription-based Pro version: The Free version includes basic expense tracking features, along with a limited number of daily uses for voice input, receipt scanning, and AI analysis. The Pro version unlocks full features, including unlimited voice expense tracking, receipt scanning, and AI-powered analysis. Users can clearly view subscription pricing, duration, and related details within the app. Whether for daily expenses or personal financial management, this app helps you easily track your cash flow and understand exactly where your money is going. Download now and start managing your finances with voice and AI! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://www.notion.so/2904d92eda8680b58fa0f58ddc39824d?source=copy_link Customer Support: https://www.notion.so/Support-URL-2904d92eda8680539b22edc91c29cf1f?source=copy_link

Screenshots

MOZE4 screens
Money Talks4 screens

Verdict

The call

The clearest difference is rating: Money Talks at 4.7 against MOZE's 4.5. Money Talks also leads on review sentiment (100% vs 87%) and update cadence (every 4 days vs weekly). MOZE's advantage is ratings volume (67 vs 6) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MOZE sells 12 in-app purchases, starting at $1.99 per month and Money Talks sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Money Talks holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: MOZE has 67 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 87% of MOZE's written reviews are positive against 100% of Money Talks's.

UpkeepUpdate frequency

MOZE ships an update weekly, Money Talks every 4 days. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
MOZE versus Money Talks: the parameters behind the verdict, then further details
ParameterMOZEMoney Talks
PriceFreeFree
Rating4.5 (67 ratings)4.7 (6 ratings) — better
Positive reviews86.6% of reviews100.0% of reviews — better
Number of ratings67 — better6
Update frequencyWeeklyEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, Apple Watch — betteriPhone
Requires iOS17.0 — better18.0
Further details — not scored
Size216 MB53 MB
Age rating17+4+
DeveloperMOZE Co., Ltd.Kai Teng Hou

Customer experience

MOZE

All ratings67 ratings
Positive88.1%
Neutral1.5%
Negative10.4%
Written reviews202 reviews
Positive86.6%
Neutral4.5%
Negative8.9%

Money Talks

All ratings6 ratings
Positive83.3%
Neutral16.7%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

12 purchases

MOZE

Subscriptions2
  • MOZE MONTHLY PREMIUM PLAN14 Days trial$1.991 Month
  • MOZE YEARLY PREMIUM PLAN14 Days trial$19.991 Year
One-time10
  • TW Account Icon Set 1Free
  • TW Account Icon Set 2Free
  • CN Account Icon Set 1Free
Show 7 more
  • CN Account Icon Set 2Free
  • CN Account Icon Set 4Free
  • CN Account Icon Set 3Free
  • TW Account Icon Set 4Free
  • TW Account Icon Set 3Free
  • HK Account Icon Set 1Free
  • TW Account Icon Set 5Free
3 purchases

Money Talks

Subscriptions2
  • 月費$1.991 Month
  • 年費$14.991 Year
One-time1
  • 終生$49.99

Questions

Is MOZE free?
MOZE is free to download, with in-app purchases available.
Is Money Talks free?
Money Talks is free to download, with in-app purchases available.
Which has better reviews, MOZE or Money Talks?
Money Talks is rated higher. MOZE averages 4.5 out of 5 from 67 ratings, while Money Talks averages 4.7 from 6 ratings.
Do MOZE or Money Talks have ads?
Neither MOZE nor Money Talks shows ads.
Which is updated more often, MOZE or Money Talks?
MOZE ships an update weekly, and Money Talks every 4 days. Most recently, MOZE was updated on October 29, 2026 and Money Talks on October 24, 2026.

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