Comparison

Percento vs Pace Flow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Percento

Track your net worth by focusing on assets and investments. Monitor global stock and cryptocurrency prices with automatic updates and multi-currency support. Visualize your financial growth with beautiful charts and manage your asset mix effectively.

Highlights
  • Wealth tracking workflow
  • Automatic stock/crypto price updates
  • Multi-currency support
  • Investment decision charts
  • Account grouping for asset mix
  • Double entry transfers
  • Data sync across Apple devices
Features
Read full description

Percento focuses on what matters - your assets and investments, not every coffee purchase. Featured as one of Apple's "Top 10 Finance Apps We Love" WHY USERS LOVE PERCENTO "I don't keep accounts, now I developed the habit of keeping accounts" - User "I love opening the app and seeing my net worth grow" - User Review "Assets and liabilities at a glance" - User Review "Professional and convenient" - iFanr, AppSo "Very beautiful! I love the UI in a heartbeat!" - User FEATURES ◎ A refreshing workflow to keep track of your wealth ◎ Automatic updates global stocks and cryptocurrencies prices ◎ Multi-currency support with automatic currency rates sync ◎ Beautiful and focused charts to help you make investment decisions ◎ Manage asset mix with Account Group ◎ Double entry transfer between accounts ◎ Curated animations and themes ◎ Sync your data across iPhone, iPad and Mac with Apple Silicon Questions? We'd love to hear from you: hi@percento.app Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula Privacy Policy: https://www.percento.app/wiki/privacy

About

Pace Flow

Effortlessly manage your daily spending with an intelligent budget that automatically calculates your available balance. Track expenses across multiple wallets, gain insights with detailed analytics, and import bills with a single tap. Designed for privacy with offline-first operation and no data collection.

Highlights
  • Smart daily budget calculation
  • Multi-wallet management
  • In-depth spending analytics
  • One-tap bill import
  • Offline-first operation
  • Automatic expense logging
Features
Read full description

Pace Flow is an intelligent expense-tracking app designed for daily spending management, helping you easily stay in control of your spending pace. Key Features Smart Daily Budget • Automatically calculates your daily available amount based on your monthly budget • Displays remaining spendable balance for today in real time • Overspending is automatically rolled over, keeping your financial status clear • Built around the “Pace” concept of spending rhythm, allowing you to intuitively feel how fast you are spending Multi-Wallet Management • Create multiple wallets freely to categorize and manage different funds • Supports various types such as living expenses, allowance, credit/overdraft, and investments • Elegant card-style interface for clear visibility • Free transfers between wallets In-Depth Analytics • Weekly and monthly spending trend charts • Expense breakdown by category • Intelligent insights into spending habits • Income vs. expense comparison to track overall financial health One-Tap Bill Import • Supports WeChat Pay bill import • Supports Alipay bill import • Intelligent transaction category recognition • Batch preview with selective import Quick Actions Auto-Logging • Automatic expense logging via the Action Button, no manual input required Two Modes, Two Lifestyles If you’re a student • Set a monthly living allowance and automatically allocate a daily budget • Overspending alerts to avoid running out of money at month-end • Track daily expenses such as food, transportation, and shopping If you’re a working professional • Set monthly income and savings goals • Automatic salary payment reminders • Separate management of spending and savings wallets • Detailed income and expense financial reports Privacy First Offline-First Operation • All data is stored locally on your device • No internet connection required, no account registration needed • No personal data is collected • Your financial data belongs entirely to you Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://paceflow.zeabur.app/privacy

Screenshots

Percento4 screens
Pace Flow4 screens

Verdict

The call

The clearest difference is update cadence: Percento at every 4 days against Pace Flow's monthly. Percento also leads on ratings volume (126 vs 2). Pace Flow's advantage is rating (5.0 vs 4.7) and review sentiment (100% vs 88%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Percento sells 7 in-app purchases, starting at $1.99 per month and Pace Flow sells 2 in-app purchases, starting at $3.99 per 3 months. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Pace Flow holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Percento has 126 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 88% of Percento's written reviews are positive against 100% of Pace Flow's.

UpkeepUpdate frequency

Percento ships an update every 4 days, Pace Flow monthly. The most recent releases landed on October 13, 2026 and October 12, 2026 respectively.

Scorecard5 real differences · 5 level
Percento versus Pace Flow: the parameters behind the verdict, then further details
ParameterPercentoPace Flow
PriceFreeFree
Rating4.7 (126 ratings)5.0 (2 ratings) — better
Positive reviews88.1% of reviews100.0% of reviews — better
Number of ratings126 — better2
Update frequencyEvery 4 days — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS26.017.0 — better
Further details — not scored
Size31 MB6 MB
Age rating4+4+
DeveloperAccanto Co., Ltd.啸 冯

Customer experience

Percento

All ratings126 ratings
Positive92.1%
Neutral1.6%
Negative6.3%
Written reviews143 reviews
Positive88.1%
Neutral4.9%
Negative7.0%

Pace Flow

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews7 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

7 purchases

Percento

Subscriptions4
  • Percento Premium$1.991 Month
  • Percento Premium-4.07 Days trial$1.991 Month
  • Percento Premium7 Days trial$12.991 Year
Show 1 more
  • Percento Premium1 Year trial$12.991 Year
One-time3
  • Percento Premium$12.99
  • Percento Premium2 variants$29.99
  • Percento Premium$34.99
2 purchases

Pace Flow

Subscriptions1
  • Pro Subscription7 Days trial$3.993 Months
One-time1
  • Pace Flow Pro Version$6.99

Questions

Is Percento free?
Percento is free to download, with in-app purchases available.
Is Pace Flow free?
Pace Flow is free to download, with in-app purchases available.
Which has better reviews, Percento or Pace Flow?
Pace Flow is rated higher. Percento averages 4.7 out of 5 from 126 ratings, while Pace Flow averages 5.0 from 2 ratings.
Do Percento or Pace Flow have ads?
Neither Percento nor Pace Flow shows ads.
Which is updated more often, Percento or Pace Flow?
Percento ships an update every 4 days, and Pace Flow monthly. Most recently, Percento was updated on October 13, 2026 and Pace Flow on October 12, 2026.

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