Comparison

Capivot vs Pace Flow

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Capivot

Manage and visualize your financial assets with a comprehensive product library. Customize asset categories and tags for detailed analysis. Track your portfolio's historical performance and balance with ease.

Highlights
  • Extensive financial product library (stocks, bonds, funds, crypto)
  • Customizable asset categories and tag groups
  • Asset snapshot and historical performance tracking
  • Balance bookkeeping without detailed ledgers
  • Local data storage for enhanced privacy
  • Automatic price updates and currency conversion
Features
Read full description

【 丰富的金融产品库 】 覆盖A股B股,沪深市债券,场内场外基金,港股,美股,数字货币等常见金融产品,可一键刷新所有资产的价格,汇率自动换算(外币转人民币) 【 自定义资产大类 】 每个人对资产大类的定义不同,你可以自由定义你的分类,可以是(股票,债券,黄金,现金),也可以是(流动资金,投资,固定资产,应收款),或者更细分的(指数基金,主动型基金,债券基金,货币) 【 自定义标签组 】 资产大类只是资产的一面,我们还通过自定义标签组的设计,让用户通过其他的角度来分析资产,比如: · 行业分布(科技,消费,医疗,银行,地产等) · 地域分布(A股,港股,美股等) · 持有人(自己,老婆,爸爸,妈妈等) · 账户(华泰证券,平安证券,蚂蚁财富,腾讯理财通等) 【 资产快照功能 】 记录当前资产总额和分布,自动生成总资产和各资产大类的历史曲线图和历史分布图 【 余额记账 】 了解资产配置并不需要繁琐的明细账,每次只需要登记最新的资产状况即可 【 本地化存储 】 我们深知个人财务信息对你的重要性,保护用户隐私是我们在设计和开发产品时最重要的考量因素,Capivot无需注册即可使用,所有数据都存储于手机本地 ---- 意见与反馈 ---- ※ 如果我们的App对你有帮助,请不要吝啬你的五星好评,最好再附上评论两句,你的鼓励是我们前进的动力。 ※ 使用过程中有任何问题或者反馈,可以通过以下任意途经找到我们: · App中:我的 - 加入群聊 / 意见与反馈(加入群聊是最快的) · 微信公众号/微博/小红书:栗子研究所LizLabs

About

Pace Flow

Effortlessly manage your daily spending with an intelligent budget that automatically calculates your available balance. Track expenses across multiple wallets, gain insights with detailed analytics, and import bills with a single tap. Designed for privacy with offline-first operation and no data collection.

Highlights
  • Smart daily budget calculation
  • Multi-wallet management
  • In-depth spending analytics
  • One-tap bill import
  • Offline-first operation
  • Automatic expense logging
Features
Read full description

Pace Flow is an intelligent expense-tracking app designed for daily spending management, helping you easily stay in control of your spending pace. Key Features Smart Daily Budget • Automatically calculates your daily available amount based on your monthly budget • Displays remaining spendable balance for today in real time • Overspending is automatically rolled over, keeping your financial status clear • Built around the “Pace” concept of spending rhythm, allowing you to intuitively feel how fast you are spending Multi-Wallet Management • Create multiple wallets freely to categorize and manage different funds • Supports various types such as living expenses, allowance, credit/overdraft, and investments • Elegant card-style interface for clear visibility • Free transfers between wallets In-Depth Analytics • Weekly and monthly spending trend charts • Expense breakdown by category • Intelligent insights into spending habits • Income vs. expense comparison to track overall financial health One-Tap Bill Import • Supports WeChat Pay bill import • Supports Alipay bill import • Intelligent transaction category recognition • Batch preview with selective import Quick Actions Auto-Logging • Automatic expense logging via the Action Button, no manual input required Two Modes, Two Lifestyles If you’re a student • Set a monthly living allowance and automatically allocate a daily budget • Overspending alerts to avoid running out of money at month-end • Track daily expenses such as food, transportation, and shopping If you’re a working professional • Set monthly income and savings goals • Automatic salary payment reminders • Separate management of spending and savings wallets • Detailed income and expense financial reports Privacy First Offline-First Operation • All data is stored locally on your device • No internet connection required, no account registration needed • No personal data is collected • Your financial data belongs entirely to you Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://paceflow.zeabur.app/privacy

Screenshots

Capivot4 screens
Pace Flow4 screens

Verdict

The call

The clearest difference is monetization model: Capivot at free against Pace Flow's freemium. Capivot also leads on ratings volume (6 vs 2). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Capivot sells 1 one-off in-app purchase and Pace Flow sells 2 in-app purchases, starting at $3.99 per 3 months. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Capivot against 5.0 for Pace Flow. Both are backed by a comparable volume of ratings — 6 and 2 respectively. Written reviews are what separate them: 93% of Capivot's written reviews are positive against 100% of Pace Flow's.

UpkeepUpdate frequency

Capivot ships an update every 3 weeks, Pace Flow monthly. The most recent releases landed on September 20, 2026 and September 9, 2026 respectively.

Scorecard2 real differences · 8 level
Capivot versus Pace Flow: the parameters behind the verdict, then further details
ParameterCapivotPace Flow
PriceFreeFree
Rating5.0 (6 ratings)5.0 (2 ratings)
Positive reviews92.9% of reviews100.0% of reviews — better
Number of ratings6 — better2
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesYesYes
MonetizationFree — betterFreemium
DevicesiPhoneiPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size13 MB6 MB
Age rating4+4+
Developer曦 陈啸 冯

Customer experience

Capivot

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews28 reviews
Positive92.9%
Neutral7.1%
Negative0.0%

Pace Flow

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews7 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Capivot

One-time1
  • VIP Membership$1.99
2 purchases

Pace Flow

Subscriptions1
  • Pro Subscription7 Days trial$3.993 Months
One-time1
  • Pace Flow Pro Version$6.99

Questions

Is Capivot free?
Capivot is free to download, with in-app purchases available.
Is Pace Flow free?
Pace Flow is free to download, with in-app purchases available.
Which has better reviews, Capivot or Pace Flow?
Capivot and Pace Flow are both rated 5.0 out of 5 on the App Store, from 6 and 2 ratings respectively.
Do Capivot or Pace Flow have ads?
Neither Capivot nor Pace Flow shows ads.
Which is updated more often, Capivot or Pace Flow?
Capivot ships an update every 3 weeks, and Pace Flow monthly. Most recently, Capivot was updated on September 20, 2026 and Pace Flow on September 9, 2026.

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