Comparison

NCMIC Gateway Mobile Payments vs bPAYd

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NCMIC Gateway Mobile Payments

Features
Read full description

NCMIC lets you transform any Apple device into a complete checkout tool with diverse payment options, security features, and inventory management tools. Download the app today to start selling products on the go, capture payments in a retail store or process securely, anywhere in between. This application allows you to safely and securely process cash, credit card, gift card and check transactions from your device and manage inventory directly from a built-in database. Paired with compatible card swipers and Bluetooth receipt printers, accepting secure payments for any type of business is made simple with the NCMIC Gateway POS application. Please note a merchant account is required to use this application. All transactions, data, and orders are stored on NCMIC's Level-1 PCI Compliant payment gateway. If your device is lost, stolen or damaged, just log in to the application on another device and recover your transactions, orders, and batches through an automatic sync with our console. Application Features: • Card Swiper, Barcode Scanner, and Receipt Printer Compatibility. Securely swipe credit cards with the PaySaber Jack, PaySaber Clip, PaySaber Jr., PaySaber Go and Infinite Peripherals card readers. Wirelessly print receipts and scan barcodes with the WSP-R240i Bluetooth printer or hook up to a Star TSP143 LAN printer. • Cash Transactions Cash is one of many acceptable payment methods within this application and capabilities that allows cash transactions to be recorded for transaction history reporting. • Customer Management and Payments Create and manage customer accounts including preferred payment method for quick, easy and secure transactions for return customers. • Split Orders This application supports and records orders even when split payment types are used to ensure accurate transaction history reports. • Product Management and Inventory Control Load your product database into the application to manage inventory and generate reports. • Order and Transaction History, Batch Management View a detailed report of orders and transactions processed on your merchant account. • Permissions Permission options allow you to set different standards of security for users or employees utilizing your point of sale system. • Quick Sales/Refund Against Previous Transactions Using Tokenization Quickly and securely process a quick sale or refund using the option of free tokenization. • Supports contactless payments such as Apple Pay, and other contactless payment • Supports EMV payments through devices such as Ingenico ICMP and Castles MP200. NCMIC is your preferred, Level-1 PCI Compliant payment gateway • It supports major platforms like First Data, TSYS, Chase Paymentech, Global and more. • It gives you the ability to connect unlimited Apple devices to one gateway account and stores transactions for the life of an account. • It includes full feature fraud detection suite and manager. • A QuickBooks plugin is available for reporting and integration. • You can easily download and share transaction history reports. • It works with major eCommerce shopping carts integrated with the gateway. • Free online customizable payment forms are available. • It is a Level-1 PCI Compliant Payment Gateway. CUSTOMER SERVICE SUPPORT: • Call +1-800-839-1629 ext: 5606 for Customer Support • Please visit https://gateway.ncmic.com/ for More Information NCMIC Gateway • Email gatewaysupport@ncmic.com for email support.

About

bPAYd

This app streamlines business finances by offering seamless credit card processing, invoice management, and recurring payment options. It provides detailed reports, customer management, and cashier supervision for enhanced business operations.

Highlights
  • Credit card processing
  • Invoice management
  • Recurring payments
  • Customer management
  • Detailed reports
  • Payment links
Features
Read full description

Introducing bPAYd, crafted by Blackstone, the ultimate merchant-centric app tailored for seamless credit card processing and so much more. bPAYd doesn't just streamline payments; it revolutionizes the way you manage your business finances. Here’s why bPAYd is your go-to payment companion: Detailed Reports: Gain insights from comprehensive reports on processed credit cards and checks. Invoice Management: Send, view, edit, and manage your invoices all in one place. Swift Payments: Process payments quickly and efficiently. With bPAYd, payments are just a tap away. Payment Links: Easily generate and share payment links with your customers for a hassle-free payment experience. Recurring Payments: Set, configure, and manage recurring payments effortlessly. Customer Management: Keep your customer database organized. View, add, edit, or delete customer profiles with ease. Card Storage: Safely store customer cards and process them as needed, ensuring a smooth transaction every time. Product & Service Management: Handle your product and service inventory with our intuitive features. Web Payment Frame: Incorporate a payment frame on your website for a seamless online transaction experience. Cashier Management: Supervise and manage your cashiers efficiently. Ensure that everyone has the appropriate access. Verification Settings: Tailor your credit card verification settings to your business needs. Experience simplicity, efficiency, and innovation with bPAYd. Dive into the world of advanced payment processing today!

Screenshots

NCMIC Gateway Mobile Payments3 screens
bPAYd4 screens

Verdict

The call

The clearest difference is update cadence: bPAYd at every 5 weeks against NCMIC Gateway Mobile Payments's every 4 months. NCMIC Gateway Mobile Payments's advantage is iOS requirement (9.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

NCMIC Gateway Mobile Payments ships an update every 4 months, bPAYd every 5 weeks. The most recent releases landed on September 22, 2026 and September 9, 2026 respectively.

Scorecard2 real differences · 8 level
NCMIC Gateway Mobile Payments versus bPAYd: the parameters behind the verdict, then further details
ParameterNCMIC Gateway Mobile PaymentsbPAYd
PriceFreeFree
Rating—5.0 (4 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—4 — better
Update frequencyEvery 4 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS9.0 — better13.0
Further details — not scored
Size103 MB70 MB
Age rating4+17+
DeveloperNCMICBlackstone Merchant Services

In-app purchases

None

NCMIC Gateway Mobile Payments

No in-app purchases

None

bPAYd

No in-app purchases

Questions

Is NCMIC Gateway Mobile Payments free?
NCMIC Gateway Mobile Payments is free to download, with no in-app purchases.
Is bPAYd free?
bPAYd is free to download, with no in-app purchases.
Do NCMIC Gateway Mobile Payments or bPAYd have ads?
Neither NCMIC Gateway Mobile Payments nor bPAYd shows ads.
Which is updated more often, NCMIC Gateway Mobile Payments or bPAYd?
NCMIC Gateway Mobile Payments ships an update every 4 months, and bPAYd every 5 weeks. Most recently, NCMIC Gateway Mobile Payments was updated on September 22, 2026 and bPAYd on September 9, 2026.

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