Comparison

Absa Ghana vs Secured pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Absa Ghana

Manage your finances conveniently on the go with this secure banking application. Access account overviews, transaction history, and perform transfers, bill payments, and mobile money transactions.

Highlights
  • Account overview
  • Transaction history filtering
  • Inter-account transfers
  • Airtime purchase
  • Bill payments
  • Mobile wallet transfers
Read full description

Absa Bank Ghana Limited: Bank on the go with the bank that brings your possibilities to life. With simple, fast and secure banking now at your fingertips, you can transact from anywhere, anytime. Here’s what you can expect: • A clear overview of all your accounts. • Filtered transaction history according to your needs. • Seamless transfers between your accounts. • Buy airtime and pay bills from where you are. • Send money to a mobile wallet account. • Control over your account activity. Download the Absa Banking App now and experience convenient banking.

About

Secured pay

This platform simplifies and secures international money transfers for individuals and businesses. It offers features like escrow protection, transaction tracking, and receiver confirmation to enhance trust and transparency in global commerce.

Highlights
  • Cross-border transactions
  • Escrow protection
  • Receiver confirmation
  • Transaction tracking
  • KYC verification
  • Fraud prevention
Features
Read full description

Secured Pay is a fintech platform designed to simplify and secure cross-border transactions for individuals, SMEs, and importers. The platform enables users to send, receive, and manage international payments efficiently while reducing the risks commonly associated with global trade and money transfers. Secured Pay provides secure international payment solutions with features such as escrow protection, receiver confirmation, and transaction tracking to improve trust and transparency in cross-border commerce. The built-in escrow system helps protect both buyers and sellers by securely holding funds until transaction conditions are fulfilled. Receiver confirmation through SMS, email, or messaging channels adds an extra layer of verification before payments are finalized. The platform is designed with strong compliance and security standards, including KYC verification, fraud prevention measures, and advanced account protection systems. Secured Pay offers a simple and user-friendly experience for businesses and individuals managing international supplier payments, remittances, and global business transactions.

Screenshots

Absa Ghana4 screens
Secured pay4 screens

Verdict

The call

The clearest difference is rating: Secured pay at 5.0 against Absa Ghana's 2.9. Secured pay also leads on update cadence (fortnightly vs every 2 months). Absa Ghana's advantage is ratings volume (85 vs 1) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Secured pay holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: Absa Ghana has 85 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Absa Ghana ships an update every 2 months, Secured pay fortnightly. The most recent releases landed on October 28, 2026 and October 18, 2026 respectively.

Scorecard4 real differences · 6 level
Absa Ghana versus Secured pay: the parameters behind the verdict, then further details
ParameterAbsa GhanaSecured pay
PriceFreeFree
Rating2.9 (85 ratings)5.0 (1 ratings) — better
Positive reviews9.8% of reviews—
Number of ratings85 — better1
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.6
Further details — not scored
Size114 MB67 MB
Age rating17+17+
DeveloperAbsa Bank LimitedSECURED PAY LTD

Customer experience

Absa Ghana

All ratings83 ratings
Positive43.4%
Neutral9.6%
Negative47.0%
Written reviews41 reviews
Positive9.8%
Neutral17.1%
Negative73.2%

Secured pay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Absa Ghana

No in-app purchases

None

Secured pay

No in-app purchases

Questions

Is Absa Ghana free?
Absa Ghana is free to download, with no in-app purchases.
Is Secured pay free?
Secured pay is free to download, with no in-app purchases.
Which has better reviews, Absa Ghana or Secured pay?
Secured pay is rated higher. Absa Ghana averages 2.9 out of 5 from 85 ratings, while Secured pay averages 5.0 from 1 ratings.
Do Absa Ghana or Secured pay have ads?
Neither Absa Ghana nor Secured pay shows ads.
Which is updated more often, Absa Ghana or Secured pay?
Absa Ghana ships an update every 2 months, and Secured pay fortnightly. Most recently, Absa Ghana was updated on October 28, 2026 and Secured pay on October 18, 2026.

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